The top-rated health insurance agent in Fort Lee, New Jersey is Unicorn Insurance Agency, rated 4.9 stars across 59 reviews. Other highly rated options include The Reign group, Econo Insurance Agency - 이코노 보험 (뉴저지 뉴욕 자동차, 주택, 비즈니스, 건강보험, 메디케어 종합 보험 에이전트), The Carballo Financial Group: Allstate Insurance. This directory lists 17 health insurance agents serving Fort Lee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Unicorn Insurance Agency | 158 Linwood Plaza Suite 312 | (201) 947-0390 |
| 2 | The Reign group | 1 Brg Plz N Suite 275 | (201) 397-1000 |
| 3 | Econo Insurance Agency - 이코노 보험 (뉴저지 뉴욕 자동차, 주택, 비즈니스, 건강보험, 메디케어 종합 보험 에이전트) | 222 Bruce Reynolds Blvd. Suite 440 | (201) 592-6998 |
| 4 | The Carballo Financial Group: Allstate Insurance | 897 Palisade Ave | (201) 224-0300 |
| 5 | Associate Insurance LLC | 2337 Lemoine Ave | (551) 239-6860 |
| 6 | Safe Insurance Agency LLC. | 2337 Lemoine Ave | (551) 202-2920 |
| 7 | Excess Insurance Agency | 1625 Lemoine Ave | (551) 273-4874 |
| 8 | Standard Insurance NJ | 2175 Lemoine Ave | (201) 292-5428 |
| 9 | Logo Insurance NJ | 458 Main St | (201) 381-4460 |
| 10 | Easy Insurance Inc | 2 Executive Dr | (551) 239-6784 |
Unicorn Insurance Agency serves the Fort Lee, New Jersey metro area as a health insurance agent, helping clients find individual and family coverage plans that meet their medical needs and budgets. They also assist small business owners in choosing group health insurance options that comply with current regulations. Navigating open enrollment periods and explaining the differences between HMO and PPO networks are specific services they handle for local residents each year.
The Reign Group in Fort Lee, NJ offers a range of health insurance services including plan selection guidance and enrollment support. It provides ongoing policy management and annual review assistance to help clients adjust coverage as their needs change. Services include claims clarification and network navigation support. The agency offers these services for individuals, families, and small business owners. It serves clients residing in single-family homes, apartments, retail locations, and restaurants.
Serving Fort Lee and surrounding communities in New Jersey and New York, Econo Insurance Agency - 이코노 보험 handles automobile, home, business, health insurance, and Medicare as a comprehensive insurance agent. As a health insurance agent in this area, it helps clients navigate plan options through the federal marketplace and private insurers. For a typical job, the agency first reviews a client’s current coverage, then compares available plans to find a suitable match based on medical needs and budget.
Unlike one-time enrollment services that assist with selecting a marketplace plan, recurring options include ongoing policy reviews and claims support for existing coverage in Fort Lee, NJ. As a health insurance agent, The Carballo Financial Group: Allstate Insurance works with clients to navigate plan options, including deductibles and provider networks. Coverage guidance often addresses both individual and family needs. This service runs on a scheduled basis, with periodic check-ins to adjust plans as health needs or regulations change.
Associate Insurance LLC in Fort Lee, NJ offers enrollment in individual and group health plans, helping clients navigate the annual Open Enrollment Period. It also assists with short-term medical coverage and Medicare supplement options, guiding customers through plan comparisons. The agency addresses changing coverage needs, such as when a local resident loses employer-sponsored insurance or experiences a qualifying life event. It helps businesses in Bergen County review small-group compliance requirements during the off-season.
As the New Year brings changes to health plans, residents of Fort Lee often find themselves reevaluating their coverage needs. Safe Insurance Agency LLC offers guidance through the complexities of plan selections under current regulations. The agency focuses on matching individuals and families with suitable policies from available insurers. Its approach involves clarifying benefits, deductibles, and network details in a straightforward manner. An initial assessment appointment reviews the client’s current situation and identifies gaps in coverage, providing a clear starting point for discussion.
Excess Insurance Agency works as a health insurance agent in Fort Lee, NJ, providing guidance on individual health plans and employer-sponsored coverage options. The agency specializes in helping clients navigate plan selections, including preventive care and prescription drug benefits. It also assists with understanding network restrictions and out-of-pocket costs. Commercial clients in the area can seek support for health coverage solutions tailored to offices, warehouses, and food service operations.
Standard Insurance NJ assists residents in Fort Lee with health insurance plans tailored to their personal needs, ensuring access to local medical networks. The company also serves area businesses by offering commercial coverage options that comply with New Jersey regulations and support employee well-being. Their service extends throughout the broader region, helping clients navigate open enrollment and policy adjustments. After each enrollment period, they follow up to review coverage and arrange any necessary updates before the next regular plan review.
Logo Insurance NJ in Fort Lee is known for helping individuals and families navigate the complexities of health coverage. It serves clients seeking individual plans, family policies, and group insurance options for small businesses. The company assists with open enrollment periods, plan comparisons, and subsidy eligibility questions. A specialty service it can add on is Medicare supplement plan guidance for seniors.
What Does a a Health Insurance Agent in Fort Lee Cost?
Health insurance agents in New Jersey typically do not charge a direct fee for their services. Instead, they receive a commission from the insurance carrier, which is built into the plan premium. For individual plans, premiums can range from 300 to 800 dollars per month depending on age, income, and coverage level. Medicare agents may also work on commission. This is general information and not insurance advice.
About health insurance agents in Fort Lee
Health insurance agents in Fort Lee, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all health insurance plans to comply with state regulations, including coverage for essential health benefits and guaranteed issue protections. A local agent can guide you through options on the Get Covered New Jersey marketplace or private plans.
Frequently Asked Questions
What does a health insurance agent in Fort Lee do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They are licensed by the New Jersey Department of Banking and Insurance and can assist with ACA plans, Medicare, and short-term policies.
Is there a deadline to enroll in health insurance in New Jersey?
New Jersey has an annual Open Enrollment Period for ACA plans, typically from November 1 to January 31. You may qualify for a Special Enrollment Period if you experience a life event like marriage, birth, or loss of other coverage.
Do health insurance agents charge fees in New Jersey?
Most health insurance agents are paid by the insurance company, not by you. In New Jersey, agents must disclose any fees they charge before you enroll. Always ask about compensation upfront.
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