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HomeFlood Insurance AgentsOhio › Xenia

Find Flood Insurance Agents Near You in Xenia, OH

Browse flood insurance agents serving Xenia, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 13 flood insurance agents serving Xenia.

Showing 13 flood insurance agents in Xenia, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greene County Insurance2039 Bellbrook Ave # A(937) 374-0066
2Doug Zeigler - State Farm Insurance Agent280 N Detroit St(937) 372-3700
3Montgomery Insurance & Investments114 S Detroit St(937) 372-7646
4David Spriggs - State Farm Insurance Agent121 Dayton Ave(937) 372-3863
5Rick Kolmin - State Farm Insurance Agent280 N Detroit St(937) 372-3700
6Perkins & Associates Insurance Inc. American Family Insurance25 S Detroit St(937) 347-2002
7Anderson Williamson Insurance242 N Detroit St(937) 372-4491
8Farmers Insurance - Rodney Hines492 W 2nd St Ste 203(937) 424-0643
9Nationwide Insurance: Kelly Jones Insurance Agency LLC157 Progress Dr Ste A(937) 372-8059
10Farmers Insurance - Micah Windsor57 E Main St(937) 502-2010
GC
2039 Bellbrook Ave # A
Greene County Insurance
Flood Insurance Agent · Xenia, OH

Greene County Insurance serves Xenia and the surrounding Greene County area as a local flood insurance agent. The company helps property owners understand their risk and navigate coverage options for residential and commercial structures. Flood damage policies are particularly important here due to the region’s proximity to waterways and seasonal weather patterns. Agents assist with policy selection for both moderate- and high-risk flood zones. The firm handles claims support and elevation certificate reviews for new and existing properties.

DZ
280 N Detroit St
Doug Zeigler - State Farm Insurance Agent
Flood Insurance Agent · Xenia, OH

Doug Zeigler - State Farm Insurance Agent in Xenia, Ohio, specializes in flood insurance policies designed to protect homes and businesses from water damage. The agency also handles general insurance services, including auto, home, and life coverage for local residents. Given the area’s risk of heavy spring rains and flash flooding, the agent helps property owners secure adequate flood coverage before the seasonal storms begin.

MI
114 S Detroit St
Montgomery Insurance & Investments
Flood Insurance Agent · Xenia, OH

Homeowners, businesses, and property managers in Xenia, Ohio, turn to Montgomery Insurance & Investments for flood insurance coverage tailored to local flood zone risks. The agency helps clients understand National Flood Insurance Program policies and private market options to protect residential and commercial properties against water damage. It guides customers through the process of assessing coverage needs based on property elevation and historical flooding patterns in Greene County. Montgomery Insurance & Investments also serves policyholders in surrounding communities like Fairborn.

DS
121 Dayton Ave
David Spriggs - State Farm Insurance Agent
Flood Insurance Agent · Xenia, OH

David Spriggs - State Farm Insurance Agent in Xenia, OH provides flood insurance services for residential and commercial clients. Service plans include coverage options tailored to protect structures and contents from water damage, with personalized consultations to assess individual property risks. The agency also assists policyholders with updates to coverage as flood maps or property values change over time. Its insured properties range from single-family homes and apartments to retail spaces and restaurants.

RK
280 N Detroit St
Rick Kolmin - State Farm Insurance Agent
Flood Insurance Agent · Xenia, OH

Serving Xenia, OH, and the surrounding communities of Greene County, Rick Kolmin - State Farm Insurance Agent handles flood insurance policies for residential and commercial properties. The agency addresses the specific risks posed by local waterways and storm events, guiding clients through the National Flood Insurance Program requirements. For a typical job, it reviews property elevation and flood zone data to recommend appropriate coverage limits.

PA
25 S Detroit St
Perkins & Associates Insurance Inc. American Family Insurance
Flood Insurance Agent · Xenia, OH

Perkins & Associates Insurance Inc. American Family Insurance in Xenia, OH, distinguishes between one-time policies for single flood events and recurring annual coverage for ongoing property protection. The agency advises homeowners on standard flood insurance policies, which typically cover structural damage and contents in flood-prone areas. As a flood insurance agent, the firm provides local expertise in navigating the National Flood Insurance Program requirements. Services run on an as-needed basis, allowing clients to request quotes or policy modifications at any time without a recurring appointment schedule.

AW
242 N Detroit St
Anderson Williamson Insurance
Flood Insurance Agent · Xenia, OH

Anderson Williamson Insurance in Xenia, OH, specializes in securing flood insurance policies tailored to individual property risks. It assists homeowners and businesses in assessing their flood exposure and selecting appropriate coverage for structures and contents. The company works with clients year-round to explain policy details and assist with claims filing when water damage occurs. It helps residents prepare for the heightened flooding risks often associated with seasonal heavy rains or rapid snowmelt in the area.

FI
492 W 2nd St Ste 203
Farmers Insurance - Rodney Hines
Flood Insurance Agent · Xenia, OH

As the spring thaw and heavy rains often arrive in southwest Ohio, basements and low-lying properties near Xenia face frequent flood risks. Farmers Insurance - Rodney Hines helps homeowners and business owners prepare for these seasonal threats through comprehensive flood insurance options. By evaluating local water tables and stormwater drainage patterns, the agency customizes coverage to match each property's specific vulnerabilities. Rodney Hines begins every new client relationship with a thorough on-site inspection of the structure and its surroundings to assess current flood exposure.

NI
157 Progress Dr Ste A
Nationwide Insurance: Kelly Jones Insurance Agency LLC
Flood Insurance Agent · Xenia, OH

Nationwide Insurance: Kelly Jones Insurance Agency LLC helps clients in Xenia, OH secure financial protection for their properties. This local agency specializes in providing flood insurance policies, which are essential for safeguarding homes in areas prone to water damage. Regular homeowner policies often exclude flood coverage, making this specialized add-on critical for full protection. The agency serves various commercial sectors, including local office buildings, warehouses, and food service establishments.

FI
57 E Main St
Farmers Insurance - Micah Windsor
Flood Insurance Agent · Xenia, OH

Farmers Insurance - Micah Windsor offers residential flood insurance for homes in Xenia, OH, helping protect properties from flood-related damage. Commercial coverage is also available for local businesses that need financial safeguards during flood events. This agency serves the greater Xenia area with policies designed to meet standard insurance requirements. Clients can expect the usual guidance on policy details and claims assistance that flood insurance agents provide. When a policy renews or a property’s coverage needs change between regular visits, this agent can follow up and adjust the plan accordingly.

SS
1644 Kylemore Dr
Shelly's Insurance Options
Flood Insurance Agent · Xenia, OH
(937) 580-5372
shellysinsuranceoptions.com
OI
508 N Detroit St
Otto Insurance Group
Flood Insurance Agent · Xenia, OH
(937) 372-2369
otto-ins.com/locations/xenia
JL
119 E 2nd St
Jackie Love Insurance Agency
Flood Insurance Agent · Xenia, OH
(937) 352-6576

What Does a a Flood Insurance Agent in Xenia Cost?

The cost of flood insurance in Ohio typically ranges from $500 to $2,500 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market policies may cost more or less. An agent can provide a specific quote based on your Xenia property. This is general information, not insurance advice.

About flood insurance agents in Xenia

Flood insurance agents in Xenia, Ohio help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Xenia is located in Greene County and has areas within FEMA-designated flood zones. Ohio law requires lenders to mandate flood insurance for properties in high-risk flood zones with a federally backed mortgage.

Frequently Asked Questions

Do I need flood insurance in Xenia Ohio?

If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you assess your risk.

What does a flood insurance agent in Xenia do?

A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits, and compares private flood insurance options. They also assist with filing claims and understanding Ohio-specific flood disclosure rules.

How do I find a flood insurance agent in Xenia Ohio?

You can search for licensed insurance agents in Xenia through the Ohio Department of Insurance website or ask local real estate agents for referrals. Many agents offer free consultations to review your property's flood risk.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.