The top-rated health insurance agent in Oxford, Alabama is Globe Life Liberty National Division: The Harris Agencies, rated 4.9 stars across 366 reviews. Other highly rated options include Matthew Maniscalco - State Farm Insurance Agent, Jonathan Everly: Allstate Insurance, Tammie Shaddix - State Farm Insurance Agent. This directory lists 16 health insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: The Harris Agencies | 917 Snow St | (256) 236-0361 |
| 2 | Matthew Maniscalco - State Farm Insurance Agent | 250 Davis Loop | (256) 835-7774 |
| 3 | Jonathan Everly: Allstate Insurance | 1102 Hwy Dr | (256) 831-1780 |
| 4 | Tammie Shaddix - State Farm Insurance Agent | 328 Snow St | (256) 241-2680 |
| 5 | Alfa Insurance Thomas Shelton Agency LLC | 501 Main St | (256) 342-0310 |
| 6 | Freeway Insurance | 535 Quintard Dr | (256) 449-7015 |
| 7 | The Parnell Insurance Agency, Inc | 400 Snow St | (256) 831-8887 |
| 8 | Alfa Insurance | 52 Plaza Ln | (256) 831-7770 |
| 9 | West Insurance: Betty West | 1211 Hamric Dr W | (256) 831-0205 |
| 10 | Alfa Insurance - Clark Jinks Agency | 1986 US Hwy 78 E | (256) 269-1350 |
Globe Life Liberty National Division: The Harris Agencies serves the Oxford, Alabama area as a local health insurance agent. This agency assists individuals and families in finding coverage that meets their medical needs. It works with clients to explain plan options and manage enrollment processes. Agents help customers navigate policy details for routine care or unexpected medical expenses. In this region, the agency handles individual health plans and supplemental insurance options.
Matthew Maniscalco - State Farm Insurance Agent serves homeowners, renters, and drivers in Oxford, AL, by offering health insurance coverage alongside auto and property plans. This agency helps clients select individual health policies or family plans that align with their medical needs and budgets. It also guides small business owners through group health insurance options for their employees. Standard service includes annual policy reviews and claim assistance to ensure continuous coverage. The agency extends its health insurance services to the Anniston metropolitan area and nearby Calhoun County communities.
Jonathan Everly: Allstate Insurance provides health insurance coverage to individuals and families in Oxford, AL. The company offers consultation services to help clients understand available policy options and enroll in suitable plans. Ongoing service includes assistance with claims processing and answering coverage questions throughout the policy term. These services help ensure clients maintain appropriate health protection as their needs change. The company serves homeowners in single-family residences, apartment dwellers, operators of retail establishments, and owners of local restaurants.
Serving Oxford, Alabama, and the surrounding communities, Tammie Shaddix - State Farm Insurance Agent provides health insurance coverage options tailored to individual and family needs. The agency handles plan comparisons and enrollment guidance to help clients navigate the often complex health insurance landscape. Each client’s specific circumstances are reviewed carefully, with the agent outlining available plan features and cost structures so an informed selection can be made. The approach involves a straightforward consultation where customer questions are answered directly, ensuring each person understands their policy before proceeding with a decision.
Alfa Insurance Thomas Shelton Agency LLC offers both one-time policy consultations and ongoing coverage management for individuals and families in Oxford, Alabama. The agency focuses on helping clients select health insurance plans that meet their medical needs and budget. Consultations address plan benefits, premiums, and network options. Service can be arranged on a one-time, scheduled, or as-needed basis to accommodate changing coverage requirements.
Freeway Insurance provides health insurance agent services for individuals and families in Oxford, Alabama. The agency assists clients in navigating plan options, including major medical coverage and supplemental policies. Ongoing support is available for enrollment periods, claims questions, and coverage adjustments to match changing healthcare needs. The company also helps small business owners find group health solutions for their employees. Its service area includes single-family homes, apartments, retail locations, and restaurants.
Specializing in individual and family health plans, Medicare supplements, and small business group coverage, The Parnell Insurance Agency, Inc serves clients in Oxford, AL. As a health insurance agent, it reviews multiple carrier options to help find suitable policies that match each client’s medical needs and budget. The agency explains complex plan details, enrollment periods, and coverage terms in straightforward language. During annual open enrollment or after a life change like a new job or marriage, it assists residents in navigating their choices and adjusting their policies accordingly.
Alfa Insurance serves homeowners, businesses, and individuals in and around Oxford, Alabama, by connecting them to health insurance policies that help manage medical costs and coverage needs. The agency works with clients to review plan options from major carriers, guiding them through enrollment and claim questions. Its services are designed for those seeking individual, family, or group health plans in the local area. The company also assists customers in the neighboring communities of Anniston and the broader Calhoun County region.
With the start of the annual Open Enrollment period, many Oxford residents are reviewing their medical coverage needs for the coming year. West Insurance: Betty West in Oxford, AL, provides guidance through this process by assisting clients with comparing available health insurance plans to find suitable options. Betty helps explain complex policy details, including deductibles and provider networks, in a straightforward manner. An initial consultation is typically scheduled to review each client’s current coverage and healthcare requirements before making any plan recommendations.
What Does a a Health Insurance Agent in Oxford Cost?
Health insurance agents in Alabama typically do not charge a direct fee for their services. They are compensated by insurance carriers through commissions included in your premium. Plan premiums in Alabama vary widely based on age, income, and plan type. For 2024, ACA bronze plans in Alabama may start around $300 per month for a young adult, while silver plans can range from $400 to $700. Medicare supplement plans often cost between $100 and $300 per month. Costs depend on your specific situation and the plan you choose. This is general information and does not constitute insurance advice.
About health insurance agents in Oxford
Health insurance agents in Oxford, Alabama help individuals and families find coverage that fits their needs and budget. Alabama follows federal ACA guidelines, and agents must be licensed by the Alabama Department of Insurance. Local agents understand the specific network options available in Calhoun County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Oxford do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare, short-term policies, and private insurance. Agents in Alabama must hold a valid license from the state.
How do I choose a health insurance agent in Oxford Alabama?
Look for an agent who is licensed in Alabama and has experience with the type of coverage you need. You can verify an agents license on the Alabama Department of Insurance website. Ask about their knowledge of local providers and networks in the Oxford area.
When can I enroll in health insurance in Alabama?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a life event like marriage, birth, or loss of other coverage. Medicare enrollment has its own initial and annual periods.
Health Insurance Agents in Other Alabama Cities
Alabaster · Albertville · Anniston · Athens · Auburn · Bessemer · Birmingham · Daphne · Decatur · Dothan · Fairhope · Florence · Foley · Fort Payne · Gadsden