The top-rated health insurance agent in Spanish Fort, Alabama is Lad Drago - State Farm Insurance Agent, rated 5.0 stars across 790 reviews. Other highly rated options include Randon Carnathan - State Farm Insurance Agent, HRT Insurance Group, LLC, The Foxworth Agency. This directory lists 10 health insurance agents serving Spanish Fort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lad Drago - State Farm Insurance Agent | 7623 Spanish Fort Blvd | (251) 626-1237 |
| 2 | Randon Carnathan - State Farm Insurance Agent | 30500 State Hwy 181 Suite 706 | (251) 626-3026 |
| 3 | HRT Insurance Group, LLC | 6729 Spanish Fort Blvd Suite J | (251) 445-8300 |
| 4 | The Foxworth Agency | 11617 US-31 | (251) 930-1397 |
| 5 | Southern Shield Insurance | 11141 Hwy 31 Suite B | (251) 725-9172 |
| 6 | Bayside Insurance Agency | 6389A Spanish Fort Blvd | (251) 586-0258 |
| 7 | Wynona's Insurance Agency | 4 Lancers Ln | (251) 540-4673 |
| 8 | Cochran Insurance Agency | 6450 US-90 B | (251) 635-4780 |
| 9 | Health Markets Insurance - Jerry Island | 7688 Spanish Fort Blvd Suite F | (434) 258-1378 |
| 10 | Humana Insurance | 30524 Pine Ct | (866) 227-8640 |
Lad Drago - State Farm Insurance Agent serves the Spanish Fort, Alabama metro area and Baldwin County as a local health insurance agent. The company helps individuals and families find medical coverage plans that fit their needs and budgets. As a State Farm representative, the agency also offers guidance on navigating enrollment periods and understanding plan benefits. These services include coordinating both individual health insurance policies and group medical coverage options.
Randon Carnathan - State Farm Insurance Agent in Spanish Fort, AL, provides a range of health insurance services, including plan selection, enrollment assistance, and annual policy reviews. The agent helps clients understand coverage details and manage their plans throughout the year to meet changing healthcare needs. Routine check-ins ensure policies remain aligned with personal circumstances and regulatory updates. This agency serves individual clients as well as local businesses, including single-family homes, apartments, retail, and restaurants.
HRT Insurance Group, LLC serves homeowners, businesses, and property managers in Spanish Fort, AL, by helping them select health insurance plans that fit their specific needs. The agency provides guidance through enrollment periods, clarifying plan options and ensuring clients understand their coverage. It assists with both individual and group policies, addressing questions about deductibles and provider networks. HRT Insurance Group, LLC also extends its services to residents and businesses in the nearby Daphne community within the greater Mobile Bay area.
Serving Spanish Fort and the surrounding communities of Baldwin County, The Foxworth Agency handles health insurance needs for individuals and families. The agency assists clients in navigating plan options, including open enrollment and qualifying life events. Each case is reviewed thoroughly to align coverage with medical needs and budget. To complete a job, the agency typically compares plan benefits, outlines key costs and provider networks, and helps the client submit an enrollment application.
Southern Shield Insurance specializes in helping individuals and families navigate the complexities of health plan selection, offering both individual and group policy guidance. Based in Spanish Fort, AL, the agency works with clients to compare coverage options and understand their benefits throughout the year. It assists with enrollment into private plans as well as coordinating with local providers to ensure network access. The agency provides particular support during the annual open enrollment period, helping clients adjust coverage to meet their changing healthcare needs.
In Spanish Fort, AL, Bayside Insurance Agency assists individuals and families in distinguishing between one-time enrollment during special periods and recurring annual plan selections during open enrollment. The agency’s health insurance agents explain how different coverage options address medical needs, from routine checkups to emergency care. Serving local clients as needed, appointments are scheduled upon request, and agents are available to answer questions and adjust policies when life changes occur, such as marriage or a new job.
Wynona's Insurance Agency assists individuals and families in Spanish Fort, AL, with their health insurance needs by helping them navigate plan options and enrollments. The agency also specializes in offering supplemental coverage that can address gaps in standard health policies. It works with small business owners and commercial clients by providing suitable insurance solutions for different work environments. Offices, warehouses, and food service establishments can all receive dedicated support from this agency when structuring their employee health benefits.
As enrollment periods and family health changes arise in Spanish Fort along the Eastern Shore, Cochran Insurance Agency assists residents in navigating health insurance plan options. Clients are guided through policy features, including coverage networks and deductibles, to find suitable individual or family plans. Answering questions about medical needs and budget helps clarify available choices within the current market. An initial consultation is then scheduled for a thorough review of each person’s healthcare situation and policy requirements.
Health Markets Insurance, operating as Jerry Island, provides individual and family health insurance plans to residents in Spanish Fort and throughout Baldwin County. The agency also assists local businesses with group commercial coverage options. Serving the greater Eastern Shore area, the office helps clients explore qualified plans during open enrollment and special enrollment periods. The team coordinates follow-up services between regular visits, adjusting coverage when life changes or renewal deadlines approach.
Humana Insurance, as a health insurance agent in Spanish Fort, AL, specializes in connecting individuals and families with private medical plans and marketplace options to navigate the Affordable Care Act enrollment process. Their service range includes assisting clients across Baldwin County with plan selection, enrollment paperwork, and understanding coverage benefits. Clients can schedule personalized appointments to review available plans and potential subsidies. As a complementary service, this agent can also add on ancillary coverage such as dental or vision insurance policies to complete a health plan.
What Does a a Health Insurance Agent in Spanish Fort Cost?
Health insurance agent services in Alabama are usually free to you because the agent is paid by the insurance carrier. Plan premiums vary widely based on age location and plan type. For an ACA silver plan in Baldwin County monthly premiums can range from 400 to 800 dollars for a 40 year old before subsidies. Medicare Supplement plans may cost 100 to 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Spanish Fort
Health insurance agents in Spanish Fort Alabama help individuals families and small businesses find coverage that fits their needs and budget. Alabama follows federal ACA guidelines but also has state-specific rules for short-term plans and association health plans. A local agent can explain how these options work for residents of Baldwin County.
Frequently Asked Questions
What does a health insurance agent in Spanish Fort do?
A health insurance agent helps you compare plans from different carriers like Blue Cross Blue Shield of Alabama and UnitedHealthcare. They assist with enrollment during open enrollment or special enrollment periods. They also help with Medicare Advantage and Supplement plans for those 65 and older.
Do I need an agent to buy health insurance in Alabama?
No you do not need an agent to buy health insurance in Alabama. However an agent can save you time by explaining plan differences and finding subsidies you may qualify for. They are licensed by the Alabama Department of Insurance and must follow state regulations.
When can I enroll in a health plan in Spanish Fort?
Open enrollment for ACA marketplace plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you lose other coverage move or have a major life change. Medicare enrollment periods are different and an agent can guide you through those dates.
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