The top-rated health insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency, Excel Brokerage. This directory lists 12 health insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 3 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 4 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 5 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 6 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 7 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 8 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
| 9 | United Assurance | 16-00 Pollitt Dr | (201) 797-6600 |
| 10 | Kurnath Insurance | 13-17 River Rd | (201) 797-5202 |
Fawaz Ghannam - State Farm Insurance Agent in Fair Lawn, NJ, provides a range of health insurance policies for individuals and families. It assists clients in selecting plans and offers ongoing support for claims, billing questions, and plan adjustments throughout the year. The agent helps clients understand their coverage options to suit their medical needs. Its services extend to apartment dwellers, single-family homeowners, and businesses including retail shops and restaurants.
Homeowners and small business owners in Fair Lawn, New Jersey, turn to Suburban General Insurance Agency for health insurance agent services. The agency helps clients navigate plan options, enrollment periods, and policy details to find coverage that fits their needs and budget. Guidance is provided on individual and family health plans, as well as small group insurance options for local employers. This service area also extends to the neighboring communities in Bergen County and the surrounding North Jersey metro region.
Excel Brokerage serves Fair Lawn, New Jersey, and the surrounding Bergen County communities. As a health insurance agent, it handles individual and family plans, along with group coverage options for local businesses. It works with clients to navigate the annual enrollment periods and special situations requiring plan changes. The company follows a consultative approach, typically reviewing a person’s current coverage and medical needs to match them with suitable policies from available carriers.
Suburban Insurance provides both one-time consultation for comparing specific policies and ongoing service for those who prefer annual plan reviews. The agency helps clients in Fair Lawn, New Jersey, navigate individual and family health coverage options, including plans tied to the local marketplace. For those managing deductibles or prescription costs, the team explains how different networks and subsidy eligibility can affect overall expenses. Service runs on either a one-time basis for a single enrollment decision or as needed each year when renewal choices open.
Primetime Insurance specializes in providing individual and family health plans as well as Medicare supplement options. Based in Fair Lawn, New Jersey, the agency guides clients through the process of selecting appropriate coverage for their medical needs. It assists with plan comparisons during open enrollment periods and addresses questions about policy benefits and provider networks. The company also helps clients manage the complexities of coverage changes following a job loss or major life event, which can require urgent new health insurance solutions.
As the open enrollment period approaches each year, many Fair Lawn residents seek clear guidance on their health insurance choices. ASAP Insurance Agency LLC works directly with individuals and families to help explain available plans from major carriers in the region. Their local agents assist with comparing coverage options, answering questions about deductibles and copays, and ensuring clients understand policy terms before making any commitments. A thorough initial consultation is scheduled to review each person's specific medical needs and budget before any plan is presented.
Kando Service Agency Inc, located in Fair Lawn, NJ, assists residents with personal health insurance plans, including individual and family coverage options. The agency also offers commercial health insurance solutions for local businesses and provides service throughout Fair Lawn and the surrounding Bergen County area. An agent reviews client needs and available policies, explaining each plan's details to help inform decisions. New clients can expect follow-up contact from the agency to clarify coverage or make plan adjustments before the next enrollment period.
United Assurance in Fair Lawn, New Jersey specializes in connecting local residents with suitable health coverage options. The company assists individuals and families with navigating plan selections, including understanding benefits, premiums, and network requirements common to the area. Agents help clients evaluate policies during open enrollment periods and qualifying life events. Services also include explaining prescription drug coverage and out-of-pocket cost structures. For added support, United Assurance offers assistance with reviewing Medicare supplement plans to address gaps in original Medicare coverage.
Kurnath Insurance serves Fair Lawn, New Jersey, and the surrounding Bergen County communities. As a health insurance agent, it handles individual and family plans, Medicare options, and group coverage for small local businesses. The company works with major carriers to present clients with clear plan comparisons. For a typical job, the agent begins by reviewing a client’s specific medical needs and budget, then provides personalized guidance through the enrollment process to ensure suitable coverage is selected.
What Does a a Health Insurance Agent in Fair Lawn Cost?
Health insurance agents in New Jersey typically do not charge a direct fee for helping you enroll in ACA marketplace plans. Their compensation comes from the insurance carrier, usually a percentage of the premium. For Medicare plans, agents are also paid by the carrier. If you need help with a private or short-term plan, some agents may charge a flat fee ranging from 50 to 200 dollars. Costs vary by case and by the complexity of your needs. This is general information, not insurance advice.
About health insurance agents in Fair Lawn
Health insurance agents in Fair Lawn, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all health insurance plans to comply with state mandates, including coverage for preventive care and pre-existing conditions. Local agents can guide you through the Get Covered New Jersey marketplace or private plans.
Frequently Asked Questions
What does a health insurance agent in Fair Lawn do?
A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations.
Do I have to pay a fee for using a health insurance agent in New Jersey?
In most cases, health insurance agents are compensated by the insurance company, not by you. However, some agents may charge a consulting fee for complex cases, so always ask about costs upfront.
What documents do I need to enroll in a health plan in Fair Lawn?
You typically need proof of identity, residency in New Jersey, income information, and Social Security numbers for all household members. For Medicare plans, you may need your Medicare card and a list of current prescriptions.
Health Insurance Agents in Other New Jersey Cities
Bayonne · Berlin · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Chester · Clark · Clifton · Cranford · East Brunswick · Edison · Egg Harbor Township · Elizabeth