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Find Flood Insurance Agents Near You in Racine, WI

Browse flood insurance agents serving Racine, Wisconsin. Updated 2026-07-14.

The top-rated flood insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 14 flood insurance agents serving Racine.

Showing 14 flood insurance agents in Racine, WIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michelle Christensen - State Farm Insurance Agent5401 Douglas Ave ste d(262) 639-6663
2Compass Insurance Group6021 Durand Ave #600(262) 456-0566
3Neil Vranak - State Farm Insurance Agent3131 Taylor Ave Bldg 2B(262) 639-7678
4Goosehead Insurance - Benjamin Murphy927 Main St Suite 1(608) 467-4577
5Samantha Flores Agency LLC American Family Insurance320 Main St(262) 637-4660
6Tree Frog Insurance Services, LLC548 State St(262) 975-2225
7Matthew Cobb American Family Insurance4000 Spring St Ste 2(262) 633-4701
8Martinson Insurance Affiliate of Robertson Ryan Insurance2412 Lathrop Ave(262) 554-1111
9CRB Insurance500 Wisconsin Ave(262) 884-0900
10Racine Low Cost Auto Insurance Tribe601 Lake Ave #116(209) 797-7644
MC
5401 Douglas Ave ste d
Michelle Christensen - State Farm Insurance Agent
Flood Insurance Agent · Racine, WI

Michelle Christensen - State Farm Insurance Agent serves the Racine, Wisconsin area, specializing in flood insurance for homeowners and businesses. As a local agent, they help property owners understand federal flood map requirements and secure appropriate coverage against water damage. The company assists with claims filing and policy adjustments following severe weather events, ensuring compliance with floodplain management regulations. This location handles both standard residential flood policies and commercial flood insurance solutions.

CI
6021 Durand Ave #600
Compass Insurance Group
Flood Insurance Agent · Racine, WI

With Racine’s spring thaws and heavy rains raising the risk of water intrusion, property owners often seek guidance on protecting their assets. Compass Insurance Group assists clients in navigating flood insurance policies tailored to the area’s specific exposure near Lake Michigan. Their agents evaluate structures, review flood zone maps, and clarify coverage limits to ensure appropriate protection for homes and businesses. A clear first step involves scheduling an initial inspection of the property to identify potential vulnerabilities and document existing floodproofing measures.

NV
3131 Taylor Ave Bldg 2B
Neil Vranak - State Farm Insurance Agent
Flood Insurance Agent · Racine, WI

Neil Vranak - State Farm Insurance Agent in Racine, WI provides flood insurance policies designed to protect properties against water damage from rising waters and severe storms. Their service includes evaluating individual flood risk and explaining policy coverage limits and deductibles. Standard maintenance involves annual policy reviews to adjust for changing flood zone maps or property improvements. They service single-family homes, apartments, retail, and restaurants.

GI
927 Main St Suite 1
Goosehead Insurance - Benjamin Murphy
Flood Insurance Agent · Racine, WI

Goosehead Insurance - Benjamin Murphy distinguishes between one-time flood insurance quotes for newly purchased properties and ongoing coverage management for existing homes and businesses in Racine, WI. Flood policies are tailored to protect structures and contents from water damage caused by natural overflow or storm surges common to the area. The agency explains policy exclusions, waiting periods, and federal versus private plan differences during consultations. Service is available on a one-time or as-needed basis for evaluations and renewals.

SF
320 Main St
Samantha Flores Agency LLC American Family Insurance
Flood Insurance Agent · Racine, WI

Serving Racine and the surrounding communities in southeastern Wisconsin, the Samantha Flores Agency LLC American Family Insurance handles residential and commercial flood insurance needs. It provides coverage for properties facing flood risks from Lake Michigan and local waterways. In managing a typical job, the agency assesses the client’s specific property exposure to flooding and then recommends a suitable policy from available options tailored to that risk.

TF
548 State St
Tree Frog Insurance Services, LLC
Flood Insurance Agent · Racine, WI

Tree Frog Insurance Services, LLC specializes in securing flood insurance policies tailored to the specific flood zone risks of properties in Racine, Wisconsin. As a dedicated flood insurance agent, the company also provides general consultation on understanding flood maps and coverage options for homeowners and renters. This work helps clients protect their assets against financial loss from water damage. After heavy spring rains or rapid snowmelt, many local property owners seek assistance with evaluating their current protection levels before potential flooding occurs.

MC
4000 Spring St Ste 2
Matthew Cobb American Family Insurance
Flood Insurance Agent · Racine, WI

Matthew Cobb American Family Insurance serves homeowners, businesses, and property managers in Racine, Wisconsin, by providing flood insurance coverage to protect against water damage from storms and rising lake levels. The agency guides clients through policy options to secure essential financial protection for buildings and their contents. Their team assists with risk assessments and claims support tailored to local flood zone requirements. This flood insurance agent also extends its coverage solutions to properties in the neighboring communities throughout Racine County.

MI
2412 Lathrop Ave
Martinson Insurance Affiliate of Robertson Ryan Insurance
Flood Insurance Agent · Racine, WI

Flooding from Lake Michigan and Racine’s rivers can threaten homes each spring. Martinson Insurance Affiliate of Robertson Ryan Insurance serves this area as a flood insurance agent, helping property owners understand their coverage options. They guide clients through the process of securing policies that address local flood risks. Their work begins with a careful assessment of the property’s exposure to water damage. A thorough initial walkthrough identifies low points and drainage concerns before a plan is recommended.

CI
500 Wisconsin Ave
CRB Insurance
Flood Insurance Agent · Racine, WI

CRB Insurance guides residential and business clients through the complex process of securing property coverage, with a dedicated specialty in flood insurance for the Racine, Wisconsin area. The agent assists with policies for structures in designated flood zones and reviews existing coverage for gaps. Commercial sectors it can serve include offices, warehouses, and food service operations, helping to protect against water-related property damage.

RL
601 Lake Ave #116
Racine Low Cost Auto Insurance Tribe
Flood Insurance Agent · Racine, WI

Racine Low Cost Auto Insurance Tribe provides residential flood insurance services to homeowners in Racine, Wisconsin. The agency also offers commercial flood coverage for local businesses and their properties. Their flood insurance work serves clients throughout the Racine area, including surrounding communities in southeastern Wisconsin. After initial flood policies are secured, the agency follows up with property owners to review any changes and prepare for possible claim adjustments before renewal periods. This sustained support ensures policyholders receive continuous guidance on flood protection between regular annual visits.

EI
1442 N Memorial Dr
Enduring Insurance
Flood Insurance Agent · Racine, WI
(414) 409-5744
MI
3201 Washington Ave
Marz Insurance Services, LLC
Flood Insurance Agent · Racine, WI
(262) 456-0321
marzins.com
SH
6233 Durand Ave Ste 102-1
Steve Hartmann - COUNTRY Financial Representative
Flood Insurance Agent · Racine, WI
(262) 884-0709
advisors.countryfinancial.com/usa/wi/racine/steve-hartmann
FI
4060 N Main St #108
Fidelis Insurance Services
Flood Insurance Agent · Racine, WI
(262) 456-0521
trustfidelis.com

What Does a a Flood Insurance Agent in Racine Cost?

Flood insurance premiums in Wisconsin vary based on flood zone, property elevation, and building characteristics. Typical annual premiums for a standard NFIP policy in Racine range from 700 to 2,500 dollars for a single-family home. Higher-risk areas or properties with basements may cost more. This is general information, not insurance advice.

About flood insurance agents in Racine

Flood insurance agents in Racine, Wisconsin help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Wisconsin law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can guide you through flood zone maps and policy options specific to Racine County.

Frequently Asked Questions

Why do I need a flood insurance agent in Racine?

Racine is located on Lake Michigan and has several flood-prone areas. An agent can help you determine your flood zone and find a policy that meets Wisconsin lending requirements.

What does a flood insurance agent do in Wisconsin?

A flood insurance agent helps you apply for NFIP coverage, explains waiting periods and coverage limits, and ensures your policy complies with Wisconsin floodplain management rules.

How long does it take for flood insurance to start in Wisconsin?

NFIP policies typically have a 30-day waiting period before coverage begins. This is a federal rule that applies in Wisconsin and cannot be waived except for certain loan closings.

Flood Insurance Agents in Other Wisconsin Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.