The top-rated health insurance agent in Hackettstown, New Jersey is Medicare With Adam, rated 5.0 stars across 26 reviews. Other highly rated options include Assurance Innovations, Jim Malay - State Farm Insurance Agent, Plymouth Rock Assurance. This directory lists 16 health insurance agents serving Hackettstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare With Adam | 108 High St | (908) 747-1529 |
| 2 | Assurance Innovations | 2045 NJ-57 STE 7 | (908) 223-7262 |
| 3 | Jim Malay - State Farm Insurance Agent | 915 County Rd 517 b21 | (908) 852-4070 |
| 4 | Plymouth Rock Assurance | 490 Schooleys Mountain Rd | (908) 850-8266 |
| 5 | Sure Safe Insurance NJ | 108 High St | (908) 858-3665 |
| 6 | Mutual Insurance Company NJ | 2 Autumn Ln | (908) 944-9782 |
| 7 | Jamieson Insurance & Financial Services | 699 Washington St | (856) 420-7677 |
| 8 | Stuber Insurance Agency | 115 Mill St | (908) 852-4444 |
| 9 | Craig Carcuffe - Prudential Financial | 490 Schooleys Mountain Rd building 3a suite 1 | (908) 850-8266 |
| 10 | Joseph M Monte: Primerica - Financial Services | 1500 County Rd 517 #212 | (973) 545-0015 |
Medicare With Adam serves the Hackettstown, New Jersey area as a local health insurance agent, providing services to individuals seeking coverage options. The company helps clients navigate Medicare plans, including both Medical and prescription drug coverage. It offers guidance on plan selection, enrollment, and understanding policy details. Annual enrollment period planning is a typical service handled here. The agency also assists with Medicare Advantage plans and Supplement options for residents in this region.
Assurance Innovations provides individualized health insurance consultations and policy matching services for individuals and families in Hackettstown, New Jersey. Its agents assist clients with annual plan evaluations, enrollment guidance, and claims support throughout the coverage period. The company also helps small business owners navigate group health options for their employees. Available service plans include routine policy review reminders and direct assistance with provider network questions. Assurance Innovations services single-family homes, apartments, retail spaces, and restaurants in the local area.
Homeowners, renters, and small business owners in Hackettstown, New Jersey can consult Jim Malay - State Farm Insurance Agent for health insurance coverage. The agency helps clients navigate plan options that complement local healthcare providers and budgets. Dedicated support is available during open enrollment periods and for life changes requiring policy adjustments. Service extends to neighboring Long Valley and surrounding Morris County communities, offering consistent guidance for health plan selection.
Serving Hackettstown, New Jersey, and the surrounding communities, Plymouth Rock Assurance handles individual and family health insurance coverage needs. It guides clients through plan options, including major medical, prescription drug, and preventive care benefits, to match personal healthcare requirements. Specializing in this area, the company clarifies complex policy details and potential cost-sharing structures for each local shopper. To fulfill a typical job, it first gathers a client’s medical history and budget, then systematically compares available plans before recommending a suitable, compliant option.
Shoppers can choose between comparing plans in a single consultation or managing ongoing enrollment and claims support throughout the year. As a health insurance agent in Hackettstown, NJ, Sure Safe Insurance NJ helps individuals and families explore coverage options that match their medical and budgetary needs. This includes guiding clients through annual enrollment periods and unexpected life changes that might require plan adjustments. Service typically runs on an as-needed basis, such as at renewal time or when a qualifying event occurs.
Mutual Insurance Company NJ in Hackettstown, New Jersey specializes in connecting individuals and families with health insurance plans that meet their medical needs and financial situations. It assists clients with understanding plan options, enrollment processes, and coverage details for various policies available in the local market. The agency works to clarify complex terms and help customers make informed decisions. It can be particularly helpful during open enrollment periods or when unexpected health events require immediate coverage adjustments.
As open enrollment season approaches each year, residents of Hackettstown, NJ often seek to understand their health insurance options. Jamieson Insurance & Financial Services assists local individuals and families in navigating the complex plan choices available under recent policy changes. The agency also helps clients evaluate different cost scenarios for coverage tailored to personal healthcare needs. An initial assessment appointment is offered to review specific medical requirements and clarify any questions about plan benefits.
Stuber Insurance Agency helps individuals and businesses in Hackettstown, New Jersey obtain health insurance coverage. The company also assists clients with specialized policy add-ons such as dental and vision plans to supplement major medical coverage. They guide customers through plan options and enrollment processes. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Craig Carcuffe - Prudential Financial is an experienced health insurance agent serving the Hackettstown, New Jersey, area. The company assists individuals and families in navigating their options for medical coverage. It helps clients understand plan benefits, networks, and deductibles to make informed choices. Routine services include comparing marketplace plans and Medicare supplement policies. An additional specialty offered is helping small business owners find group health insurance solutions for their employees.
What Does a a Health Insurance Agent in Hackettstown Cost?
Health insurance agents in New Jersey are typically paid by insurance carriers through commissions, so you do not pay a fee for their services. Plan premiums vary widely based on age, location, and plan type. For example, a bronze ACA plan for a 40-year-old in Hackettstown might cost around 400 to 600 dollars per month, while a silver plan could be 500 to 800 dollars. Subsidies are available based on income. This is general information, not insurance advice.
About health insurance agents in Hackettstown
Health insurance agents in Hackettstown, New Jersey help individuals and families find coverage that meets their needs. New Jersey requires all residents to have health insurance under the state individual mandate. Agents can explain options like ACA marketplace plans and short-term policies.
Frequently Asked Questions
What does a health insurance agent in Hackettstown do?
A health insurance agent helps you compare plans from different carriers. They assist with enrollment, answer questions about coverage, and help you understand New Jersey insurance laws. Agents do not charge you directly because they are paid by the insurance company.
Do I need health insurance in New Jersey?
Yes, New Jersey has a state individual mandate that requires residents to have minimum essential coverage or pay a penalty. The penalty for 2024 is up to 2.5% of household income or a flat amount per adult. An agent can help you find a plan that meets the requirement.
When can I enroll in a health plan in Hackettstown?
Open enrollment for ACA plans in New Jersey usually runs from November 1 to January 31 each year. Outside that window you may qualify for a special enrollment period if you have a qualifying life event like losing job-based coverage or moving. An agent can check your eligibility.
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