The top-rated flood insurance agent in Youngstown, Ohio is Uptown Insurance Agency, rated 4.8 stars across 131 reviews. Other highly rated options include Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency, Suburban Insurance Agency. This directory lists 16 flood insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 2 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 3 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 4 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 5 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 6 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 7 | Dan H Harroff Agency LLC American Family Insurance | 8166 Market St B | (330) 296-2626 |
| 8 | Goulish-Kosco Insurance | 7617 Market St | (330) 758-8700 |
| 9 | Better Insurance Youngstown | 201 Beachwood Dr | (330) 510-4901 |
| 10 | General Insurance Agency | 4495 Mahoning Ave | (330) 793-3929 |
Serving the Youngstown, Ohio metro area, Uptown Insurance Agency provides flood insurance agent services. It helps property owners assess their flood risk in this region, which is subject to seasonal weather patterns. The agency works with homeowners and businesses to navigate available coverage options that meet local lending and protection needs. It assists policyholders in understanding flood zone mapping and securing appropriate plans. Services include handling claims support after water damage events and offering annual policy reviews.
Mang Family Insurance, LLC serves homeowners, businesses, and property managers in Youngstown, OH, by helping them secure flood insurance policies. The company assists clients with navigating flood zone requirements and selecting appropriate coverage limits. Flood insurance agents in this area routinely address the risks posed by seasonal storms and nearby waterways. This agency understands local floodplain regulations and works to match clients with suitable plans. Its service area additionally covers surrounding communities and the eastern parts of the Youngstown metro, including Boardman.
Gaetano & All Drivers Insurance Agency provides a full range of flood insurance services in Youngstown, OH, including policy assessments and claims assistance. The agency offers maintenance plans that help clients review coverage annually to ensure adequate protection against regional flooding risks. These plans also include guidance on updates to flood maps and community requirements. The agency services single-family homes, apartments, retail establishments, and restaurants, tailoring each policy to the specific property type.
Suburban Insurance Agency in Youngstown, Ohio, serves clients throughout Mahoning County and the surrounding communities in the Mahoning Valley. The agency handles flood insurance policies for homeowners and businesses, addressing the specific flood risks common to the region’s riverine and low-lying areas. Its typical job begins with a thorough assessment of the property’s elevation and flood zone designation, then pairs that with a review of available National Flood Insurance Program options to secure appropriate coverage for the client.
Top Quality Insurance Youngstown specializes in securing flood insurance policies for residential and commercial properties, addressing a critical need in the region. Its general service work includes guiding clients through federal and private coverage options to protect against water damage. The agency helps property owners understand local flood zone risks and the specific requirements of the National Flood Insurance Program. In this area, it assists with coverage preparations particularly before the spring thaw and heavy seasonal rains that increase flooding concerns.
Prime Insurance Youngstown helps residential property owners in the Youngstown, OH area secure flood insurance policies. Commercial coverage is also available for local businesses seeking protection against potential flood damage. The agency serves clients throughout the region and surrounding communities. Following an initial consultation and policy placement, the team encourages customers to return for annual policy reviews, ensuring their coverage remains appropriate between regular visits.
When seasonal heavy rains or spring thaws threaten the Mahoning Valley’s low-lying neighborhoods, property owners in Youngstown seek reliable guidance. Dan H Harroff Agency LLC American Family Insurance addresses this need by providing dedicated flood insurance agent services. They assist in securing coverage for structures vulnerable to water damage. Their process begins with a consultation to review the property’s location and flood zone designation. This initial assessment ensures that clients understand their policy options and the specific coverage required to protect their buildings and belongings from potential flood risks.
Goulish-Kosco Insurance is a flood insurance agent serving the Youngstown, OH area, known for specializing in flood risk coverage for residential and commercial properties. Their service range includes helping property owners near rivers and low-lying zones understand their National Flood Insurance Program options. They assist with initial policy applications and coverage adjustments for changing flood maps. The agency stays current on local flood zone regulations affecting the Mahoning Valley region. For added protection, they offer separate excess flood insurance for properties requiring higher liability limits.
General Insurance Agency offers property owners in Youngstown, Ohio, comprehensive guidance on securing coverage against flooding. The agency specializes in flood insurance, helping residential and commercial clients navigate the specific policies and risk assessments needed to protect structures from water damage. Perennial risks in the region make such protection a standard part of responsible property management. For commercial operations, the agency can assist with coverage for various sectors, including offices, warehouses, and food service establishments.
What Does a a Flood Insurance Agent in Youngstown Cost?
In Ohio, flood insurance premiums for a standard NFIP policy in Youngstown generally range from 500 to 2,500 dollars per year, depending on flood zone, building characteristics, and deductible. Private flood insurance may cost more or less based on risk assessment. Actual costs vary by individual property and coverage choices. This is general information, not insurance advice.
About flood insurance agents in Youngstown
Flood insurance agents in Youngstown Ohio help property owners understand and purchase flood coverage through the National Flood Insurance Program and private insurers. Ohio law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents can guide you through the specific flood risks near the Mahoning River and help you comply with federal and state requirements.
Frequently Asked Questions
Do I need flood insurance in Youngstown Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many Youngstown residents choose to buy coverage for peace of mind.
What does a flood insurance agent do in Youngstown?
A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP and private insurers, and assists with the application and claims process. They can also advise on Ohio-specific requirements and elevation certificate needs.
How much does flood insurance cost in Youngstown Ohio?
Costs vary based on flood zone, property elevation, and coverage amount. In Youngstown, annual premiums typically range from 500 to 2,500 dollars for standard NFIP policies. Private market options may offer different rates. Your agent can provide a specific quote.
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