The top-rated health insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,844 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Joe Nachbaur - State Farm Insurance Agent. This directory lists 18 health insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Joe Nachbaur - State Farm Insurance Agent | 505 Central Ave | (201) 222-8866 |
| 5 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 6 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
| 7 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
| 8 | HolaDoctor Insurance Services - Jersey City | 353 Central Ave | (844) 926-0423 |
| 9 | The Blake Agency | 52 Atlantic St | (201) 209-0065 |
| 10 | Petrocci Agency | 1674 John F. Kennedy Blvd # A | (201) 434-4760 |
SageSure serves the Jersey City, New Jersey, metro area as a health insurance agent, connecting individuals and families with medical coverage plans. The agency assists clients in navigating both private insurance marketplaces and public program options to find suitable policies. It focuses on matching customers with plans that align with their specific healthcare needs and financial situations. Among its handled services, SageSure typically manages the enrollment process for individual major medical plans and assists with short-term health insurance policies.
Kacey Padlo - State Farm Insurance Agent serves Jersey City homeowners, renters, and local business owners seeking health insurance protection. The agency helps individuals and families navigate individual health plans and group coverage options that meet diverse medical needs. They work with clients to explain policy details and assist during enrollment periods. This Jersey City office also extends its services to the neighboring community of Hoboken and the broader Hudson County metro area.
Freeway Insurance provides health insurance agent services for clients in Jersey City and the surrounding area. It assists individuals and families in selecting appropriate health plans to meet their coverage needs. The company offers ongoing policy management and support, helping clients navigate plan updates and claims. Its services are available for a range of property types, including single-family homes, apartments, retail businesses, and restaurants.
Serving Jersey City and its surrounding communities, Joe Nachbaur - State Farm Insurance Agent provides health insurance coverage options. This agent assists individuals and families in navigating plan selections that fit their medical needs and budget. As a local insurance agent, the office helps explain policy details regarding deductibles and out-of-pocket maximums. When handling a typical client request, they first review current coverage, then present available plan choices tailored to specific health requirements and financial considerations.
J&J Assurance Group in Jersey City, NJ assists clients in distinguishing between one-time health insurance policy purchases and ongoing coverage options that require periodic renewal and adjustment. The agency provides guidance on selecting plans that match medical needs and budgetary limits, drawing on general knowledge of local provider networks and regulatory requirements. Service arrangements for consultations and policy reviews are offered on an as-needed basis, allowing clients to request assistance whenever their circumstances change.
JC Insurance Agency specializes in individual and family health insurance plans, serving clients throughout Jersey City. It also provides assistance with Medicare options and small business group coverage, navigating the complexities of open enrollment periods and plan selection. The agency works with local residents to assess their healthcare needs and compare available policies for appropriate coverage. During tax season, it helps self-employed individuals understand how health insurance premiums may affect their deductions and overall financial planning.
As open enrollment or a change in family health needs arrives in the Jersey City area, residents often seek knowledgeable guidance through complex plan choices. JC Professional Insurance serves as a local health insurance agent in Jersey City, helping individuals and small groups identify suitable medical coverage. The agency focuses on explaining different plan structures and costs without proprietary pressure. For those beginning the process, the company schedules an initial assessment of personal health needs and budget to clarify available options within the marketplace.
HolaDoctor Insurance Services - Jersey City assists individuals and families in obtaining health coverage that meets their medical needs. As a local health insurance agent, the company also helps clients understand plan options including prescription drug and preventive care benefits. Its services extend to commercial enterprises seeking employee health solutions. The agency can serve offices, warehouses, and food service businesses requiring comprehensive group insurance plans.
The Blake Agency provides residential health insurance guidance to individuals and families in Jersey City, New Jersey. Commercial coverage options are available for small businesses seeking group plans. Their service area extends across Hudson County, including surrounding communities. Each client receives an individualized assessment to match policies with specific medical needs and budget requirements. The agency facilitates ongoing account management, assisting with claims questions and annual enrollment updates during regular follow-up appointments between visits.
What Does a a Health Insurance Agent in Jersey City Cost?
Health insurance agents in New Jersey typically do not charge you a fee because they earn commissions from insurance companies. These commissions are usually a percentage of your premium, often between 2% and 10% depending on the plan type. For individual ACA plans, the commission is a flat fee per member per month, which can range from $10 to $30. For Medicare plans, commissions are set by the government and vary by plan. This is general information and not insurance advice.
About health insurance agents in Jersey City
A health insurance agent in Jersey City, New Jersey can help you compare plans from carriers like Horizon Blue Cross Blue Shield and AmeriHealth. New Jersey requires all residents to have health insurance under the state individual mandate, and agents can guide you through enrollment periods and subsidy eligibility. Local agents understand Hudson County provider networks and can assist with both individual and small business coverage.
Frequently Asked Questions
What is the open enrollment period for health insurance in New Jersey?
The open enrollment period for individual health plans in New Jersey typically runs from November 1 to January 31 each year. Outside this window, you may qualify for a special enrollment period due to life events like losing other coverage, moving, or having a baby. An agent can verify your eligibility for a special enrollment period.
Do health insurance agents in Jersey City charge a fee for their services?
Most health insurance agents in New Jersey are paid commissions by the insurance carriers, so they do not charge you a direct fee. However, some agents may charge a consulting fee for complex cases, such as small group plans or Medicare supplements. Always ask about any fees before you begin working with an agent.
Can a health insurance agent help me with Medicaid or NJ FamilyCare?
Yes, many health insurance agents in New Jersey can help you apply for Medicaid or NJ FamilyCare, which are state-run programs for low-income residents. Agents can also explain how these programs interact with private plans. You can also apply directly through the New Jersey Department of Human Services.
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