The top-rated health insurance agent in Florham Park, New Jersey is M L Cutler & Co, rated 4.9 stars across 60 reviews. Other highly rated options include John DiPace - State Farm Insurance Agent, Lawley, Edward R. DeFeo Agency Inc.. This directory lists 16 health insurance agents serving Florham Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | M L Cutler & Co | 30 Columbia Turnpike Suite 201 | (973) 377-7700 |
| 2 | John DiPace - State Farm Insurance Agent | 186 Columbia Turnpike | (973) 360-9700 |
| 3 | Lawley | 30 Columbia Turnpike Suite 200 | (973) 377-9100 |
| 4 | Edward R. DeFeo Agency Inc. | 123 Columbia Turnpike #101A | (973) 822-2229 |
| 5 | SJ Health Insurance Advocates | 30B Vreeland Rd Suite 210 | (973) 397-5798 |
| 6 | Success Insurance Company | 31 Village Rd | (551) 365-2015 |
| 7 | Elective Benefits | 325 Columbia Turnpike STE 106 | (973) 756-3459 |
| 8 | Louis Campisano Insurance | 26 Columbia Turnpike #103 | (973) 845-6004 |
| 9 | Dale Group | 30A Vreeland Rd #120 | (973) 377-7000 |
| 10 | ADP Statewide Insurance | 325 Columbia Turnpike STE 106 | (973) 538-6300 |
M L Cutler & Co serves Morris County and the surrounding region from its base in Florham Park, New Jersey, as a dedicated health insurance agent. The company assists individuals and employers by guiding them through available medical coverage plans. It helps clients compare policy benefits and costs during both open enrollment and special enrollment periods. Medicare Advantage plans for older residents and group health insurance options for small businesses are among the specific services it handles in this area.
John DiPace - State Farm Insurance Agent in Florham Park, NJ provides a range of health insurance options and works to help individuals and families find suitable coverage plans. The agency assists with policy reviews and plan adjustments to meet changing health needs over time. It offers ongoing support for claims and customer service questions. The agency serves clients in single-family homes, apartments, retail locations, and local restaurants in the surrounding area.
Lawley serves homeowners, businesses, and property managers in Florham Park, New Jersey, by connecting them with suitable individual and group health insurance plans. It evaluates local coverage options to help clients manage medical costs and annual enrollment periods. The agency assists with understanding different policy structures, from HMOs to high-deductible plans. Its service area also extends to neighboring communities within Morris County, including the Parsippany-Troy Hills and Hanover Township regions.
Edward R. DeFeo Agency Inc. in Florham Park, NJ distinguishes between one-time plan selections and ongoing coverage management, helping clients evaluate short-term or long-term health insurance options. The agency offers assistance with understanding marketplace plans, supplemental policies, and individual or family health coverage, ensuring policies match local healthcare needs. All consultations focus on matching personal situations with available plans, whether for initial enrollment or annual re-evaluations. Service runs on an as-needed basis for new sign-ups, policy changes, or whenever a client requires coverage guidance.
Serving Florham Park, New Jersey, and the surrounding Morris County communities, SJ Health Advocates handles the needs of individuals, families, and small groups seeking health insurance coverage. This agency works to match clients with suitable plans from available private carriers. Its approach involves reviewing each client’s specific medical needs and financial situation to recommend appropriate options. The team then assists with the enrollment process and clarifies plan details. This general method ensures customers understand their choices before finalizing a decision on a policy.
Success Insurance Company in Florham Park, New Jersey provides assistance with selecting and enrolling in individual health plans and group coverage options. It also works with clients to understand their policy benefits and navigate the complexities of the health insurance marketplace. Residents facing open enrollment periods or needing to update their coverage after a change in employment or family status can seek guidance on finding a suitable plan.
Elective Benefits operates as a health insurance agent in Florham Park, NJ, helping individuals and businesses navigate plan options and enroll in medical coverage. The agency also specializes in voluntary benefits, allowing clients to supplement core policies with elective add-ons such as accident, critical illness, or hospital indemnity insurance. Their advisory services assist in selecting plans that align with varied commercial settings, including offices, warehouses, and food service operations.
With the open enrollment season prompting many residents of Florham Park and the surrounding Morris County area to reassess their coverage needs, Louis Campisano Insurance provides guidance through available health plans. As a health insurance agent serving this region, the company helps individuals and families navigate policy options to find suitable protection against medical expenses. Clients can schedule a consultation to begin the process, starting with an initial assessment of their current healthcare requirements and budget considerations.
The Dale Group, located in Florham Park, provides residential health insurance options to individuals and families in the surrounding area. The agency also offers commercial health coverage for local small businesses and groups. Their service consultations focus on helping clients understand plan details and coverage networks available. Agents follow up after policy enrollment to address any questions or administrative issues that may arise between regular annual open enrollment visits or when life changes create a special enrollment period.
What Does a a Health Insurance Agent in Florham Park Cost?
Health insurance agents in New Jersey typically do not charge a direct fee to consumers. They earn commissions paid by insurance carriers. For ACA marketplace plans, agent commissions are built into the premium. For Medicare plans, commissions are also paid by the insurer. Costs for consumers vary by plan and coverage level. This is general information, not insurance advice.
About health insurance agents in Florham Park
Health insurance agents in Florham Park, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have health insurance under the state individual mandate. Local agents can explain plans available through Get Covered New Jersey and private insurers.
Frequently Asked Questions
What does a health insurance agent in Florham Park do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can assist with ACA marketplace plans, Medicare, and short-term policies. Agents must be licensed by the New Jersey Department of Banking and Insurance.
Is there a penalty for not having health insurance in New Jersey?
Yes, New Jersey has a state individual mandate with a penalty for not having minimum essential coverage. The penalty is calculated based on income and family size. An agent can help you find a plan that avoids this penalty.
Can I get help paying for health insurance in New Jersey?
Yes, New Jersey offers premium subsidies and cost-sharing reductions through the Get Covered New Jersey marketplace. Eligibility depends on your income and household size. An agent can guide you through the application process.
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