The top-rated health insurance agent in Pelham, Alabama is Ryan Fagerstrom - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Freeway Insurance, Standifer Insurance Group: Allstate Insurance, Acceptance Insurance. This directory lists 17 health insurance agents serving Pelham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Fagerstrom - State Farm Insurance Agent | 2789 Pelham Pkwy | (205) 985-2917 |
| 2 | Freeway Insurance | 3030 Pelham Pkwy STE 3A | (205) 216-2022 |
| 3 | Standifer Insurance Group: Allstate Insurance | 199 Canyon Park Dr | (205) 664-3200 |
| 4 | Acceptance Insurance | 2852 Pelham Pkwy | (205) 564-7096 |
| 5 | Alfa Insurance - The Sims Agency, LLC | 3391 Pelham Pkwy A | (205) 624-6637 |
| 6 | Acrisure Pelham, AL (DSD Insurance) | 135 Hayesbury Dr | (205) 621-1770 |
| 7 | Karen The Medicare Lady | 2709 Pelham Pkwy Suite D | (205) 216-6448 |
| 8 | The Family Agency, Inc: Allstate Insurance | 3183 Pelham Pkwy Ste E | (205) 664-1892 |
| 9 | InsuranceSouth | 240 Applegate Pkwy | (844) 235-5754 |
| 10 | Proactive Insurance Co Alabama | 3143 US-31 | (256) 500-6414 |
Ryan Fagerstrom - State Farm Insurance Agent serves clients in and around Pelham, AL, providing health insurance agent services to individuals and families in the greater Shelby County area. The agency helps residents navigate available health plans and enrollment periods. A licensed agent works directly with local customers to explain coverage options that meet their needs. This office handles Medicare supplement plans and individual health insurance policies for those seeking private coverage in the Pelham region.
Freeway Insurance in Pelham, Alabama provides health insurance agent services for residential clients, helping individuals select suitable medical coverage plans. The agency also assists commercial entities with business health insurance options. Serving Pelham and the surrounding area, this office helps customers compare different policies to meet specific healthcare needs. After an initial enrollment period, the agency follows up with clients to adjust coverage as needed and remains available for repeat service between regular annual open enrollment periods.
Standifer Insurance Group: Allstate Insurance serves as a health insurance agent in Pelham, AL, offering a range of plans designed to help individuals and families manage medical coverage needs. The agency provides ongoing support for policyholders, assisting with plan updates and claims inquiries to maintain appropriate protection. Residents can explore options for both individual health plans and short-term coverage solutions. The company also services a variety of property types, including single-family homes, apartments, retail storefronts, and restaurants.
Acceptance Insurance, based in Pelham, Alabama, is a health insurance agent that helps individuals and families find suitable medical coverage plans. The company assists clients in navigating plan options, including major medical policies and supplemental insurance. It works with various carriers to present choices that fit different health needs and budgets. Agents guide customers through the enrollment process, explaining plan details and out-of-pocket costs. For specialty offerings, Acceptance Insurance can also add on dental and vision insurance policies.
Alfa Insurance - The Sims Agency, LLC serves homeowners, drivers, and local business owners in Pelham, Alabama, offering health insurance agent services. The agency helps individuals and families compare medical plans and select coverage that meets their healthcare needs and budget. It assists small business owners with group health options for their employees. Additional support is available for navigating enrollment periods and understanding policy details. The agency also serves clients in the greater Birmingham metropolitan area, including nearby communities such as Alabaster and Hoover.
Acrisure Pelham, AL (DSD Insurance) serves Pelham and the surrounding Birmingham-area communities as a health insurance agent. It handles individual and group health plans, including Medicare supplements and major medical policies, to address diverse coverage needs. The company also assists with plan enrollment and claims guidance. For a typical job, it first evaluates a client’s specific healthcare needs and budget, then compares available carrier options to present suitable choices for their situation.
Serving seniors and individuals navigating Medicare enrollment, Karen The Medicare Lady in Pelham, AL specializes in comparing plan options and explaining coverage details. As a health insurance agent, the agency provides guidance through plan selections, annual renewals, and understanding prescription drug coverage. Clients moving from employer plans or turning sixty-five benefit from careful timing advice to avoid late enrollment penalties. The agency also helps with gap insurance coordination. During the Annual Enrollment Period each fall, it assists clients in reviewing their current plans to ensure continued value.
The Family Agency, Inc: Allstate Insurance in Pelham, AL distinguishes between one-time health insurance plan inquiries and recurring services such as annual open enrollment reviews or policy adjustments. As a health insurance agent, the agency helps clients understand coverage options, including plan benefits and network details relevant to the local area. Service runs on both a scheduled and as-needed basis, accommodating appointments for new policies or unexpected coverage needs.
With open enrollment and changing medical needs affecting families throughout Pelham, residents often seek guidance on their coverage options. InsuranceSouth provides health insurance agent services tailored to the local community, helping individuals and small groups compare plans from major carriers. The company assists clients in understanding deductibles, provider networks, and prescription benefits. An initial assessment of a client’s healthcare usage and budget is conducted during the first consultation.
What Does a a Health Insurance Agent in Pelham Cost?
Health insurance premiums in Alabama vary based on age, location, plan type, and income. For an ACA marketplace plan, monthly premiums can range from around 200 to 800 dollars for an individual, though subsidies may lower your cost. Medicare Advantage plans often have low or zero monthly premiums. Costs depend on your specific situation and the plan you choose. This is general information, not insurance advice.
About health insurance agents in Pelham
Health insurance agents in Pelham, Alabama help individuals and families find coverage that meets their needs and budget. Alabama follows federal guidelines for the Affordable Care Act marketplace, with open enrollment typically running from November 1 to January 15 each year. Agents in Pelham can explain plan options, subsidies, and how Alabama state laws affect your coverage.
Frequently Asked Questions
What does a health insurance agent in Pelham do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your benefits. They can assist with ACA marketplace plans, Medicare, and private insurance options. Agents must be licensed by the Alabama Department of Insurance.
When can I enroll in a health insurance plan in Alabama?
The open enrollment period for ACA plans in Alabama is from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like marriage, birth of a child, or loss of other coverage. An agent can help determine your eligibility.
Do health insurance agents charge fees in Alabama?
Most health insurance agents in Alabama are paid by the insurance company, not by you. This means their services are usually free to you. However, some agents may charge a fee for certain services, so always ask about costs before working with them.
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