The top-rated health insurance agent in Princeton, New Jersey is Bindu Verma - State Farm Insurance Agent, rated 4.9 stars across 223 reviews. Other highly rated options include Ellen Nita - State Farm Insurance Agent, Defy Insurance Agency, CJ Duran - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Princeton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bindu Verma - State Farm Insurance Agent | 29 Emmons Dr Ste A-30 | (609) 454-6100 |
| 2 | Ellen Nita - State Farm Insurance Agent | 33 State Rd Suite 1A | (609) 924-0080 |
| 3 | Defy Insurance Agency | 116 Village Blvd #200 | (877) 780-4626 |
| 4 | CJ Duran - State Farm Insurance Agent | 234 Nassau St | (609) 921-7059 |
| 5 | Halberstadt Insurance Services, LLC | 50 N Tulane St | (609) 921-2996 |
| 6 | Easy Insurance Solution Princeton | 702 Alexander Rd | (609) 630-4972 |
| 7 | Guardian Life Princeton | 302 Carnegie Center Blvd | (609) 246-0842 |
| 8 | Happily Insurance Agency | 14 N Harrison St | (609) 798-1905 |
| 9 | Insurance Vital Care | 116 Village Blvd suite 311 | (609) 554-5757 |
| 10 | Compass Student Insurance | 116 Village Blvd Suite 306 | (781) 356-1999 |
Bindu Verma - State Farm Insurance Agent serves the Princeton, New Jersey, metro area and provides health insurance agent services to local residents and small businesses. As a local agent, this office helps clients navigate individual and family health plans, explaining coverage options and essential benefits under the Affordable Care Act. The agent also assists with understanding enrollment periods and plan renewals to ensure continuous healthcare access. Specific services include finding suitable medical, dental, and vision insurance policies for the Princeton community.
Ellen Nita - State Farm Insurance Agent in Princeton, NJ offers a range of health insurance services, including plan selection guidance and annual policy reviews. The agency helps clients manage their coverage through regular check-ins and claims assistance, ensuring policies remain aligned with changing needs. It provides ongoing support for policy maintenance and adjustments. This agency services both residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants within the local area.
Serving homeowners, renters, young families, and self-employed individuals in Princeton, Defy Insurance Agency helps clients navigate health insurance options in the local marketplace. The agency works with plans available through the state exchange as well as private carriers to match coverage to individual budgets and medical needs. Assistance is offered with plan selection, enrollment procedures, and answering ongoing questions about benefits. The agency also extends its health insurance agent services across the broader Mercer County area and into nearby communities such as Plainsboro and West Windsor.
CJ Duran - State Farm Insurance Agent serves Princeton, New Jersey, and the surrounding Mercer County communities. The agency handles individual and family health insurance plans, helping clients navigate enrollment periods and coverage options. Typical services include explaining plan benefits, answering policy questions, and providing quotes for local and national carriers. For each client, the agency begins with a personal consultation to assess health needs, then presents suitable plan choices for comparison before guiding the client through the application process.
Clients may work with Halberstadt Insurance Services once to purchase a plan or return for ongoing annual enrollment assistance. The agency helps individuals and families in Princeton, NJ, navigate private health coverage options to find plans matching their medical needs and budgets. Assistance includes comparing policy benefits, deductibles, and network choices from available carriers. Additional support addresses plan changes during life events like job loss or family expansion. Service is offered on both a one-time and as-needed basis, scheduling appointments when clients require new enrollments or coverage adjustments.
Easy Insurance Solution Princeton offers guidance on major medical plans and Medicare options, serving individuals, families, and small businesses in the Princeton area. The agency helps clients evaluate coverage for annual deductibles and out-of-pocket limits. During the open enrollment period each fall, it assists with plan comparisons and enrollment, ensuring residents stay prepared for policy changes that affect their healthcare needs.
As the open enrollment season approaches in Princeton, residents often seek coverage options that fit their changing needs. Guardian Life Princeton serves as a local health insurance agent helping families and individuals navigate available plans. The company focuses on explaining policy details and comparing different levels of coverage from major carriers. Initial consultations are typically offered to review current coverage and identify potential gaps in protection before beginning the plan selection process. Each appointment usually starts with a careful look at the applicant’s medical history and budget requirements.
Happily Insurance Agency assists individuals and businesses in obtaining health coverage that meets their medical and financial needs, with a specific focus on Medicare supplements and Affordable Care Act plans in the Princeton area. The agency serves local employers and self-employed professionals, helping them navigate plan options, subsidies, and enrollment periods. Commercial sectors supported include offices, warehouses, and food service operations, each requiring tailored group health benefits to address varying employee demographics and regulatory requirements.
What Does a a Health Insurance Agent in Princeton Cost?
Health insurance agents in New Jersey are typically paid by insurance carriers through commissions not directly by clients. These commissions are built into the plan premiums so using an agent usually does not cost you extra. For individual ACA plans monthly premiums in Princeton can range from 300 to 800 dollars per person depending on age income and plan tier. This is general information not insurance advice.
About health insurance agents in Princeton
Health insurance agents in Princeton New Jersey help individuals families and small businesses find coverage that meets their needs. New Jersey has its own state-based health insurance marketplace called Get Covered New Jersey which agents can navigate for you. Local agents understand the specific regulations and deadlines that apply to New Jersey residents.
Frequently Asked Questions
What is the open enrollment period for health insurance in New Jersey?
New Jersey open enrollment for individual health plans typically runs from November 1 to January 31 each year. Outside this period you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or having a baby.
Do I need to use the New Jersey marketplace to get financial help?
Yes to receive premium tax credits or cost-sharing reductions you must enroll through Get Covered New Jersey the official state marketplace. A licensed agent in Princeton can help you compare plans and apply for subsidies.
What types of health insurance plans are available in Princeton?
Princeton residents can choose from individual and family plans through the marketplace short-term medical plans Medicare and employer-sponsored group plans. New Jersey requires all plans to cover essential health benefits and prohibits medical underwriting for individual plans.
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