The top-rated health insurance agent in Freehold, New Jersey is StreetSmart Insurance, rated 4.9 stars across 1,326 reviews. Other highly rated options include Medi-Solutions Insurance Agency, LLC, Golden Years Design Benefits, Prime Time Insurance Agency. This directory lists 17 health insurance agents serving Freehold.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | StreetSmart Insurance | 208 South St | (732) 462-8343 |
| 2 | Medi-Solutions Insurance Agency, LLC | 54 Jerseyville Ave | (800) 435-4765 |
| 3 | Golden Years Design Benefits | 55 Schanck Rd Suite a-14 | (732) 526-7659 |
| 4 | Prime Time Insurance Agency | 22 Center St | (732) 640-1185 |
| 5 | Lenny LoPresti - State Farm Insurance Agent | 62 E Main St | (732) 298-9245 |
| 6 | NorthEast Insurance Services | 4400 US Highway 9 South, Suite 3300 | (732) 972-1771 |
| 7 | Andrea Lucciola: Allstate Insurance | 101 Barkalow Ave Ste D | (732) 462-3152 |
| 8 | Justin Osborne at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8146 |
| 9 | Juan Diaz at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8158 |
| 10 | Ed Hocker - State Farm Insurance Agent | 31 Schanck Rd a | (732) 431-1112 |
StreetSmart Insurance serves the Freehold, New Jersey, metro area as a local health insurance agent. The company helps individuals and families navigate the selection of medical coverage plans. It provides guidance on plan options that meet health needs and household budgets. The agency assists clients with enrollment in Affordable Care Act marketplace plans. It also handles Medicare supplement policies and prescription drug coverage for eligible residents.
Medi-Solutions Insurance Agency, LLC offers individual and family health plans as well as group coverage for local employers from its Freehold, New Jersey location. It guides clients through the complexities of plan selection, enrollment procedures, and regulatory requirements. Its agents explain the differences between HMO and PPO networks, prescription drug tiers, and out-of-pocket maximums. The agency also addresses the need for annual policy reviews, helping clients adjust their coverage during the Medicare open enrollment period or following a major life change such as a new job or a move.
Golden Years Design Benefits, located in Freehold, New Jersey, provides a comprehensive range of health insurance agency services, including plan selection guidance and enrollment assistance. The agency offers ongoing support to help clients manage their coverage and navigate annual plan updates. This maintenance service ensures policies remain aligned with changing healthcare needs. Golden Years Design Benefits serves single-family homes, apartments, retail businesses, and local restaurants in the surrounding area.
Prime Time Insurance Agency serves homeowners, families, and self-employed individuals in Freehold, New Jersey, who need health insurance coverage. It advises clients on plan options, including individual policies and family medical plans, helping them navigate enrollment periods and subsidy eligibility. The agency explains plan benefits, network structures, and out-of-pocket costs in clear terms. It also provides ongoing support for claims questions and policy renewals. Prime Time Insurance Agency extends its services to residents throughout nearby Howell Township as well.
Serving Freehold, New Jersey, and the surrounding communities, Lenny LoPresti - State Farm Insurance Agent provides health insurance coverage options. This agency handles individual health plans, family policies, and supplemental medical coverage to meet diverse needs. By assessing each client's specific healthcare requirements and budget considerations, it carefully compares available plans from the provider network. This approach ensures clients receive a tailored recommendation that aligns with their personal health priorities and financial situation.
As a health insurance agent in Freehold, NJ, Andrea Lucciola: Allstate Insurance offers guidance on individual and family health plans, helping clients compare coverage options and manage their policies. The agency also assists with plan adjustments and claims questions to support ongoing healthcare needs. This local service works closely with residents to navigate open enrollment periods and handle life changes like job transitions or new family additions that require updated coverage.
During open enrollment, many Freehold residents seek dependable coverage that fits their budget. Justin Osborne at Comparion Insurance Agency helps individuals and families navigate their health insurance options, comparing multiple carriers to identify suitable plans. The agency focuses on explaining policy details clearly so clients understand deductibles, networks, and out-of-pocket costs. They schedule an initial consultation to review each person’s healthcare needs before recommending a plan. This assessment is typically done in person or over the phone.
Juan Diaz at Comparion Insurance Agency helps residents in Freehold, New Jersey find health insurance plans tailored to individual and family needs. For commercial clients, the agency also provides coverage options for small businesses seeking group health benefits. Services extend throughout Freehold and the surrounding Monmouth County area, ensuring easy access for local policyholders. During regular enrollment periods or special circumstances, the agent guides clients through plan selections. After coverage is in place, the agency follows up to assist with any changes or questions before annual renewal visits.
Ed Hocker - State Farm Insurance Agent in Freehold, NJ helps individuals and families select health insurance plans that meet their medical needs and budget. The agency focuses on policy options that include preventive care and prescription drug coverage. It also works with small business owners to set up group health benefits for employees. The agent can serve offices, warehouses, and food service operations requiring tailored insurance solutions for their staff.
What Does a a Health Insurance Agent in Freehold Cost?
Health insurance premiums in New Jersey vary widely based on age location plan tier and tobacco use. For an ACA silver plan in Monmouth County a 40 year old might pay between $450 and $700 per month before subsidies. Agent services are usually free to the consumer because the carrier pays the commission. This is general information not insurance advice.
About health insurance agents in Freehold
Health insurance agents in Freehold New Jersey help individuals families and small businesses find coverage that meets their needs and budget. New Jersey requires all residents to maintain minimum essential coverage under the state individual mandate. Local agents can explain plan options including ACA marketplace plans and off exchange policies.
Frequently Asked Questions
What is the open enrollment period for health insurance in New Jersey?
The open enrollment period for ACA plans in New Jersey typically runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving.
Do health insurance agents in Freehold charge fees for their services?
Most health insurance agents in New Jersey are paid commissions by the insurance carriers not by the client. You should confirm fee arrangements before working with any agent as some may charge consulting fees for certain services.
What types of health plans can an agent help me with in Freehold?
An agent can help you compare ACA qualified health plans Medicare Advantage and Medigap plans short term medical plans and small group health insurance for businesses. They can also explain New Jersey specific programs like NJ FamilyCare for low income residents.
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