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Find Flood Insurance Agents Near You in Racine, WI

Looking for a flood insurance agent in Racine? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Racine, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 14 flood insurance agents in Racine, WI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michelle Christensen - State Farm Insurance Agent
5401 Douglas Ave ste d, Racine, WI 53402
(262) 639-6663 myracineagent.com
Compass Insurance Group
6021 Durand Ave #600, Racine, WI 53406
(262) 456-0566 compassinsgrp.com
Neil Vranak - State Farm Insurance Agent
3131 Taylor Ave Bldg 2B, Racine, WI 53405
(262) 639-7678 vranakinsurance.com
Matthew Cobb American Family Insurance
4000 Spring St Ste 2, Racine, WI 53405
(262) 633-4701 amfam.com
Samantha Flores Agency LLC American Family Insurance
320 Main St, Racine, WI 53403
(262) 637-4660 amfam.com
Goosehead Insurance - Benjamin Murphy
927 Main St Suite 1, Racine, WI 53403
(608) 467-4577 goosehead.com
Tree Frog Insurance Services, LLC
548 State St, Racine, WI 53402
(262) 975-2225 treefroginsurance.com
Martinson Insurance Affiliate of Robertson Ryan Insurance
2412 Lathrop Ave, Racine, WI 53405
(262) 554-1111 robertsonryan.com
CRB Insurance
500 Wisconsin Ave, Racine, WI 53403
(262) 884-0900 crbins.com
Racine Low Cost Auto Insurance Tribe
601 Lake Ave #116, Racine, WI 53403
(209) 797-7644
Enduring Insurance
1442 N Memorial Dr, Racine, WI 53404
(414) 409-5744
Marz Insurance Services, LLC
3201 Washington Ave, Racine, WI 53405
(262) 456-0321 marzins.com
Steve Hartmann - COUNTRY Financial Representative
6233 Durand Ave Ste 102-1, Racine, WI 53406
(262) 884-0709 advisors.countryfinancial.com
Fidelis Insurance Services
4060 N Main St #108, Racine, WI 53402
(262) 456-0521 trustfidelis.com

Flood insurance agents in Racine, Wisconsin help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Wisconsin law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can guide you through flood zone maps and policy options specific to Racine County.

What Does a Flood Insurance Agent in Racine Cost?

Flood insurance premiums in Wisconsin vary based on flood zone, property elevation, and building characteristics. Typical annual premiums for a standard NFIP policy in Racine range from 700 to 2,500 dollars for a single-family home. Higher-risk areas or properties with basements may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Racine?
Racine is located on Lake Michigan and has several flood-prone areas. An agent can help you determine your flood zone and find a policy that meets Wisconsin lending requirements.
What does a flood insurance agent do in Wisconsin?
A flood insurance agent helps you apply for NFIP coverage, explains waiting periods and coverage limits, and ensures your policy complies with Wisconsin floodplain management rules.
How long does it take for flood insurance to start in Wisconsin?
NFIP policies typically have a 30-day waiting period before coverage begins. This is a federal rule that applies in Wisconsin and cannot be waived except for certain loan closings.