The top-rated health insurance agent in Red Bank, New Jersey is Stark Associates Insurance Agency, rated 5.0 stars across 86 reviews. Other highly rated options include Alliance Benefit Solutions, USA Mutual Insurance Agency, LLC, Morgan Financial Service. This directory lists 15 health insurance agents serving Red Bank.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stark Associates Insurance Agency | 331 Newman Springs Rd Building #3, Suite #320 | (732) 747-0411 |
| 2 | Alliance Benefit Solutions | 43 W Front St # 9 | (732) 908-7500 |
| 3 | USA Mutual Insurance Agency, LLC | 74 Broad St | (551) 365-1878 |
| 4 | Morgan Financial Service | 331 Newman Springs Rd #143 | (908) 910-8044 |
| 5 | Insurance Benefits Co | 209 Pearl St | (551) 365-1877 |
| 6 | Waterville Life | 157 Broad St UNIT 304 | (732) 292-5620 |
| 7 | Paul Arnone - Prudential Financial | 244 Broad St | (732) 345-7133 |
| 8 | Varas Insurance Brokerage, Inc | 32 Monmouth St ste 307 | (201) 205-2776 |
| 9 | The Competitive Advantage Companies, LLC | 54 Broad St | (732) 704-7633 |
| 10 | Acrisure Red Bank, NJ (Winant-Bomack Insurance Agency) | 157 Broad St #202 | (732) 918-4876 |
Stark Associates Insurance Agency serves the Red Bank, New Jersey, metro area as a health insurance agent. It assists individuals, families, and small business owners in locating suitable medical coverage plans that meet their needs and budgets. The agency explains complex plan options, including deductibles and provider networks, simplifying enrollment. It also helps clients with annual open enrollment periods and special enrollment due to life changes. Specific services here include major medical plans and short-term health insurance.
Alliance Benefit Solutions provides health insurance coverage options, including individual plans, family policies, and group benefits for local businesses in Red Bank. It offers ongoing service support to help clients review their current coverage and adjust plans during open enrollment or qualifying life events. Service maintenance includes assistance with claims questions and annual policy renewals to ensure continuous protection. The agency primarily works with single-family homes, apartment residents, retail businesses, and restaurants in the surrounding community.
USA Mutual Insurance Agency, LLC serves homeowners and businesses in Red Bank, New Jersey, providing health insurance agent services to help clients evaluate plan options. The agency assists individuals and commercial property managers in navigating coverage needs and enrollment processes. It also works with residents and property owners seeking to understand policy details. The company extends its services to surrounding areas within the greater Monmouth County metro, including communities like Middletown.
Morgan Financial Service serves clients in Red Bank and the surrounding Monmouth County communities, providing health insurance agent services for individuals and families. The company handles plan comparisons, enrollment for Affordable Care Act options, and Medicare supplement selections. Navigating insurance paperwork and deadlines with clarity is a standard part of its work. To handle a typical job, it first assesses a client’s needs and budget, then reviews a range of available policies before helping the client finalize the appropriate application.
Whether guiding clients through a one-time enrollment period or maintaining ongoing coverage management, Insurance Benefits Co in Red Bank, NJ provides health insurance agent services that address both immediate and lasting needs. Their work involves explaining plan options, assisting with applications, and adapting to changes in regulations or personal circumstances. The agent’s support for selecting, enrolling, and updating health coverage is available on a one-time, scheduled, or as-needed basis.
As the seasons change in the area around Red Bank, families often review their medical coverage needs. Waterville Life assists local residents by evaluating existing health plans and clarifying coverage options. The company focuses on helping clients understand the details of various insurance products, including deductibles and network restrictions. A thorough review of a client’s current policy and personal health situation begins with a no-obligation initial assessment to identify potential gaps or savings opportunities.
Situated in Red Bank, New Jersey, Paul Arnone - Prudential Financial works with individuals and businesses to address their health insurance needs. As a health insurance agent, the agency specializes in helping clients compare and select suitable health plans, including those for life transitions such as open enrollment. By leveraging Prudential’s resources, the agency provides guidance on coverage options and policy management. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Varas Insurance Brokerage, Inc serves residents of Red Bank, New Jersey, and the surrounding region. Home health insurance policies are one area of focus for the company. Commercial health coverage is also offered to local businesses and their employees. Their team guides clients through the initial selection of a plan that fits typical needs and budgets. Between regular in-person visits or phone follow-ups, representatives are available to answer questions about changing benefits or claims.
The Competitive Advantage Companies, LLC specializes in guiding clients through individual and family health insurance plans. It works as a health insurance agent serving the Red Bank, New Jersey area. The company assists with comparing policy options and managing plan enrollment. It helps individuals and local small businesses understand their coverage choices during open enrollment periods. The business also addresses questions about plan changes following a major life event, such as a job loss or a new dependent.
Acrisure Red Bank, NJ (Winant-Bomack Insurance Agency) is a health insurance agent serving the local area. The company helps individuals and families navigate plan options, including marketplace and private coverage, to meet medical and financial needs. Its agents provide guidance on enrollment periods and policy details. The agency can also add on supplemental health plans such as dental, vision, or critical illness coverage to round out primary insurance.
What Does a a Health Insurance Agent in Red Bank Cost?
Health insurance agent services in New Jersey are generally free to consumers because agents earn commissions from insurance carriers. Commissions for ACA plans range from about 15 to 20 dollars per member per month. For Medicare plans, commissions vary by carrier and plan type, typically between 100 and 600 dollars per enrollment. Costs for private plans depend on the policy and carrier. This is general information, not insurance advice.
About health insurance agents in Red Bank
Health insurance agents in Red Bank, New Jersey help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. New Jersey requires all health insurance agents to be licensed by the state Department of Banking and Insurance. Agents can explain plan options, subsidies, and enrollment periods specific to New Jersey residents.
Frequently Asked Questions
What does a health insurance agent in Red Bank do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your benefits. They can assist with ACA marketplace plans, Medicare Advantage, and Medigap policies. Agents are paid by the insurance company, so their services are typically free to you.
When can I enroll in health insurance in New Jersey?
Open enrollment for ACA plans in New Jersey usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. New Jersey also has a state-based marketplace called Get Covered New Jersey.
Do I need a health insurance agent if I buy through Get Covered New Jersey?
You do not need an agent, but an agent can help you navigate plan options and subsidy calculations. Agents are familiar with New Jersey specific rules, such as the state individual mandate that requires most residents to have health insurance. They can also help with post enrollment issues like billing or provider questions.
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