The top-rated health insurance agent in Clark, New Jersey is Omega Insurance Agency, rated 4.9 stars across 447 reviews. Other highly rated options include Jeffrey Reisel: Allstate Insurance, American Insurance, Michael Lyne - State Farm Insurance Agent. This directory lists 11 health insurance agents serving Clark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omega Insurance Agency | 155 Westfield Ave | (908) 355-8765 |
| 2 | Jeffrey Reisel: Allstate Insurance | 1065 Raritan Rd | (732) 381-3100 |
| 3 | American Insurance | 1129 Raritan Rd | (732) 680-4444 |
| 4 | Michael Lyne - State Farm Insurance Agent | 472 Westfield Ave | (732) 340-0500 |
| 5 | Westfield Group | 67 Walnut Ave STE 203 | — |
| 6 | Village Insurance Agency, Inc. | 95 Westfield Ave | (732) 396-4466 |
| 7 | The Pangborn Agency | 133 Westfield Ave | (732) 476-5113 |
| 8 | Kistler Tiffany Benefits, a OneDigital Company | 67 Walnut Ave # 107 | (732) 223-1106 |
| 9 | Specialized Health Services LLC | 17 Brant Ave STE 2 | (732) 934-6688 |
| 10 | New Jersey Agency Network | 1129 Raritan Rd | (732) 680-4444 |
Omega Insurance Agency serves the Union County area around Clark, New Jersey, as a health insurance agent. The company assists individuals and families in navigating plan options through the state marketplace and private insurers. Its agents focus on matching clients with suitable coverage for medical, dental, and vision needs. Common services include explaining policy terms, comparing plan benefits, and verifying network providers. In this area, the agency also handles Medicare supplements and prescription drug plan enrollments.
Jeffrey Reisel: Allstate Insurance in Clark, NJ, provides a comprehensive range of health insurance agent services, including policy selection guidance and enrollment assistance. The office offers annual plan reviews to help clients adjust their coverage as needs change. Service plans involve claims support and ongoing customer care for any policy questions. The agency servicess single-family homes, apartments, retail businesses, and restaurants in the local area, ensuring varied coverage options are available for these properties.
Serving homeowners, families, and local professionals in Clark, New Jersey, American Insurance acts as a health insurance agent helping clients navigate plan selections for individual and group coverage. They assist with understanding policy details, enrollment periods, and plan comparisons to match diverse health needs and budgets. The agency regularly works with residents throughout Union County, including nearby areas like Rahway and Westfield.
Michael Lyne - State Farm Insurance Agent in Clark, NJ, helps clients distinguish between health plans requiring one-time enrollment and those with recurring monthly premiums. Coverage options address individual or family medical needs, ensuring access to local healthcare networks. Service operates on an as-needed basis, with support available for policy questions, claims assistance, or plan adjustments throughout the year.
Village Insurance Agency, Inc. in Clark, NJ, offers health insurance agent services that include guiding individuals and families through plan selection for coverage and provider networks. The agency works with clients to compare options that fit various medical needs and budgets, assisting with enrollment processes and explaining policy details. During the annual open enrollment period, it helps coordinate application dates and documentation requirements to prevent lapses in important medical coverage.
During open enrollment periods or after a qualifying life event, residents in Clark often need to compare plan options. The Pangborn Agency provides guidance as a local health insurance agent, helping individuals and families navigate these focused choices. The team explains different types of coverage and can assist with questions about deductibles or network access. Their service includes clarifying how policy details match personal healthcare needs. An initial consultation begins with a review of each client’s current situation and specific coverage requirements.
Kistler Tiffany Benefits, a OneDigital Company, is a health insurance agency serving the Clark, New Jersey area. It assists clients in navigating individual and group health plan options, addressing coverage needs and regulatory requirements. The agency works to explain plan structures and cost-sharing details for small businesses and residents. Account management and enrollment support are provided throughout the year. For policyholders, the team can add on Medicare supplement plan comparisons to coordinate with existing coverage.
Specialized Health Services LLC, based in Clark, NJ, operates as a health insurance agent, connecting clients with appropriate medical coverage plans from major insurers. The firm focuses on helping individuals and small business owners navigate the complexities of enrollment, policy changes, and annual renewals. They offer personalized consultations to assess specific healthcare needs, including prescription drug and preventive care options. Commercial clients can obtain coverage plans suitable for offices, warehouses, and food service operations.
New Jersey Agency Network focuses on matching residential clients in the Clark area with individual health coverage plans that suit their specific medical needs and budgets. The agency also assists businesses in securing commercial group health insurance solutions for their employees. Their service area covers clients throughout Union County and neighboring communities. After enrollment, the agent follows up with each policyholder to address any questions and coordinates ongoing coverage adjustments during the annual open enrollment periods or anytime a qualifying life change occurs.
What Does a a Health Insurance Agent in Clark Cost?
Health insurance agents in New Jersey typically do not charge a direct fee to consumers. They earn commissions from insurance carriers, which are built into the plan premiums. For ACA plans, premiums in Union County can range from about 300 to 800 dollars per month for an individual depending on age, income, and plan tier. Medicare agents may also work on commission. This is general information and not insurance advice.
About health insurance agents in Clark
Health insurance agents in Clark, New Jersey help individuals and families find coverage that meets their needs and budget. Under New Jersey state law, agents must be licensed by the Department of Banking and Insurance and can assist with plans from the Get Covered New Jersey marketplace. They provide guidance on subsidies, open enrollment periods, and special enrollment qualifying events.
Frequently Asked Questions
What does a health insurance agent in Clark do?
A health insurance agent in Clark helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for premium tax credits under the Affordable Care Act in New Jersey.
How do I choose a health insurance agent in Clark New Jersey?
Look for an agent licensed in New Jersey with experience in individual or family health plans. You can verify their license through the New Jersey Department of Banking and Insurance website.
When can I enroll in health insurance in Clark New Jersey?
Open enrollment for ACA plans in New Jersey typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after certain life events like losing job-based coverage or moving to Clark.
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