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Directory of flood insurance agents in Xenia, Ohio. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 flood insurance agents in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066
greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863
dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646
montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
rickkolmin.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002
amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491
awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643
agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059
agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010
agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372
shellysinsuranceoptions.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369
otto-ins.com
Jackie Love Insurance Agency
119 E 2nd St, Xenia, OH 45385
(937) 352-6576
Flood insurance agents in Xenia, Ohio help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Xenia is located in Greene County and has areas within FEMA-designated flood zones. Ohio law requires lenders to mandate flood insurance for properties in high-risk flood zones with a federally backed mortgage.
What Does a Flood Insurance Agent in Xenia Cost?
The cost of flood insurance in Ohio typically ranges from $500 to $2,500 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market policies may cost more or less. An agent can provide a specific quote based on your Xenia property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Xenia Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you assess your risk.
What does a flood insurance agent in Xenia do?
A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits, and compares private flood insurance options. They also assist with filing claims and understanding Ohio-specific flood disclosure rules.
How do I find a flood insurance agent in Xenia Ohio?
You can search for licensed insurance agents in Xenia through the Ohio Department of Insurance website or ask local real estate agents for referrals. Many agents offer free consultations to review your property's flood risk.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.