The top-rated health insurance agent in Cranford, New Jersey is Senior Advisors, rated 5.0 stars across 1,057 reviews. Other highly rated options include O'Donnell Insurance Agency, Overmyer Insurance Agency, Griffith Brothers Agency. This directory lists 18 health insurance agents serving Cranford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Advisors | 15 Alden St Suite 8 | (908) 272-1970 |
| 2 | O'Donnell Insurance Agency | 416 Centennial Ave | (908) 272-3540 |
| 3 | Overmyer Insurance Agency | 2 South Avenue East | (908) 476-8685 |
| 4 | Griffith Brothers Agency | 418 Centennial Ave | (908) 272-3540 |
| 5 | Neim Dani - State Farm Insurance Agent | 2 N Ave W Suite 302 | (908) 276-0088 |
| 6 | Goosehead Insurance - Carlos Iglesia & Anthony Roche | 20 Jackson Dr #107 | (732) 722-5075 |
| 7 | Pearl Insurance NJ | 25 Alden St | (908) 502-7923 |
| 8 | BrightPlan Insurance LLC | 184 N Ave E | (908) 367-3805 |
| 9 | Secure Benefits Insurance Agency | 216 N Ave E | (908) 858-3116 |
| 10 | Educator Insurance Agency NJ | 130 Moen Ave | (908) 325-9796 |
Serving Union County and the surrounding metro area from its Cranford, New Jersey office, Senior Advisors works as a health insurance agent. The company assists local residents with navigating their plans for medical coverage. It provides personalized guidance to individuals seeking appropriate insurance options for their needs. Medicare supplement plans are a specific service the agency regularly handles in this region. The agency also assists clients with enrolling in prescription drug coverage plans.
O'Donnell Insurance Agency provides a full range of health insurance agent services for individuals and groups in the Cranford, New Jersey area. It assists clients with plan enrollment, annual policy reviews, and the management of renewals and changes throughout the year. The agency offers guidance on plan options to fit different healthcare needs and budgets. Its service plans cover single-family homes, apartment complexes, retail stores, and a variety of restaurants within the local community.
Homeowners, families, and individuals in need of individual or group medical coverage rely on this Cranford, New Jersey agency for guidance through plan enrollment and annual renewals. The team explains the differences between various health insurance options on the marketplace. They also assist with questions regarding deductibles, copayments, and network coverage to help clients select suitable policies. Local service extends to nearby towns throughout Union County, including the surrounding communities of Westfield and Scotch Plains.
Griffith Brothers Agency serves the Cranford, New Jersey area and its surrounding communities, offering health insurance agent services to local residents and businesses. This agency handles individual health plans, family coverage, and group insurance for employers. It assists clients with enrollment, plan comparisons, and navigating coverage options throughout the year. To manage a typical job, the agency sits down with a client to review their specific healthcare needs and budget before presenting a selection of suitable insurance plans.
Neim Dani - State Farm Insurance Agent in Cranford, NJ, distinguishes between one-time health plan options and recurring coverage solutions tailored to local needs. Individual and family policies, as well as short-term gap plans, are available to address diverse medical and financial circumstances. The office guides clients through enrollment periods and plan comparisons to ensure informed choices. Service arrangements run on either a one-time consultation or an as-needed basis for ongoing policy reviews and adjustments.
Specializing in individual, family, and group health plan enrollment, Goosehead Insurance - Carlos Iglesia & Anthony Roche provides comprehensive health insurance agent services to the Cranford, NJ area. The agency helps clients navigate local marketplace options, Medicare supplements, and short-term medical policies. It assists individuals with comparing coverage, managing plan renewals, and coordinating provider networks for cost-effective care. During the annual open enrollment period, the office offers personalized guidance and late-enrollment assistance for those needing immediate coverage after a qualifying life event.
During open enrollment season, residents of Cranford and surrounding communities often face decisions about their health coverage, and Pearl Insurance NJ assists by explaining available plan options. This local health insurance agent helps individuals and families understand policy details, compare benefits, and select a plan that aligns with their medical needs and budget. A typical first step involves scheduling a brief consultation to review the client’s current coverage and discuss potential alternatives before moving forward with any formal application.
BrightPlan Insurance LLC operates in the health insurance agent field, helping individuals and businesses navigate plan options and enroll in coverage. Its work focuses on connecting clients with suitable policies, including specialty add-ons such as dental, vision, and prescription drug plans. The company serves a range of commercial sectors in Cranford, New Jersey, including offices, warehouses, and food service operations requiring group health benefits.
Secure Benefits Insurance Agency serves residents of Cranford, New Jersey, with personalized health insurance guidance. The company also assists local businesses by evaluating commercial coverage options for their employees. Their service area includes Cranford and the surrounding communities within Union County. Agents take time to explain plan details, answer questions, and help clients compare different policies during enrollment periods. After each open enrollment season or major life change, the agency reaches out to ensure coverage still meets current needs, building lasting relationships between regular check-ins.
What Does a a Health Insurance Agent in Cranford Cost?
Health insurance agents in New Jersey typically do not charge a direct fee for their services. Their compensation comes from commissions paid by the insurance companies. Plan premiums vary widely based on age, income, and coverage level. For 2024, a mid-level silver plan for a 40-year-old in Union County might cost between 450 and 700 dollars per month before subsidies. This is general information and does not constitute insurance advice.
About health insurance agents in Cranford
Health insurance agents in Cranford, New Jersey help individuals and families find health plans that meet their needs. New Jersey requires all residents to have health insurance under the state individual mandate. Agents can guide you through the Get Covered New Jersey marketplace or private plans.
Frequently Asked Questions
What does a health insurance agent in Cranford do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They are licensed by the New Jersey Department of Banking and Insurance. They can also assist with subsidies and special enrollment periods.
How do I choose a health insurance agent in Cranford?
Look for an agent licensed in New Jersey with experience in individual or family plans. You can check their license status on the New Jersey Department of Banking and Insurance website. Ask about the insurers they represent and their fees.
Are there special enrollment periods in New Jersey?
Yes, you can enroll outside the open enrollment period if you have a qualifying life event. Examples include losing other coverage, moving to Cranford, or having a baby. You typically have 60 days from the event to enroll.
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