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HomeFlood Insurance AgentsOhio › Springfield

Find Flood Insurance Agents Near You in Springfield, OH

Browse flood insurance agents serving Springfield, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Chris Hunt - State Farm Insurance Agent, Assurant. This directory lists 20 flood insurance agents serving Springfield.

Showing 20 flood insurance agents in Springfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance1107 N Bechtle Ave(937) 322-5757
2Ashley Himes - State Farm Insurance Agent1209 W 1st St(937) 323-3333
3Chris Hunt - State Farm Insurance Agent115 E Ward St(937) 688-5684
4Assurant1 Assurant Way(937) 327-7700
5America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency1690 N Limestone St(937) 324-2121
6American Heritage Insurance Group1305 W 1st St(937) 323-9737
7Fourman Insurance Agency1111 N Plum St #3(937) 325-6778
8Elliott Insurance Agency1317 E High St(937) 325-2465
9Clingman Insurance1110 N Plum St(937) 322-3618
10Shelter Insurance - Sam Seibert14 E Main St Ste 100(937) 917-8290
AI
1107 N Bechtle Ave
Acceptance Insurance
Flood Insurance Agent · Springfield, OH

Acceptance Insurance serves Springfield, Ohio, and the surrounding Clark County communities, handling flood insurance policies for residential and commercial properties in the area. It addresses risks associated with local waterways, seasonal storms, and floodplain zones. The business manages inquiries from property owners seeking to understand policy options available through the National Flood Insurance Program. To handle a typical job, it reviews the property’s flood zone designation and adjusts coverage recommendations based on the specific replacement cost and elevation certificate information provided.

AH
1209 W 1st St
Ashley Himes - State Farm Insurance Agent
Flood Insurance Agent · Springfield, OH
CH
115 E Ward St
Chris Hunt - State Farm Insurance Agent
Flood Insurance Agent · Springfield, OH

Homeowners, businesses, and property managers in Springfield, Ohio rely on Chris Hunt - State Farm Insurance Agent for flood insurance policies to protect their assets from water damage. The agency helps clients assess their flood risk and select appropriate coverage for residential and commercial properties. Flood insurance is essential in this region due to heavy rainfall and nearby rivers. Services include policy reviews and claims assistance. The agency also serves clients in the neighboring community of New Carlisle.

AS
1 Assurant Way
Assurant
Flood Insurance Agent · Springfield, OH

Assurant serves the Springfield, Ohio area as a flood insurance agent, helping property owners assess their exposure to water damage and secure appropriate policies. The company navigates federal and private flood insurance options to match coverage with different property needs and flood zone risks. Understanding that standard homeowners policies exclude flood damage, the agency clarifies coverage gaps and policy terms for residents and businesses alike. Assurant handles both elevation certificate reviews and claims assistance for clients in the region.

AS
1690 N Limestone St
America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency
Flood Insurance Agent · Springfield, OH

As an independent flood insurance agent, America's Trusted Insurance Group serves Springfield, Ohio, and the surrounding Clark County communities. It handles the procurement of National Flood Insurance Program policies and private flood coverage for residential and commercial properties. Recognizing the region’s flood risks from local waterways, the agency evaluates each property’s specific elevation and flood zone designation. To handle a typical job, it uses comparative quotes from multiple carriers, ensuring clients receive a policy that matches their coverage needs without unnecessary exclusions.

AH
1305 W 1st St
American Heritage Insurance Group
Flood Insurance Agent · Springfield, OH

American Heritage Insurance Group in Springfield, OH offers both one-time flood insurance policies and recurring annual coverage options. Clients choose based on whether they anticipate sporadic flood risk or need continuous protection for their property. Flood insurance generally covers structural damage and some contents caused by rising waters. Service here typically runs on either a one-time basis for a single purchase or an as-needed model for policy renewals or adjustments during the year.

FI
1111 N Plum St #3
Fourman Insurance Agency
Flood Insurance Agent · Springfield, OH

Fourman Insurance Agency specializes in securing flood insurance policies for homes and businesses across Springfield, Ohio. It helps property owners navigate available coverage options through the National Flood Insurance Program, tailoring protection to distinct risk levels and budgets. The agency also serves clients who are required to carry flood insurance by their mortgage lenders. Each year, it assists those threatened by spring thaws and heavy seasonal rains, which frequently raise local water levels and create flood hazards.

EI
1317 E High St
Elliott Insurance Agency
Flood Insurance Agent · Springfield, OH

When seasonal heavy rains or snowmelt threaten homes in Springfield, OH, flood damage becomes a real concern for local property owners. Elliott Insurance Agency addresses this need by specializing in flood insurance, helping residents understand coverage options tailored to the National Flood Insurance Program requirements. The process begins with a careful review of the property’s flood zone and risk factors, allowing for a precise assessment of necessary protection. An initial consultation or walk-through with the agent serves as the first step toward securing a policy.

CI
1110 N Plum St
Clingman Insurance
Flood Insurance Agent · Springfield, OH
SI
14 E Main St Ste 100
Shelter Insurance - Sam Seibert
Flood Insurance Agent · Springfield, OH
RJ
730 N Limestone St
Rick J Chimento III - State Farm Insurance Agent
Flood Insurance Agent · Springfield, OH
(937) 325-7611
rickchimento.com
FH
2100 E High St #108
Fulton Hill Insurance Agency, LLC
Flood Insurance Agent · Springfield, OH
(937) 460-7337
fultonhillinsuranceagency.com
JT
2985 Derr Rd
Jim Twiggs: Allstate Insurance
Flood Insurance Agent · Springfield, OH
(937) 390-3330
agents.allstate.com/jim-twiggs-springfield-oh.html
DM
2200 E Main St
Dave Maute: Allstate Insurance
Flood Insurance Agent · Springfield, OH
(937) 325-2474
agents.allstate.com/dave-maute-springfield-oh.html
LH
333 N Limestone St
Link-Hellmuth Insurance
Flood Insurance Agent · Springfield, OH
(937) 323-6429
linkhellmuthinsurance.com
MS
1553 Commerce Rd
McMann Smoot Riddle Insurance
Flood Insurance Agent · Springfield, OH
(937) 325-7048
msrins.com
WT
30 Warder St #200
Wallace & Turner Insurance
Flood Insurance Agent · Springfield, OH
(937) 324-8492
wtins.com
LI
1128 N Plum St
Lifetime Insurance LLC
Flood Insurance Agent · Springfield, OH
(937) 764-3635
WI
3660 E National Rd
Wise Insurance OH
Flood Insurance Agent · Springfield, OH
(937) 848-1306
GL
Moorefield Square Shopping Center, 2695 Derr Rd
Grimone Ledbetter Insurance Group
Flood Insurance Agent · Springfield, OH
(937) 342-0690
glinsure.com

What Does a a Flood Insurance Agent in Springfield Cost?

The cost of flood insurance in Ohio varies by property. An NFIP policy in a low-risk zone may start around 500 dollars per year. In a high-risk zone near Springfield costs can range from 700 to 2,000 dollars or more depending on the building value and deductible. Elevation certificates add 200 to 500 dollars if needed. This is general information not insurance advice.

About flood insurance agents in Springfield

Flood insurance agents in Springfield Ohio help property owners secure coverage through the National Flood Insurance Program NFIP. Ohio law does not require private flood insurance but mortgage lenders often mandate it for homes in high-risk flood zones. Springfield sits near the Mad River and Buck Creek so properties in these areas may need a flood elevation certificate.

Frequently Asked Questions

Do I need flood insurance in Springfield Ohio?

If your property is in a FEMA-designated Special Flood Hazard Area SFHA and you have a federally backed mortgage your lender will require flood insurance. Even outside SFHAs flooding can occur so many homeowners choose a policy for protection.

What does a flood insurance agent do in Springfield?

A flood insurance agent helps you assess your flood risk determine the correct NFIP or private policy limits and complete the required elevation certificate. They also guide you through Ohio insurance regulations and filing claims after a flood event.

How long does it take to get flood insurance in Ohio?

Standard NFIP policies have a 30-day waiting period before coverage begins unless the policy is required for a mortgage closing. Private flood policies may offer shorter waiting times. Plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.