The top-rated flood insurance agent in North Augusta, South Carolina is Liston "Goose" Gainey - State Farm Insurance Agent, rated 5.0 stars across 232 reviews. Other highly rated options include Chad Stalvey - State Farm Insurance Agent, Jonathan Wingard - State Farm Insurance Agent, Austin Taylor Insurance Agency. This directory lists 18 flood insurance agents serving North Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liston "Goose" Gainey - State Farm Insurance Agent | 132 Kerr St # 120 | (803) 279-0266 |
| 2 | Chad Stalvey - State Farm Insurance Agent | 1219 West Ave | (803) 279-4921 |
| 3 | Jonathan Wingard - State Farm Insurance Agent | 406 West Ave | (803) 279-0059 |
| 4 | Austin Taylor Insurance Agency | 501 W Martintown Rd | (803) 279-0420 |
| 5 | Hap Greenway: Allstate Insurance | 240 Edgefield Rd | (803) 279-6700 |
| 6 | London Thuan - State Farm Insurance Agent | 715 Edgefield Rd | (803) 613-1220 |
| 7 | Heath Insurance and Financial Group | 815 West Ave | (803) 279-8046 |
| 8 | Affordable Insurance Agency, Inc. | 606 Edgefield Rd | (803) 202-9000 |
| 9 | Rhonda Fields & Family Insurance, LLC | 605 Edgefield Rd | (803) 341-9049 |
| 10 | Aaron Myers: Allstate Insurance | 524 Georgia Ave Unit 1 | (803) 278-5708 |
Located in North Augusta, SC, Liston "Goose" Gainey - State Farm Insurance Agent provides flood insurance coverage for residential and commercial properties. The agency helps clients assess flood risk and select appropriate policies to protect against water damage. Service includes policy reviews and assistance with claims filings. Ongoing plan maintenance is offered to ensure coverage remains adequate as property needs change. The agency services single-family homes, apartments, retail locations, and restaurants.
Chad Stalvey - State Farm Insurance Agent serves the North Augusta, South Carolina area as a flood insurance agent. This agency specializes in providing policies that help protect residential and commercial properties against financial loss from rising water. Flood coverage is often required for properties in designated flood zones and is also available for those outside high-risk areas. The agency handles both NFIP policies and private flood insurance options. It assists clients with coverage for the structure itself and contents protection within flood-prone regions.
Homeowners, businesses, and property managers in North Augusta, SC rely on Jonathan Wingard - State Farm Insurance Agent for flood insurance coverage. The agency helps clients understand policy options to protect against water damage from storms or rising waters. Navigating the National Flood Insurance Program can be complex, so the office provides clear guidance on coverage limits and deductibles. Services include reviewing existing policies for gaps and assisting with claims paperwork. The agency also serves residents in the surrounding Aiken County communities and those across the Savannah River in Augusta, Georgia.
Serving North Augusta, South Carolina, and the surrounding communities of Aiken, Edgefield, and the broader Central Savannah River Area, Austin Taylor Insurance Agency handles flood insurance policies for residential and commercial properties. As a local flood insurance agent, it helps property owners understand the flood risks specific to the Savannah River basin and nearby waterways. The agency typically works by assessing each property’s exposure, reviewing applicable flood zone maps, and presenting coverage options that align with both federal requirements and individual needs.
For flood insurance, clients choose either a one-time policy for a single property or recurring coverage that renews annually to maintain continuous protection. Hap Greenway: Allstate Insurance in North Augusta, SC addresses potential water damage risks common to the area by structuring policies that include building and contents coverage under the National Flood Insurance Program. Local homeowners and renters can discuss which deductible and coverage limits best suit their specific flood zone. Service for new or updated policies runs on a scheduled basis throughout the year.
London Thuan, State Farm Insurance Agent in North Augusta, SC, offers specialized flood insurance policies designed to protect residential and commercial properties from water damage. Its general service work includes assessing individual risk factors to tailor coverage that meets local regulatory requirements and lender needs. The agent helps clients navigate the complexities of flood zones and federal program enrollment. As hurricane season approaches or heavy spring rains threaten the Savannah River area, the agency assists homeowners and business owners in securing necessary protection before rising waters cause costly losses.
Heath Insurance and Financial Group provides insurance services for property owners in North Augusta, South Carolina. The company specializes in flood insurance, helping clients secure coverage to protect against water damage from storms and rising waters. Policies are designed to address the specific flooding risks common to the local region. The agency serves a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
When seasonal storms threaten the Savannah River basin, homeowners in North Augusta and surrounding areas face rising water risks that standard policies exclude. Affordable Insurance Agency, Inc. specializes in flood insurance, helping local residents understand their coverage gaps under the National Flood Insurance Program and securing appropriate policies before flood events occur. Their process begins with a no-obligation property review to assess flood zone designation and recommend suitable coverage limits.
Rhonda Fields & Family Insurance, LLC is known for providing flood insurance guidance tailored to the specific risks of properties in North Augusta, SC. The agency helps homeowners, renters, and business owners assess flood exposure and secure appropriate coverage for structures and belongings. Understanding local flood zones and elevation requirements is central to its service. For those seeking additional protection, the agency also offers assistance with adjusting existing policies to cover increased replacement costs or contents after a flood event.
Aaron Myers: Allstate Insurance provides residential flood insurance coverage for homeowners in North Augusta, SC, helping protect properties against water damage. Commercial flood insurance policies are also available for local businesses operating in flood-prone areas. The agency serves clients throughout North Augusta and the surrounding region. Standard services include policy reviews and claims assistance for flood-related incidents. Clients often return for annual policy updates, and the agency accommodates repeat service needs between regular visits to adjust coverage as circumstances change.
What Does a a Flood Insurance Agent in North Augusta Cost?
Typical flood insurance costs in South Carolina range from 400 to 1,500 dollars per year for NFIP policies, but rates vary based on flood zone, elevation, and building age. Private flood insurance may cost more or less. Premiums in North Augusta can be higher near the Savannah River. This is general information and not insurance advice.
About flood insurance agents in North Augusta
Flood insurance agents in North Augusta South Carolina help property owners navigate National Flood Insurance Program policies. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the Savannah River floodplain and can guide you through coverage options specific to Aiken County.
Frequently Asked Questions
Do I need flood insurance in North Augusta South Carolina?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rains can cause flooding.
How do I find a flood insurance agent in North Augusta?
You can search for licensed insurance agents in North Augusta who are authorized to sell NFIP policies. Many local agencies also offer private flood insurance options. Check the South Carolina Department of Insurance website for licensed agents.
What does a flood insurance policy in South Carolina typically cover?
A standard NFIP policy covers building structure and contents up to policy limits. It includes damage from rising water but does not cover basement improvements or temporary living expenses. South Carolina policies follow federal NFIP rules.
Flood Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant