The top-rated health insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Angels Care Community Advisors | 1038 Main Ave | (973) 928-6171 |
| 7 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 8 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 9 | Yini & Associates | 1184 Main Ave #100 | (973) 510-2600 |
| 10 | United Insurance Co of America | 1162 County Rd 509 | (862) 385-1564 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area by providing health insurance agent services to local residents. This agency helps individuals and families find coverage that meets their medical needs and budget requirements. It assists with plan selection and enrollment for major medical insurance options available in the region. The agency also offers guidance on Medicare supplement plans and short-term health insurance policies for those between coverage periods.
NJH Insurance Agency provides health insurance guidance, helping clients select individual plans and group coverage options in Clifton, New Jersey. It offers ongoing support for policy maintenance and enrollment updates throughout the year, ensuring continuity of coverage as needs change. The agency serves a diverse client base, including single-family homes and apartment dwellers, as well as retail businesses and local restaurants seeking employee benefits.
Serving Clifton and the surrounding communities of Passaic County, Sadowski Insurance Agency handles individual and family health insurance needs. The agency works with major carriers to help clients compare plans that meet their specific medical requirements and budgets. It assists with both Marketplace enrollment during open enrollment periods and special enrollment qualifying events. Typical jobs begin with a free consultation to review the client's current coverage and medical needs, then the agent presents clear plan options, and guides them through the final application and enrollment process.
Sergio Bio - State Farm Insurance Agent in Clifton, New Jersey, serves local homeowners, renters, and business owners seeking health insurance coverage and policy guidance. The agency helps clients navigate plan options, including individual and family health policies, to meet their medical and financial needs. It also provides support with understanding deductibles and network choices. In addition to serving Clifton residents, the agency covers neighboring communities throughout Passaic County and the greater Paterson metropolitan area.
A Plus Insurance Agency in Clifton, NJ, helps individuals understand the difference between choosing a one-time policy for a specific short-term need and selecting a recurring plan for ongoing healthcare coverage. They guide clients in comparing health insurance options that meet their personal circumstances. Every interaction begins with an evaluation of current coverage requirements. Service is available on an as-needed basis, allowing clients to schedule appointments only when they require assistance with plan selection or enrollment changes.
During open enrollment in Clifton, NJ, many residents seek help navigating complex plan options, and Angels Care Community Advisors provides this local guidance. As a health insurance agent company, it focuses on connecting individuals with suitable coverage for their healthcare needs. The firm serves the community by explaining different policies and comparing available benefits. A typical first step involves scheduling an initial assessment to review a client’s current health situation and budgetary requirements, which helps determine the most appropriate plan choices.
Arceri Insurance Agency handles the essential work of connecting individuals and businesses with health insurance coverage in Clifton, New Jersey. Its specialty add-ons include guiding clients through plan selections and explaining regulatory changes. The agency helps customers understand their policy options and enrollment periods for individual, family, and group health plans. It serves commercial sectors that include offices, warehouses, and food service establishments.
As a health insurance agent in Clifton, New Jersey, Jaymar Insurance Agency offers assistance with individual and family health plans, as well as Medicare supplement policies. It guides clients through the enrollment process, explaining coverage options from major carriers to meet various medical needs and budgets. Open enrollment periods and special life changes, such as job loss or a new baby, create urgent situations where this agency helps secure essential coverage changes.
Yini & Associates serves residents of Clifton, New Jersey, with individual health insurance plans and assists local businesses with commercial group coverage. Their service area encompasses the greater Passaic County region. As health insurance agents, they help clients understand plan options, enrollment periods, and subsidy eligibility during the annual open enrollment window. They also address qualifying life events that trigger special enrollment periods. Between regular annual visits, agents remain available to answer coverage questions, assist with claims issues, or adjust policies when personal circumstances change.
United Insurance Co of America, located in Clifton, NJ, is known for connecting residents with health insurance plans that meet individual coverage needs. Its service range includes guiding clients through plan selection, explaining policy details, and assisting with enrollment. The agency regularly helps local individuals and families understand their options under current healthcare regulations, simplifying complex insurance terms. In addition, it offers focused support for finding supplemental plans that address specific medical expenses not covered by primary policies.
What Does a a Health Insurance Agent in Clifton Cost?
Health insurance agents in New Jersey generally do not charge clients directly for their services. Their compensation comes from commissions paid by insurance carriers, which are factored into the premium you pay. For individual plans, monthly premiums in Clifton can range from around 300 to 800 dollars depending on age, income, and plan tier. Small business group plans may have different cost structures. This is general information, not insurance advice.
About health insurance agents in Clifton
Health insurance agents in Clifton, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all residents to have health insurance under the state individual mandate, making professional guidance valuable. Local agents can explain plans available through the Get Covered New Jersey marketplace and private insurers.
Frequently Asked Questions
What does a health insurance agent in Clifton do?
A health insurance agent helps you compare plans from multiple carriers, explains coverage details, and assists with enrollment. They can also help with renewals, changes in circumstances, and understanding New Jersey specific rules like the state mandate penalty.
Is there a fee to use a health insurance agent in New Jersey?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. However, some agents may charge a separate fee for certain services, so always ask about costs upfront.
When can I enroll in a health plan through a Clifton agent?
You can enroll during the annual Open Enrollment Period, which in New Jersey typically runs from November 1 to January 31. Outside that window, you may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage or moving.
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