The top-rated health insurance agent in Elmwood Park, New Jersey is Preferred Choice Insurance Agency, rated 4.7 stars across 79 reviews. Other highly rated options include Insurance: David Kronstat, Iliana Tirado: Allstate Insurance, Farmers Insurance - Jose Falen. This directory lists 12 health insurance agents serving Elmwood Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Preferred Choice Insurance Agency | 440 Market St Ste 1B | (201) 616-7644 |
| 2 | Insurance: David Kronstat | 247 Market St | (201) 843-7072 |
| 3 | Iliana Tirado: Allstate Insurance | 234B Market St | (201) 468-8850 |
| 4 | Farmers Insurance - Jose Falen | 278 Broadway #1 | (201) 794-1000 |
| 5 | A Wahba Insurance | 550 Mola Blvd | (201) 791-4777 |
| 6 | Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance | 301 Riverfront Blvd Suite #3 | (201) 886-7300 |
| 7 | Farmers Insurance - Yousuf Shafi | 262 Market St | (201) 773-9410 |
| 8 | All About 'U' Brokerage | 278 Broadway Suite C | (203) 465-6818 |
| 9 | Loyas Agency | 669 River Dr | (201) 703-9500 |
| 10 | Gemini Insurance Group, LLC | 283 Market St | (201) 743-3600 |
Preferred Choice Insurance Agency serves Elmwood Park, NJ, and the surrounding Bergen County area as a dedicated health insurance agent. The agency assists individuals and families in navigating the complex marketplace to select appropriate medical coverage plans. It provides guidance on enrollment periods, plan comparisons, and subsidy eligibility to ensure clients find suitable options. Specific services it handles in this area include helping with Affordable Care Act marketplace plans and assisting with Medicare supplement policies for older residents.
Serving homeowners, renters, and local business owners in Elmwood Park, New Jersey, this health insurance agent assists clients in finding individual and family plans. It also guides customers through Medicare options and helps compare coverage for chronic condition management. The agency explains policy terms clearly and supports clients during open enrollment periods. Insurance: David Kronstat regularly works with providers familiar with nearby Hackensack and the surrounding Bergen County communities to ensure access to local healthcare networks.
Iliana Tirado: Allstate Insurance provides health insurance coverage options for individuals and families in Elmwood Park, New Jersey. The agency offers guidance through policy selection and answers questions about benefits and plan details. Ongoing support includes assistance with claims and policy reviews. This ensures clients understand their coverage and can adjust plans as their needs change. The agent services a range of properties and clients, including single-family homes, apartment dwellers, retail businesses, and local restaurants throughout the area.
Farmers Insurance - Jose Falen serves Elmwood Park, New Jersey, and the surrounding communities with health insurance agent services. It handles individual health plans, family coverage options, and supplemental policies for local residents. The company addresses client needs by explaining plan benefits and limitations. For a typical job, it compares networks and premiums available in the area, then presents a clear choice based on the client’s medical needs and budget constraints.
A Wahba Insurance in Elmwood Park, NJ distinguishes between one-time consultations for specific questions and recurring service plans that manage ongoing policy adjustments. As a health insurance agent, they help clients navigate plan options and enrollment periods for coverage suitable to their medical needs. This work involves comparing different policies and clarifying deductibles or provider networks. Service runs on a scheduled basis for renewal reviews or on an as-needed basis for immediate enrollment or policy changes.
Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance specializes in helping individuals and families in Elmwood Park find suitable health insurance plans. It generally assists clients with navigating the complexities of open enrollment, explaining plan options, and securing coverage through the marketplace or private carriers. This agency also helps local residents manage their healthcare needs during major life changes, such as losing employer-based coverage or turning twenty-six.
As local families in Elmwood Park approach Medicare open enrollment or face changes in employer-sponsored plans, Farmers Insurance - Yousuf Shafi assists with navigating health insurance options. The agency assesses each client’s medical needs and budget to present suitable individual or family policies. A thorough initial consultation is scheduled to review current coverage and identify potential gaps or savings opportunities before any plan recommendations are made.
All About 'U' Brokerage assists individuals and families in Elmwood Park, NJ, with selecting health insurance plans that match their medical needs and financial situations. The agency specializes in helping clients understand enrollment periods and available subsidies. Coverage options can include major medical plans, prescription drug benefits, and preventive care services. Commercial entities such as professional offices, warehouses, and food service establishments can seek group health insurance solutions through this health insurance agent.
Loyas Agency serves residential clients in Elmwood Park, New Jersey, helping individuals select health insurance plans that meet their medical needs and budgets. Commercial coverage is also available for small businesses seeking group plan options. Service extends throughout Elmwood Park and the surrounding communities. Clients can expect thorough policy explanations during initial consultations, followed by ongoing support for claims and renewal questions between regular check-ins.
Gemini Insurance Group, LLC is a health insurance agency based in Elmwood Park, NJ, known for helping individuals and families navigate their coverage options. The company offers a range of policies designed to meet various medical and financial needs, from major medical plans to supplemental benefits. Their agents work to explain plan details, compare costs, and assist with enrollment in local and national insurance markets. Clients can also add a Medicare Advantage or prescription drug plan consultation to their standard services.
What Does a a Health Insurance Agent in Elmwood Park Cost?
Health insurance agents in New Jersey typically do not charge a fee to consumers. Their compensation comes from commissions paid by insurance carriers. Plan premiums vary widely based on age, income, and plan type. For a 40-year-old in Elmwood Park, a Silver plan through Get Covered NJ may cost between $400 and $700 per month before subsidies. Subsidies can lower that cost significantly. This is general information, not insurance advice.
About health insurance agents in Elmwood Park
Health insurance agents in Elmwood Park, New Jersey help individuals and families find coverage that meets their needs. These agents are licensed by the New Jersey Department of Banking and Insurance. They can guide you through the Get Covered NJ marketplace or private plans that comply with New Jersey state mandates.
Frequently Asked Questions
What does a health insurance agent in Elmwood Park do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They must be licensed in New Jersey and follow state regulations. They do not charge you directly for their services as they earn commissions from insurance companies.
When is the open enrollment period for health insurance in New Jersey?
New Jersey open enrollment for individual plans typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a life event like marriage or job loss. Check Get Covered NJ for exact dates.
Does New Jersey require health insurance?
Yes, New Jersey has an individual mandate that requires residents to have minimum essential coverage or pay a penalty. This penalty is enforced by the state through your tax return. A health insurance agent can help you find a plan that meets the mandate.
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