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Find Health Insurance Agents Near You in Chester, NJ

Directory of health insurance agents in Chester, New Jersey. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 health insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com
Prime Insurance New Jersey
128 Main St, Chester, NJ 07930
(908) 395-0689
Crossen Agency, Inc
415 Rte 24, Chester, NJ 07930
(908) 879-4227
benefitsContinuum, Inc.
95 W Main St Ste 5, Chester, NJ 07930
(908) 879-6744 benefitscontinuum.com
Prudential Insurance Co
1 Mill Ridge Ln, Chester, NJ 07930
(908) 858-3887
PillarIA LLC - Pillar Insurance Associates
4 Mill Ridge Ln Floor 2, Chester, NJ 07930
(908) 698-0477 pillaria.com

Health insurance agents in Chester, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have health insurance under the state individual mandate. A local agent can explain plan options available through the Get Covered New Jersey marketplace and private insurers.

What Does a Health Insurance Agent in Chester Cost?

Health insurance agents in New Jersey typically do not charge you a fee for their services. They receive commissions from the insurance companies when you enroll in a plan. Plan premiums vary widely based on age, location, and coverage level. For example, a bronze plan for a 40-year-old in Morris County might cost around $400 to $600 per month, while a gold plan could be $600 to $900 per month. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Chester do?
A health insurance agent helps you compare plans from different carriers. They assist with enrollment, explain coverage details, and help you understand New Jersey insurance regulations. They do not charge you directly as they are paid by the insurance company.
When can I enroll in health insurance in New Jersey?
Open enrollment for 2025 plans runs from November 1, 2024 to January 31, 2025. You may qualify for a special enrollment period if you experience a life event like marriage, birth, or loss of other coverage. An agent can help you determine your eligibility.
Does New Jersey require health insurance?
Yes, New Jersey has a state individual mandate that requires residents to have minimum essential coverage or pay a penalty. The penalty for 2024 is 2.5% of your household income or a flat dollar amount per person, whichever is higher. An agent can help you find a plan that meets the requirement.