The top-rated flood insurance agent in Oak Creek, Wisconsin is Kevin Grall - State Farm Insurance Agent, rated 4.9 stars across 96 reviews. Other highly rated options include Scootergirl Insurance Agency, BWO Insurance, Steve Paddock - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Oak Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Grall - State Farm Insurance Agent | 7003 S Howell Ave Ste 1200 | (414) 762-3300 |
| 2 | Scootergirl Insurance Agency | 7071 South 13th Street #110 | (414) 762-5002 |
| 3 | BWO Insurance | 7472 S 6th St | (414) 422-8811 |
| 4 | Steve Paddock - State Farm Insurance Agent | 330 W Drexel Ave #4 | (414) 304-5116 |
| 5 | Brittany Palenski American Family Insurance | 7071 South 13th Street Suite 201 | (414) 373-7298 |
| 6 | Conner Smith American Family Insurance | 8805 S Howell Ave | (414) 764-8899 |
| 7 | Scherrer Insurance | 6508 S 27th St | (414) 761-9600 |
| 8 | Affordable Insurance Agency WI | 6500 S 27th St | (414) 206-3235 |
| 9 | Werner Insurance Advisors, Ltd. | 8825 S Howell Ave Suite 304 | (414) 766-9999 |
| 10 | Sold to " The House of Insurance" | 2345 W Ryan Rd Ste H | (414) 327-3800 |
Kevin Grall - State Farm Insurance Agent in Oak Creek, WI, serves homeowners, businesses, and property managers by helping them secure flood insurance policies that protect against water damage from storms and rising waters. The agency guides clients through policy options and ensures adequate coverage for their specific properties. As a local resource, it understands the flood risks in southeastern Wisconsin and assists customers in Sheboygan and other nearby Lake Michigan shore communities with their insurance needs.
Scootergirl Insurance Agency provides flood insurance consultation, policy selection assistance, and claims guidance to clients in Oak Creek, Wisconsin. The agency helps customers understand National Flood Insurance Program options and navigate coverage decisions based on individual property risk. Its service approach includes reviewing existing policies for appropriate limits and explaining exclusions, deductibles, and required elevation certificates. Regular policy maintenance helps ensure coverage remains current with changing flood maps and community regulations. The agency serves a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants across the Oak Creek area.
BWO Insurance serves Milwaukee County and the surrounding area including Oak Creek as a flood insurance agent. The company helps property owners understand their risk of water damage from heavy rains or rising waterways. It guides clients through the process of securing coverage through the National Flood Insurance Program. BWO Insurance also assists those in higher-risk zones to review their policy options. The agent handles both residential flood protection and commercial flood insurance applications for local businesses.
For clients in Oak Creek, Wisconsin, flood coverage is typically purchased as a separate, single-term policy rather than a recurring service like standard homeowners insurance, though annual renewal is available. Steve Paddock, a local State Farm Insurance Agent, provides these policies to protect homes and belongings from rising water damage. Each plan is tailored to the property’s flood zone risk. This service operates on an as-needed basis, with policies issued for a one-year term and requiring a new application at each renewal.
Brittany Palenski American Family Insurance serves Oak Creek and surrounding communities in southeastern Wisconsin. As a flood insurance agent, it handles policies that protect homes and businesses from water damage caused by rising waters, storm surges, and heavy rainfall. The agency focuses on evaluating each property’s flood risk based on its location and elevation. A typical job begins with a thorough discussion of the client’s coverage needs, followed by policy selection and guidance through the federal requirements. It assists with the entire claims process after a flood event.
Conner Smith American Family Insurance in Oak Creek, WI provides flood insurance agent services that adapt to either one-time policy placement for a single property or ongoing recurring support for changing coverage needs. For homes or businesses in flood-prone areas, their work typically involves assessing risk, explaining policy options, and helping clients file claims when water damage occurs. Service is available on an as-needed basis, whether through a single appointment or for multiple renewals and adjustments over time.
Scherrer Insurance specializes in securing policies that protect properties from flood damage, serving clients in Oak Creek, Wisconsin. The agency advises homeowners and business operators on coverage needs under the National Flood Insurance Program, tailoring solutions to local risks. Whether addressing damage from heavy rains or snowmelt, the company assists with claims preparation and compliance requirements. As flood risks rise during Wisconsin’s spring thaw or severe weather, Scherrer Insurance guides clients in updating their policies to maintain adequate protection.
Affordable Insurance Agency WI provides property owners in Oak Creek with comprehensive coverage options tailored to their specific risks. As a flood insurance agent, the company specializes in policies that protect against water damage not covered by standard homeowners plans, including those from heavy rainfall or rising groundwater. This focused support helps clients secure necessary protection for residential properties as well as commercial spaces such as offices, warehouses, and food service establishments.
Werner Insurance Advisors, Ltd. serves residential clients in Oak Creek and surrounding areas by evaluating flood risks tied to local waterways and weather patterns. The agency also provides commercial flood coverage for small businesses needing protection against property damage and income loss. Service extends throughout southeastern Wisconsin, where they review National Flood Insurance Program options and private policies to find appropriate coverage. Returning customers receive periodic policy reviews during routine renewal cycles, ensuring their plans adjust to changing flood zone maps and home improvements between regular visits.
When seasonal storms threaten Oak Creek, securing proper flood coverage becomes an immediate concern for local homeowners. The House of Insurance provides guidance through FEMA flood maps and policy options tailored to this Wisconsin community, helping clients understand required waiting periods and elevation certificate needs. This agency focuses on explaining how flood insurance differs from standard homeowners policies and what typical exclusions apply. They schedule a thorough property inspection and elevation review to determine accurate risk ratings before recommending an initial assessment of coverage limits.
What Does a a Flood Insurance Agent in Oak Creek Cost?
The cost of flood insurance in Wisconsin varies by property. NFIP policies average around 700 to 1000 dollars per year for standard coverage but rates depend on flood zone elevation and building characteristics. Private policies may offer different pricing. This is general information not insurance advice.
About flood insurance agents in Oak Creek
Flood insurance agents in Oak Creek Wisconsin help property owners secure coverage through the National Flood Insurance Program and private insurers. Oak Creek is located in Milwaukee County and has areas within Special Flood Hazard Areas as mapped by FEMA. Wisconsin law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Oak Creek Wisconsin?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to purchase coverage.
What does a flood insurance agent do in Oak Creek?
A flood insurance agent evaluates your property risk explains NFIP and private policy options and helps you complete the required elevation certificate if needed. They also assist with claims guidance after a flood event.
How do I find a flood insurance agent in Oak Creek Wisconsin?
You can search the NFIP agent locator on the FEMA website or contact local independent insurance agencies in Oak Creek. Ask about their experience with Wisconsin flood risks and the specific flood zone for your address.
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