The top-rated health insurance agent in Moorestown, New Jersey is Thomas McLaughlin - State Farm Insurance Agent, rated 5.0 stars across 585 reviews. Other highly rated options include Senior Advisors, Innovative Benefit Planning, LLC, Cornerstone Agency Services, Moorestown, NJ. This directory lists 15 health insurance agents serving Moorestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thomas McLaughlin - State Farm Insurance Agent | 285 S Church St # 3 | (856) 642-1400 |
| 2 | Senior Advisors | 214 W Main St #101 | (856) 866-8900 |
| 3 | Innovative Benefit Planning, LLC | 101 Foster Rd | (888) 427-7383 |
| 4 | Cornerstone Agency Services, Moorestown, NJ | 123 E Main St | (856) 499-5191 |
| 5 | Saratoga Medicare Advisors, LLC. | 7 E Main St | (856) 263-3152 |
| 6 | Based Coverage Insurance NJ | 125 W Main St | (856) 336-9343 |
| 7 | Secure Insurance of NJ | 901 Lancer Dr | (856) 554-0019 |
| 8 | DiSpirito Insurance Agency - Michael A DiSpirito Insurance Agency LLC | 19 E Main St Ste D2 | (856) 380-0888 |
| 9 | Moorestown Insurance Agency | 41 E Main St | (732) 426-3445 |
| 10 | Lubenow Agency | 214 W Main St #203 | (856) 866-2020 |
Thomas McLaughlin - State Farm Insurance Agent serves the greater Moorestown, New Jersey area and surrounding Burlington County communities. As a health insurance agent, the company helps local residents navigate plan options for individual and family medical coverage. The team works with clients to compare policies that meet their healthcare needs and budget. This independent agency also assists with supplemental plans that cover dental and vision services in the region.
Senior Advisors, based in Moorestown, New Jersey, distinguishes between one-time guidance for immediate health insurance needs and recurring support for managing ongoing coverage changes. The agency assists local clients in navigating plan selection, including Medicare options and supplemental policies that serve the surrounding community. Their services are available on both a scheduled consultation basis for plan reviews and as-needed for urgent coverage adjustments or enrollment questions.
Innovative Benefit Planning, LLC, based in Moorestown, NJ, provides a broad range of health insurance solutions, including plan selection, enrollment, and ongoing claims assistance. The company maintains active service plans to help clients update coverage during open enrollment and manage changes in life circumstances. It also offers annual policy reviews to ensure plans remain suitable. The agency works with both individuals and businesses, serving single-family homes, apartments, retail establishments, and restaurants.
Homeowners, families, and small-business owners in Moorestown and the surrounding area turn to Cornerstone Agency Services for their health insurance needs. The company helps clients compare individual plans, family coverage options, and group health policies to find suitable protection. Their agents explain plan benefits and costs, guiding customers through open enrollment periods and special enrollment changes. The agency serves residents across Burlington County and throughout the greater Cherry Hill metropolitan region, assisting with coordination of medical, dental, and vision coverage from private insurers.
Serving Moorestown, New Jersey, and surrounding communities, Saratoga Medicare Advisors, LLC. specializes in assisting individuals with their health insurance needs. As a health insurance agent, the company handles plan comparisons and enrollment for clients navigating the local market. Their general approach involves reviewing each client’s specific coverage requirements and current health situation before presenting suitable policy options. By focusing on individual circumstances, they aim to match clients with plans that address their particular medical needs while considering budget constraints.
Based Coverage Insurance NJ helps clients decide between enrolling in a single health plan for immediate coverage needs or selecting a recurring policy that renews annually for ongoing protection. As health insurance agents in Moorestown, NJ, they assess individual health situations and local plan options to explain how deductibles and premiums apply. Their service runs on a scheduled basis during open enrollment periods and as needed for qualifying life events or plan questions.
As a health insurance agent in Moorestown, New Jersey, Secure Insurance of NJ specializes in helping individuals and families select suitable medical plans, including those offered through the Affordable Care Act marketplace. Its general service work includes plan comparisons, enrollment assistance, and year-round customer support. The agency also helps residents navigate Medi‑care options and update coverage after major life events such as job changes. When open enrollment ends, the agency remains available to address qualifying life changes that require special enrollment periods throughout the calendar year.
As Moorestown residents prepare for the annual Medicare open enrollment period or face a qualifying life event, DiSpirito Insurance Agency - Michael A DiSpirito Insurance Agency LLC provides health insurance agent services focused on these needs. The agency explains available plan options, including individual health coverage and supplemental policies common in this region. Working with clients in Moorestown, the agent helps navigate provider networks and out-of-pocket costs. An initial consultation appointment is scheduled for the agent to review current coverage and assess a client’s specific health insurance requirements.
Moorestown Insurance Agency works with individuals and families in the Moorestown area to secure health insurance coverage that matches their needs and budget. It also specializes in helping clients navigate Medicare supplement plans and short-term medical policies for gaps in coverage. The agency assists a variety of commercial sectors, including local offices in need of group health benefits, warehouses requiring robust employee plans, and food service businesses seeking affordable options for their workforce.
What Does a a Health Insurance Agent in Moorestown Cost?
Health insurance agents in New Jersey typically do not charge consumers directly for their services. Instead they receive commissions from the insurance carriers which are built into the premium costs. The amount of commission varies by carrier and plan type but usually ranges from 3 to 8 percent of the monthly premium. Some agents may offer fee-based consulting for complex cases but this is less common. This is general information not insurance advice.
About health insurance agents in Moorestown
Health insurance agents in Moorestown New Jersey help individuals and families find coverage through the Affordable Care Act marketplace private insurers and Medicare. New Jersey requires all agents to be licensed by the state Department of Banking and Insurance. Local agents understand the specific network options available in Burlington County and can guide you through the annual open enrollment period or special enrollment events.
Frequently Asked Questions
What does a health insurance agent in Moorestown do?
A health insurance agent in Moorestown helps you compare plans from multiple carriers explains coverage details and assists with enrollment. They can help you determine if you qualify for subsidies under the Affordable Care Act or for New Jersey Medicaid. Agents do not charge you a fee their commission is paid by the insurance company.
When is open enrollment for health insurance in New Jersey?
Open enrollment for individual and family plans on the New Jersey marketplace Get Covered NJ typically runs from November 1 to January 31 each year. Outside of this window you may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage moving to Moorestown or having a baby.
Are there New Jersey specific rules for health insurance agents?
Yes New Jersey requires all health insurance agents to hold a valid license from the New Jersey Department of Banking and Insurance. Agents must complete continuing education courses every two years. They must also follow state regulations regarding disclosure of commissions and conflicts of interest.
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