The top-rated health insurance agent in Helena, Alabama is Jarrod Gibson - State Farm Insurance Agent, rated 4.9 stars across 120 reviews. Other highly rated options include Hendrix & Smyth Insurance - Allstate, Ray Pevy - State Farm Insurance Agent, Karen R Miller: Allstate Insurance. This directory lists 11 health insurance agents serving Helena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarrod Gibson - State Farm Insurance Agent | 4290 Co Rd 52 F | (205) 663-8688 |
| 2 | Hendrix & Smyth Insurance - Allstate | 4052 Helena Rd | (205) 624-6616 |
| 3 | Ray Pevy - State Farm Insurance Agent | 267 Village Pkwy | (205) 848-8449 |
| 4 | Karen R Miller: Allstate Insurance | 5210 Hwy 17 | (205) 620-1120 |
| 5 | Alfa Insurance - The Tew Agency LLC | 4685 Hwy 17 Ste D | (205) 624-6275 |
| 6 | Mayer Insurance Services | 4094-B Helena Rd | (205) 564-8113 |
| 7 | Alfa Insurance - Brent Smith | 500 Riverwoods Ct Ste C | (205) 624-1780 |
| 8 | Gregory Hendrix: Allstate Insurance | 4052 Helena Rd | (205) 624-6616 |
| 9 | Farmers Insurance - Charlene Smith | 261 Village Pkwy | (205) 287-8356 |
| 10 | Farmers Insurance - The Clint Neville Agency | 2600 Co Rd 58 a | (205) 664-1944 |
Jarrod Gibson - State Farm Insurance Agent serves the Helena, Alabama area as a local health insurance agent. The agency provides individual and family health plans to residents in Jefferson and Shelby counties. Clients can discuss options for medical coverage that meet Affordable Care Act requirements. The office helps individuals compare plan benefits and out-of-pocket costs. It also assists with enrollment during open enrollment periods and special enrollment qualifying events. This includes guiding customers through disability income coverage.
Hendrix & Smyth Insurance - Allstate provides a range of health insurance agent services, including plan selection guidance and yearly enrollment support. It offers ongoing policy maintenance and coverage adjustments to meet changing medical needs for individuals and families in Helena, AL. The agency works with clients to find plans that balance cost with necessary benefits. Its service extends to single-family homes, apartments, retail, and restaurants throughout the Helena area.
Ray Pevy - State Farm Insurance Agent serves Helena, Alabama, and surrounding communities, offering health insurance coverage to local residents. The agency handles individual and family health plans, helping clients navigate plan options and enrollment periods. In a typical job, it assesses each client’s specific healthcare needs and budget to recommend suitable coverage from available plans, then assists with the application process to secure the policy.
Karen R Miller: Allstate Insurance primarily serves homeowners, businesses, and property managers in Helena, Alabama, by helping them evaluate health insurance plans and navigate coverage options. This agency assists clients with comparing individual and group health policies to find suitable protection for their families or employees. With a focus on clear explanations of plan benefits and enrollment processes, it aims to simplify complex insurance decisions. The agency also provides services to residents in neighboring communities such as Alabaster and the greater Birmingham metro area.
For clients in the greater Helena area, health insurance options range from short-term, one-time plans to ongoing annual coverage. The Tew Agency, operating as Alfa Insurance, assists individuals and families in navigating these choices to find a suitable policy for medical needs and preventive care. Understanding local network requirements and subsidy eligibility is key when selecting coverage. Appointment availability for guidance on plan selection and enrollment is offered on an as-needed basis, accommodating both new inquiries and existing policyholders.
Mayer Insurance Services specializes in health insurance options, including individual plans and family coverage, serving the Helena, AL area. The agency assists clients with navigating the complexities of Medicare and selecting appropriate supplemental policies. Its general work focuses on matching residents with suitable health plans based on personal needs and budgets. During the annual Open Enrollment period, the company helps individuals evaluate and adjust their coverage to ensure it meets changing medical requirements and financial circumstances.
As the changing seasons in Helena bring new health priorities and insurance needs for local families, Alfa Insurance - Brent Smith provides responsive guidance on health insurance agent services tailored to the area. Helping clients navigate plan options and coverage details, this agency serves individuals and families throughout central Alabama. An initial assessment of personal health coverage requirements and budget is typically scheduled during the first consultation to identify suitable policy opportunities.
Gregory Hendrix: Allstate Insurance provides health insurance plans for individuals and families in the Helena, Alabama area. The company specializes in helping clients navigate the complex landscape of health coverage options, including both private insurance and supplemental policies. Services include plan comparisons, enrollment assistance, and needs assessments to match clients with suitable benefits for routine care and emergencies. The agency can serve various commercial sectors, including small offices, light warehouses, and food service establishments seeking group health coverage solutions.
Farmers Insurance - Charlene Smith provides health insurance agent services to residences in Helena, Alabama. Commercial coverage is also offered, and the service area extends throughout the local region. As a health insurance agent, the company helps clients understand available plans and select appropriate policies for their needs. Follow-up support is available between regular visits to address any changes in coverage or health care requirements. Consistent assistance ensures clients can adjust their plans as circumstances evolve.
Farmers Insurance - The Clint Neville Agency is known for helping individuals and families in Helena, AL navigate their health coverage choices. The agency offers access to a range of health insurance plans designed to meet diverse medical needs and budgets. Clients receive guidance in understanding policy options, network structures, and enrollment periods. The team works with leading insurance carriers to provide tailored solutions for preventive care, prescriptions, and emergency services. For an additional layer of coverage, the agency can add on supplemental accident or critical illness policies.
What Does a a Health Insurance Agent in Helena Cost?
Health insurance premiums in Alabama vary widely based on age location plan tier and tobacco use. For an ACA silver plan a 40-year-old in Helena might pay between 400 and 700 per month before subsidies. Medicare Supplement plans in Alabama typically range from 100 to 300 per month depending on the plan type and age. Agent services are usually free to you as they are compensated by insurers. This is general information and not insurance advice.
About health insurance agents in Helena
Health insurance agents in Helena Alabama help individuals families and small businesses find coverage that fits their needs and budget. Alabama follows federal ACA guidelines and state-specific regulations for plan offerings and enrollment periods. Local agents understand the Shelby County healthcare market and can guide you through Open Enrollment or Special Enrollment periods.
Frequently Asked Questions
What is the Open Enrollment Period in Alabama?
The Open Enrollment Period for ACA plans in Alabama typically runs from November 1 to January 15 each year. Outside this window you may qualify for a Special Enrollment Period due to life events like marriage or job loss.
Do health insurance agents in Helena charge a fee?
Most health insurance agents in Alabama are paid by the insurance companies through commissions. This means you generally do not pay an extra fee for their services. Always confirm the payment structure with the agent before starting.
Can a Helena agent help with Medicare plans?
Yes many agents in Helena are licensed to sell Medicare Advantage Medicare Supplement and Part D prescription drug plans. Alabama has specific rules for Medicare enrollment periods that an agent can explain.
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