The top-rated health insurance agent in Fairfield, New Jersey is Allegiance Insurance Brokers, LLC, rated 5.0 stars across 132 reviews. Other highly rated options include Allwood Forlenza Agency, A C Marmo & Sons Inc, Acrisure Fairfield, NJ (Stratford Financial Group). This directory lists 15 health insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allegiance Insurance Brokers, LLC | 10 Kingsbridge Rd Suite #1 | (862) 702-8585 |
| 2 | Allwood Forlenza Agency | 110 Little Falls Rd | (973) 256-5500 |
| 3 | A C Marmo & Sons Inc | 350 Passaic Ave | (973) 793-8056 |
| 4 | Acrisure Fairfield, NJ (Stratford Financial Group) | 250 Passaic Ave Suite 210 | (866) 217-9053 |
| 5 | Goosehead Insurance - Juan Tejada | 12 Daniel Rd Suite 302 | (973) 810-0722 |
| 6 | Aetna in Fairfield | 33 Sand Rd | (866) 204-1356 |
| 7 | VCA Benefits LLC | 363 US-46 Suite 140 | (973) 808-2626 |
| 8 | Noble Care Insurance Agency | 37-41 Plymouth St | (973) 315-8166 |
| 9 | Mass Mutual | 30 2 Bridges Rd | — |
| 10 | C&H Agency | 55 Lane Rd #210 | (973) 890-0900 |
Allegiance Insurance Brokers, LLC serves clients throughout Essex County and the surrounding region from its base in Fairfield, New Jersey. As a health insurance agent, the company helps individuals and families navigate plan options under the Affordable Care Act. It also assists small business owners in evaluating group health coverage choices appropriate for their employees. The agency handles Medicare supplement plans and short-term medical policies for residents seeking alternative coverage solutions during life transitions.
Allwood Forlenza Agency, serving Fairfield, New Jersey, offers a range of health insurance products designed to meet individual and business needs. Their services include the initial enrollment process, as well as ongoing plan maintenance and annual review support. These maintenance plans help clients understand policy changes and adjust coverage as needed. The agency works with a variety of property types, including residential offerings for single-family homes and apartments, along with commercial protection for retail stores and restaurants.
Homeowners, businesses, and property managers in the Fairfield, NJ area work with A C Marmo & Sons Inc to arrange health insurance coverage. As a local health insurance agent, the company assists clients in navigating various plan options and finding suitable policies for individuals and groups. Services include reviewing current coverage and helping with enrollment periods to ensure proper protection. The agency also serves clients throughout the surrounding Essex County communities.
Serving Fairfield, New Jersey, and the surrounding communities, this agency handles health insurance planning for individuals and families. An agent here assesses client needs regarding medical coverage options within the current market landscape. The operation assists with various plan structures, including network-based policies. To accomplish a typical job, the agent gathers financial and health details from the client to compare available policies before presenting a clear recommendation tailored to their specific situation.
Goosehead Insurance - Juan Tejada in Fairfield, NJ distinguishes between one-time health insurance enrollment assistance and ongoing plan management as a recurring service. A local health insurance agent can help clients understand coverage options, including plan benefits and network providers, to find a suitable policy for their medical needs. This independent agency serves individuals and families seeking individual or group health plans. Service is available on a scheduled basis by appointment to discuss and adjust coverage as healthcare or life circumstances evolve.
As a health insurance agent in Fairfield, Aetna in Fairfield offers access to a range of individual and family health plans, including Medicare and supplemental coverage. Its general services include helping clients compare policies to find suitable medical, dental, and vision insurance options for their needs. The agency assists residents throughout the year with new enrollments, plan changes, and understanding policy details. During Medicare open enrollment or a job change that creates a qualifying life event, the agent provides guidance to help individuals avoid gaps in coverage.
VCA Benefits LLC helps individuals and businesses in Fairfield, New Jersey find health insurance coverage. The agency specializes in connecting clients with individual health plans, family policies, and group health benefits. Its agents guide customers through plan options, including preventative care and prescription drug coverage. VCA Benefits LLC can serve commercial sectors such as offices, warehouses, and food service establishments in the local area.
As the open enrollment period approaches each year, residents of Fairfield, NJ, often find themselves comparing updated plan options and deductibles. Noble Care Insurance Agency responds by guiding clients through available health insurance policies to match individual medical needs and budgets. The company helps clarify coverage details for both individuals and families in the area. An initial consultation includes a review of current provider networks and prescription drug lists to identify appropriate choices.
C&H Agency in Fairfield, NJ, is known for guiding local residents and small businesses through the complexities of health insurance selection. Its service range includes plan comparisons, enrollment assistance, and annual policy reviews tailored to individual budgets and coverage needs. The agency helps clients navigate Medicare, marketplace plans, and private insurance options with clear explanations of benefits and costs. A specialty service it can add on is coordinating with providers to verify in-network coverage for existing prescriptions or upcoming procedures.
What Does a a Health Insurance Agent in Fairfield Cost?
Health insurance agents in New Jersey typically do not charge consumers a fee for their services. Their compensation comes from insurance carriers as commissions. Premiums for plans vary widely: a bronze ACA plan may cost around $300 to $500 per month for an individual, while a gold plan can range from $500 to $800 or more. Medicare Advantage plans often have low or zero monthly premiums. Costs depend on age, income, plan type, and location. This is general information and not insurance advice.
About health insurance agents in Fairfield
Health insurance agents in Fairfield, New Jersey help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. New Jersey requires all agents to be licensed by the state Department of Banking and Insurance. Agents can explain open enrollment periods and special enrollment events specific to New Jersey law.
Frequently Asked Questions
What does a health insurance agent in Fairfield do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They must be licensed in New Jersey and follow state regulations. Agents do not charge you directly; they receive commissions from insurance companies.
When can I enroll in a health plan with an agent in Fairfield?
Open enrollment for ACA plans in New Jersey typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after life events like marriage, birth, or loss of other coverage. New Jersey also has a state-based marketplace called Get Covered New Jersey.
Are there New Jersey rules for health insurance agents?
Yes. New Jersey requires agents to complete continuing education and follow the state insurance code. Agents must clearly disclose their license status and any conflicts of interest. They cannot charge you a fee for helping with ACA marketplace plans.
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