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HomeFlood Insurance AgentsOhio › Westlake

Find Flood Insurance Agents Near You in Westlake, OH

Browse flood insurance agents serving Westlake, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Westlake, Ohio is Navigate Risk Advisors, rated 4.9 stars across 280 reviews. Other highly rated options include James Moyer - State Farm Insurance Agent, Katzbach Insurance Agency, Neverman Insurance Agency. This directory lists 18 flood insurance agents serving Westlake.

Showing 18 flood insurance agents in Westlake, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Navigate Risk Advisors28899 Center Ridge Rd STE 303(440) 871-0110
2James Moyer - State Farm Insurance Agent1991 Crocker Rd suite 120(440) 835-9330
3Katzbach Insurance Agency902 Westpoint Pkwy STE 300(440) 835-1770
4Neverman Insurance Agency27594 Detroit Rd(440) 871-5620
5Candice Stryker-Irlbacher - State Farm Insurance Agent24549 Detroit Rd STE 1(440) 871-3747
6SeibertKeck Insurance Partners26865 Center Ridge Rd(440) 835-9600
7Fitzgibbons Arnold & Co.25730 1st St 2nd Floor(440) 892-3636
8Hubbard Insurance Agency24700 Center Ridge Rd G55(440) 333-4450
9Ancora31011 Viking Pkwy Suite 1(440) 835-8860
10DeLaat Insurance Group159 Crocker Park Blvd #400(440) 290-1552
NR
28899 Center Ridge Rd STE 303
Navigate Risk Advisors
Flood Insurance Agent · Westlake, OH

Navigate Risk Advisors serves the Westlake, Ohio area and the greater Cuyahoga County region as a flood insurance agent, helping property owners understand and secure coverage for flood-related water damage. The company guides clients through the National Flood Insurance Program and private market options, assessing individual property risks against local flood zone maps. Navigate Risk Advisors assists with both residential building coverage and commercial flood insurance, including contents protection and business interruption policies for local properties.

JM
1991 Crocker Rd suite 120
James Moyer - State Farm Insurance Agent
Flood Insurance Agent · Westlake, OH

James Moyer’s State Farm agency in Westlake, OH, provides personalized flood insurance consultations, helping clients assess their property’s flood risk and select appropriate National Flood Insurance Program coverage. The office offers ongoing policy reviews and claims assistance, ensuring clients understand their plan’s updates and how to prepare for seasonal weather changes. Its regular maintenance visits include policy adjustments based on new flood zone maps. The agency serves single-family homes, apartments, retail locations, and local restaurants throughout the Westlake area.

KI
902 Westpoint Pkwy STE 300
Katzbach Insurance Agency
Flood Insurance Agent · Westlake, OH

Katzbach Insurance Agency in Westlake, OH helps homeowners, businesses, and property managers find flood insurance policies to protect against water damage. They assist clients in understanding National Flood Insurance Program options and can review coverage needs based on a property’s flood zone. The agency works to explain how flood insurance differs from standard homeowners policies, ensuring customers get appropriate protection for their specific situation and budget. Their service area also extends into surrounding communities such as Avon Lake and Bay Village across western Cuyahoga County.

NI
27594 Detroit Rd
Neverman Insurance Agency
Flood Insurance Agent · Westlake, OH

Neverman Insurance Agency serves the Westlake, Ohio area and its surrounding communities, handling flood insurance policies for residential and commercial properties. It assists property owners with coverage options to protect against water damage from rising waters. The agency guides clients through policy details and floodplain considerations specific to the region. To handle a typical job, it carefully reviews a property’s flood risk zone and proposes appropriate coverage limits based on standard mapped data.

CS
24549 Detroit Rd STE 1
Candice Stryker-Irlbacher - State Farm Insurance Agent
Flood Insurance Agent · Westlake, OH

When considering flood protection, clients choose between a one-time consultation to assess their risk or an ongoing relationship that annually reviews their policy. State Farm insurance agent Candice Stryker-Irlbacher, located in Westlake, OH, helps property owners understand available coverage for structure and contents, including rising-water damage often excluded from standard homeowners insurance. The service is offered on an as-needed or scheduled basis, depending on whether the client arranges a single meeting or opts for periodic check-ins to adjust coverage as community flood maps change.

SI
26865 Center Ridge Rd
SeibertKeck Insurance Partners
Flood Insurance Agent · Westlake, OH

When heavy spring rains and rapid snowmelt threaten basements and lower levels across Westlake, Ohio, property owners often seek clear guidance on flood preparedness. SeibertKeck Insurance Partners responds as a local Flood Insurance Agent that helps residents assess their exposure to rising water from nearby creeks and drainage systems. They work to explain how federal flood maps apply to individual homes and businesses, clarifying policy options for structures in both high-risk and moderate-risk zones. A typical engagement begins with a direct review of the property’s elevation certificate during an initial consultation.

FA
25730 1st St 2nd Floor
Fitzgibbons Arnold & Co.
Flood Insurance Agent · Westlake, OH

Fitzgibbons Arnold & Co. specializes in securing National Flood Insurance Program policies for property owners. Its general work involves assessing flood zone risks in Westlake and advising clients on coverage options for structures and contents. The agency helps homeowners, renters, and commercial property owners navigate the complexities of flood insurance requirements throughout the year. It particularly assists clients in reviewing policies ahead of the spring rainy season, when heavy storms often pose the greatest risk of overflow and water damage.

HI
24700 Center Ridge Rd G55
Hubbard Insurance Agency
Flood Insurance Agent · Westlake, OH

Spring storms and heavy rains can quickly turn a Westlake street into a flood zone, making coverage essential for local homeowners. Hubbard Insurance Agency works with area residents to secure appropriate flood policies that meet FEMA requirements and personal needs. Agents review property locations, existing coverage gaps, and typical flood risks for this Lakeshore region to recommend suitable plans. They then schedule a walkthrough of the home to assess drainage patterns and foundation conditions before finalizing a policy.

AN
31011 Viking Pkwy Suite 1
Ancora
Flood Insurance Agent · Westlake, OH

Based in Westlake, Ohio, Ancora connects property owners with flood insurance policies to help manage weather-related water damage risks. The agency emphasizes supplemental coverage options that address gaps found in standard homeowners plans. Its services can secure protection for both residential dwellings and commercial real estate needs. This includes supporting a wide range of business properties, such as main street offices, commercial warehouses, and local food service operations.

DI
159 Crocker Park Blvd #400
DeLaat Insurance Group
Flood Insurance Agent · Westlake, OH

DeLaat Insurance Group in Westlake, OH offers residential flood insurance policies designed to protect homeowners from water damage. Commercial flood coverage is also available for local businesses. The agency serves property owners throughout the greater Westlake area, ensuring clients understand their policy options and risk factors. Coverage plans are reviewed during each interaction, assisting with claims support when necessary. After a policy is secured, the agency typically follows up before regular renewal periods to reassess coverage needs and adjust limits as local conditions change.

BS
924 Westpoint Pkwy Suite100
Bay Shore Insurance Agency
Flood Insurance Agent · Westlake, OH
(440) 438-3120
bayshoreins.net
RB
24976 Center Ridge Rd
Richey Barrett Insurance
Flood Insurance Agent · Westlake, OH
(440) 835-4800
richey-barrett.com
AI
1991 Crocker Rd Suite 628
Axis Insurance
Flood Insurance Agent · Westlake, OH
(440) 420-6886
insuredbyaxis.com
SI
25963 Detroit Rd Ste A
Shelter Insurance - Andrea Pope
Flood Insurance Agent · Westlake, OH
(440) 385-7118
shelterinsurance.com/CA/agent/APOPE
FP
30584 Center Ridge Rd
Fernando Paez: Allstate Insurance
Flood Insurance Agent · Westlake, OH
(440) 617-0300
agents.allstate.com/fernando-paez-westlake-oh.html
QI
24282 US-20
Quick Insurance LLC
Flood Insurance Agent · Westlake, OH
(440) 325-0801
EI
26247 Center Ridge Rd
Elite Insurance Coverage
Flood Insurance Agent · Westlake, OH
(440) 333-8000
elitecoverage.com
MA
27570 Detroit Rd
The McCallum Agency, LLC
Flood Insurance Agent · Westlake, OH
(440) 899-2700
mccallumagency.com

What Does a a Flood Insurance Agent in Westlake Cost?

Flood insurance costs in Westlake Ohio vary by flood zone, building elevation, and coverage amount. An NFIP policy for a single-family home in a moderate-risk zone may cost around $700 to $1,200 per year. High-risk zone properties can see premiums from $2,000 to $5,000 or more annually. Private market policies may offer different rates and higher limits. This is general information and not insurance advice.

About flood insurance agents in Westlake

Flood insurance agents in Westlake Ohio help homeowners and businesses secure coverage through the National Flood Insurance Program or private carriers. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Westlake properties near Lake Erie or the Rocky River may fall in high-risk flood zones requiring mandatory flood insurance for mortgage holders.

Frequently Asked Questions

Do I need flood insurance in Westlake Ohio?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is mandatory. Even outside high-risk zones, flooding can occur so many Westlake residents choose optional coverage.

What does a flood insurance agent in Westlake do?

A flood insurance agent assesses your property's flood risk based on FEMA flood maps and Ohio elevation data. They explain NFIP policy limits, waiting periods, and help you select coverage for building and contents.

How long does it take for flood insurance to start in Ohio?

NFIP policies typically have a 30-day waiting period from application date before coverage begins. Some private insurers offer shorter waiting periods. Ohio law requires agents to disclose this waiting period clearly at the time of application.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.