The top-rated health insurance agent in Kearny, New Jersey is John Costa - State Farm Insurance Agent, rated 4.5 stars across 229 reviews. Other highly rated options include Indoamerica Agency LLC, MSM Insurance Agency, Secured Insurance Agency. This directory lists 10 health insurance agents serving Kearny.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Costa - State Farm Insurance Agent | 214 Kearny Ave | (201) 998-5600 |
| 2 | Indoamerica Agency LLC | 113 Kearny Ave # A | (201) 246-7383 |
| 3 | MSM Insurance Agency | 78 John Miller Way Suite 326 | (973) 319-4081 |
| 4 | Secured Insurance Agency | 728 Kearny Ave b | (201) 998-3400 |
| 5 | MedChoice Advisors | 347 Kearny Ave | (201) 334-6744 |
| 6 | Dynasty Agency | 83 Kearny Ave | (201) 997-2303 |
| 7 | The Bixler Group, LLC | 758 Kearny Ave | (201) 991-0032 |
| 8 | Borgos Hanlon Henry & Garcia Inc | 593 Kearny Ave | (201) 991-8700 |
| 9 | Jersey Travel Center & Insurance | 53 Kearny Ave | (201) 991-3315 |
| 10 | BERMUDEZ HENSON | 78 John Miller Way #305 | (833) 550-0762 |
John Costa - State Farm Insurance Agent serves Kearny and surrounding areas of Hudson County, providing health insurance coverage options. The agency assists individuals and families in selecting medical plans that fit their needs and budgets. Understanding local healthcare networks, the team helps clients navigate enrollment periods and policy details. Services include individual health plans and family health insurance offerings.
Indoamerica Agency LLC provides health insurance agent services for individuals and families in Kearny, New Jersey. It assists clients in evaluating and enrolling in medical plans, including preventive care and prescription drug coverage. The agency also offers support for policy renewals and plan adjustments as healthcare needs change. This includes guidance during open enrollment periods and year-round assistance with claim questions. The agency services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
MSM Insurance Agency helps homeowners, renters, and small business owners in the Kearny, NJ, area find health insurance coverage that fits their needs. The agency guides clients through plan options, including individual and family policies, and explains enrollment periods and subsidy qualifications. They assist with comparing deductibles and networks so customers can make informed decisions. Their service area also extends to neighboring Harrison, NJ, providing support to residents there as well.
Secured Insurance Agency in Kearny, NJ, differentiates between one-time plan comparisons and recurring reviews for changing health needs. Its coverage focus includes individual policies, family plans, and group options common to local small businesses. The agency helps clients navigate annual enrollment periods and qualifying life events with clear explanations of deductibles and networks. Service runs on an as-needed basis, with clients scheduling appointments during open enrollment or when personal circumstances shift.
MedChoice Advisors assists individuals and families in Kearny, New Jersey, with selecting health insurance plans that meet their medical needs and financial circumstances. The company helps clients understand the various options available under the Affordable Care Act. It also offers guidance on Medicare supplement policies and short-term coverage plans. With experience in the local market, the agent serves professionals working from home offices, employees in commercial warehouses, and staff in the food service industry.
Serving Kearny, New Jersey, and the surrounding communities, Dynasty Agency handles health insurance plans for individuals and families. As a local health insurance agent, it presents options from different carriers to help clients find coverage that fits their needs. Each client’s situation is assessed individually to understand what benefits are most important. The approach it uses to handle a typical job involves comparing available plans side by side, then explaining the differences in premiums, deductibles, and networks before making a final recommendation.
The Bixler Group, LLC offers individual and family health insurance plans, as well as Medicare supplemental policies. It also generally assists clients with comparing coverage options and navigating enrollment procedures. Based in Kearny, NJ, the agency works with residents throughout the local area to address their ongoing medical coverage needs. It helps clients understand how a major life change, such as losing employer-sponsored insurance, affects their available plan choices and enrollment deadlines.
As the open enrollment season approaches or a family experiences a qualifying life event, securing the right coverage becomes an urgent priority for residents of Kearny and its surroundings. Borgos Hanlon Henry & Garcia Inc provides essential guidance as a local health insurance agent, helping individuals compare plans from available carriers to match their medical needs and financial situation. They clarify complex policy details so clients understand their deductibles, networks, and prescription benefits. An initial consultation or needs-assessment step is typically offered to evaluate each person’s specific circumstances.
Jersey Travel Center & Insurance provides support for individuals and small businesses seeking health insurance coverage in the Kearny area. The agency specializes in guiding clients through plan selection and enrollment processes. It understands the varied needs of local employers and residents. The company can assist commercial sectors involving offices, warehouses, and food service establishments with their health insurance requirements.
BERMUDEZ HENSON serves residents in Kearny and the surrounding area. The agency assists homeowners with health insurance plans. Commercial coverage is also available for small and medium-sized businesses in the region. Policies are reviewed annually before open enrollment periods. The team coordinates applications and manages paperwork with major carriers. Simple follow-up between regular visits helps renew existing coverage or adjust plans when a client’s needs change.
What Does a a Health Insurance Agent in Kearny Cost?
Health insurance agents in New Jersey do not charge consumers directly for their services. Their compensation comes from the insurance company as a commission typically 3 to 5 percent of the premium for individual plans. For Medicare plans agent commissions are set by the government and vary by plan type. Costs for insurance policies themselves vary widely based on age income and plan tier. This is general information not insurance advice.
About health insurance agents in Kearny
A health insurance agent in Kearny New Jersey can help you compare plans from carriers like Horizon Blue Cross Blue Shield and AmeriHealth. New Jersey has its own individual mandate requiring residents to have qualifying health coverage or pay a state penalty. Agents in Kearny are familiar with local hospitals and doctor networks to match you with the right plan.
Frequently Asked Questions
What does a health insurance agent in Kearny do?
A health insurance agent helps you review and enroll in individual family Medicare or small group plans. They can explain New Jersey specific options like the Get Covered NJ marketplace and assist with subsidy calculations.
Do I need to pay a fee for a health insurance agent in New Jersey?
Most health insurance agents in New Jersey are paid by the insurance carrier not by you. Their services are typically free to consumers when you enroll through them.
What is the open enrollment period for health insurance in New Jersey?
The open enrollment period for individual plans through Get Covered NJ usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after certain life events like losing coverage or having a baby.
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