The top-rated health insurance agent in Linden, New Jersey is Gary's Insurance Agency LLC, rated 4.8 stars across 3,341 reviews. Other highly rated options include Marc Torres - State Farm Insurance Agent, Cover Me Insurance Agency of NJ Inc, Farmers Insurance - Ernesto Argueta. This directory lists 12 health insurance agents serving Linden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary's Insurance Agency LLC | 618 W St Georges Ave | (908) 587-1600 |
| 2 | Marc Torres - State Farm Insurance Agent | 433 N Wood Ave | (908) 925-0111 |
| 3 | Cover Me Insurance Agency of NJ Inc | 610 W St Georges Ave | (908) 587-2500 |
| 4 | Farmers Insurance - Ernesto Argueta | 640 N Wood Ave | (908) 336-5700 |
| 5 | Valvano Insurance Agency | 16 W Elizabeth Ave #100 | (908) 862-4047 |
| 6 | Milber MultiServices | 893 N Stiles St | (862) 684-7072 |
| 7 | Farmers Insurance - Michael Poller | 610 W St Georges Ave | (908) 587-2886 |
| 8 | Tango Insurance Agency | 530 S Wood Ave | (908) 862-7499 |
| 9 | Origin Insurance Group , LLC | 893 S Stiles St | (908) 347-6010 |
| 10 | Origin Insurance | 893 N Stiles St | (908) 347-6010 |
Gary's Insurance Agency LLC, serving Linden and surrounding Union County, provides health insurance agent services to local residents and businesses. The company assists clients in navigating the individual and family health plan market, offering guidance on plan selection and enrollment. It also works with small employers to identify group health coverage options that meet their workforce needs. Among the specific services handled in this area are managing Open Enrollment applications and advising on HMO and PPO network choices.
Marc Torres - State Farm Insurance Agent in Linden, NJ offers a range of health insurance services, including individualized plan selection and coverage guidance. Service and maintenance plans involve annual policy reviews and assistance with claims and enrollment changes. The agency helps clients navigate open enrollment periods and evaluate different plan options to match their healthcare needs. It services single-family homes, apartments, retail businesses, and restaurants, helping them find appropriate health coverage for individuals and groups.
Cover Me Insurance Agency of NJ Inc helps homeowners, renters, and small business owners in Linden secure health insurance plans that match their needs and budgets. The agency guides clients through plan options, explaining coverage details and enrollment steps. It also assists property managers and local entrepreneurs in finding suitable group or individual policies. Cover Me Insurance Agency of NJ Inc provides its services throughout Linden and also serves nearby communities in Union County, including Elizabeth.
Farmers Insurance - Ernesto Argueta serves Linden, New Jersey, and the surrounding communities in Union County. The agency handles health insurance plans, including individual policies and family coverage options. It assists clients in understanding local plan benefits and enrollment periods. For a typical job, the agent begins by reviewing a client's current coverage needs and then compares available plans from area providers to recommend a suitable option.
Individuals seeking health coverage can choose between a one-time plan review or ongoing policy management, while Valvano Insurance Agency in Linden, NJ guides clients through available health insurance options. The agency helps compare major medical plans, including those from the marketplace, to match individual or family needs. It provides assistance with understanding benefits, deductibles, and network providers for local customers. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preferred level of support.
Milber MultiServices specializes in individual and family health insurance plans, offering general enrollment assistance and policy comparisons for clients in Linden, New Jersey. The agency helps residents navigate open enrollment periods and understand coverage options under the Affordable Care Act. It also provides guidance on Medicare supplement plans for older adults. During the annual enrollment window each fall, it assists clients in reviewing their current plans and making necessary adjustments to avoid coverage gaps.
Many Linden residents begin reviewing their coverage as open enrollment approaches, and Farmers Insurance - Michael Poller helps navigate these annual decisions. As a health insurance agent, the company assists individuals and families in comparing available plans and understanding benefit structures. Services include explaining policy details like deductibles, copays, and provider networks. The process often begins with a simple phone or office visit to assess current coverage and health needs, followed by an initial review of options.
Tango Insurance Agency assists individuals and businesses in the Linden, New Jersey, area with their health coverage needs. The company specializes in connecting clients with suitable health insurance plans, including options for individuals, families, and groups. For commercial clients, the agency can address the specific insurance requirements of offices, warehouses, and food service operations in the local region.
Origin Insurance Group, LLC provides health insurance agent services to residents in Linden, New Jersey, and the surrounding communities. The firm also offers commercial health coverage options for local businesses seeking group plans. Their service area includes households and employers throughout the greater Union County region. Clients can expect assistance with plan selection, enrollment, and routine questions about benefits. Ongoing communication and account adjustments are typically handled between scheduled enrollment periods and annual renewals for continued coverage.
Origin Insurance, based in Linden, NJ, is a health insurance agent known for helping individuals and families navigate the local marketplace. Its service range includes evaluating private plans, Medicare options, and short-term coverage that aligns with regional healthcare networks. The agency assists clients through enrollment periods and major life changes by comparing available policies from multiple carriers. A specialty service it can add on is offering guidance for dental and vision insurance plan selections for those needing supplementary coverage.
What Does a a Health Insurance Agent in Linden Cost?
Health insurance agents in New Jersey typically do not charge you a direct fee for their services. Instead they earn commissions from the insurance companies which are built into the plan premiums. For individual plans these commissions range from 2 percent to 5 percent of the monthly premium. For Medicare plans the commissions are set by the federal government and vary by plan type. Some agents may charge a consultation fee for complex cases but this is less common. This is general information not insurance advice.
About health insurance agents in Linden
A health insurance agent in Linden New Jersey can help you navigate the state marketplace and private plans. New Jersey requires all residents to have health coverage under the state individual mandate. Local agents understand Union County networks and can explain how New Jersey expanded Medicaid and the Get Covered New Jersey program work for you.
Frequently Asked Questions
What is the difference between a health insurance agent and a broker in Linden New Jersey?
Both are licensed in New Jersey to sell health insurance. An agent typically represents one or a few insurance companies while a broker can offer plans from many carriers. Both must follow New Jersey Department of Banking and Insurance regulations and disclose their compensation to you.
Can a health insurance agent help me with New Jersey Medicaid or NJ FamilyCare?
Yes a health insurance agent can help you determine if you qualify for NJ FamilyCare which is New Jerseys Medicaid and Childrens Health Insurance Program. They can guide you through the application process and explain income limits based on the Modified Adjusted Gross Income standard used in New Jersey.
What documents do I need to meet with a health insurance agent in Linden New Jersey?
Bring your photo ID proof of residency in Linden or Union County and information about your household income including recent tax returns or pay stubs. If you are applying during Open Enrollment you will also need your Social Security numbers for all household members.
Health Insurance Agents in Other New Jersey Cities
Bayonne · Berlin · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Chester · Clark · Clifton · Cranford · East Brunswick · Edison · Egg Harbor Township · Elizabeth