The top-rated health insurance agent in Rutherford, New Jersey is Progressive Insurance - Claims Office, rated 3.8 stars across 209 reviews. Other highly rated options include Dan Meredith Agency, LLC: Allstate Insurance, Susanne Godau - State Farm Insurance Agent, Core Benefit Concepts, LLC - Frank Ferrandino. This directory lists 11 health insurance agents serving Rutherford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Progressive Insurance - Claims Office | 201 NJ-17 Suite 802 | (800) 274-4499 |
| 2 | Dan Meredith Agency, LLC: Allstate Insurance | 50 Union Ave | (201) 355-8090 |
| 3 | Susanne Godau - State Farm Insurance Agent | 16 Park Ave | (201) 635-1100 |
| 4 | Core Benefit Concepts, LLC - Frank Ferrandino | 8 Station Square Unit 4 | (973) 206-9190 |
| 5 | Maiello & Manzi Insurance Agency | 28 Elizabeth St | (201) 991-0028 |
| 6 | Dave Meredith Insurance Agency | 90 Park Ave | — |
| 7 | North East Insurance Agency | 301 NJ-17 #800 | (973) 866-5821 |
| 8 | Rutherford Insurance Agency | 83 Meadow Rd | (551) 365-1843 |
| 9 | TMG Insurance Services | 8 Highland Cross #209 | (201) 450-9603 |
| 10 | Generation Insurance Services | 1 Orient Wy Suite F242 | (973) 348-5886 |
Progressive Insurance - Claims Office serves Rutherford and Bergen County, offering health insurance agent services. It assists individuals and families with selecting appropriate medical coverage plans that meet their needs and budgets. The agency provides guidance on navigating a small business health options program and short-term health policies for the local area. It handles enrolling clients in ACA marketplace plans and explaining prescription drug benefits to ensure proper coverage.
Dan Meredith Agency, LLC: Allstate Insurance provides comprehensive health insurance services to individuals and families in the Rutherford, New Jersey area. It offers various medical coverage plans designed to help clients manage healthcare costs and access necessary treatments. Service and maintenance plans are available to assist with policy adjustments, claims support, and annual renewal reviews. These services aim to ensure continuous coverage and address changing health needs over time. The agency serves a wide range of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Susanne Godau - State Farm Insurance Agent in Rutherford, New Jersey serves local homeowners, renters, and small business owners seeking individual or family health coverage. The agency assists clients in understanding plan options that address routine medical needs and preventive care while helping navigate enrollment periods and policy updates. As a health insurance agent, the office works to match each customer’s healthcare requirements with suitable plans from available providers. This Rutherford agency also serves clients across nearby communities, including Lyndhurst and the surrounding Bergen County area.
Core Benefit Concepts, LLC - Frank Ferrandino offers both one-time consultations for specific coverage questions and recurring service options for ongoing policy management. Health insurance agents in Rutherford, NJ assist individuals and families with comparing major medical, Medicare, and supplemental plans to help meet healthcare needs within local networks. Service appointments are available on an as-needed basis to address changing life circumstances or benefit enrollment periods.
Serving clients in and around Rutherford, New Jersey, Maiello & Manzi Insurance Agency assists individuals and families in navigating the local health insurance market. The agency handles plan selection and enrollment for various medical coverage options. Consultants review each client’s specific healthcare needs and financial situation to identify suitable policies. For a typical job, the agent compares available plans from multiple carriers, explaining differences in premiums, deductibles, and network providers, then guides the client through the application process to secure the chosen coverage.
As open enrollment and seasonal health changes approach in Rutherford, New Jersey, North East Insurance Agency assists individuals and families in reviewing their medical coverage options. This health insurance agent works to clarify plan differences, including deductibles and provider networks, tailored to local needs. Conversations typically begin with a review of current health use and budget. An agent conducts an initial needs assessment to match clients with suitable policies before enrollment deadlines.
Rutherford Insurance Agency provides health insurance guidance and policy selection for individuals and families in the Rutherford, New Jersey area. The agency operates as a dedicated health insurance agent, helping clients navigate plan options and enrollment details as part of its core work. It can also arrange supplemental coverage to better meet specific healthcare needs. The agency serves commercial clients by helping secure health coverage for office staff, warehouse employees, and food service workers, each face distinct insurance requirements.
TMG Insurance Services serves residents of Rutherford, New Jersey, by offering personalized health insurance solutions. The agency also provides commercial coverage for local business owners seeking group or individual plans. Their service area covers the surrounding Bergen County communities. Clients receive guidance on policy options during initial enrollment and through open enrollment periods. The company schedules follow-up consultations between regular visits to address changes in coverage needs or to update existing plans.
Generation Insurance Services, based in Rutherford, New Jersey, is known for helping individuals and families select health insurance plans that match their medical needs and budgets. The company guides clients through the complexities of the Affordable Care Act marketplace, assisting with enrollment, plan comparisons, and subsidy eligibility. It also serves local small businesses seeking group health coverage for their employees. As a specialty service, Generation Insurance Services can provide Medicare supplement plan consultations to seniors looking to bridge coverage gaps.
What Does a a Health Insurance Agent in Rutherford Cost?
Health insurance agents in New Jersey typically do not charge a fee to consumers. Their compensation comes from insurance carriers as a commission, which is built into the plan premium. For individual plans, monthly premiums in Bergen County can range from around 400 to 800 dollars for a mid-level silver plan, depending on age and income. Medicare agents also work on commission and do not charge extra. This is general information and not insurance advice.
About health insurance agents in Rutherford
Health insurance agents in Rutherford, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires residents to have qualifying health insurance under the state individual mandate, which took effect in 2019. A local agent can explain your options under the Affordable Care Act and help you compare plans from carriers like Horizon Blue Cross Blue Shield and AmeriHealth.
Frequently Asked Questions
What does a health insurance agent in Rutherford do?
A health insurance agent helps you review and enroll in health plans from private insurers and the New Jersey marketplace. They explain deductibles, copays, and provider networks. Agents do not charge you directly because they earn commissions from the insurance company.
Do I need health insurance in New Jersey?
Yes, New Jersey law requires most residents to have minimum essential coverage or pay a state tax penalty. This mandate is similar to the former federal requirement. An agent can help you find a plan that meets the state standard.
Can I get help with Medicare plans from a Rutherford agent?
Yes, many agents in Rutherford are licensed to sell Medicare Advantage, Medicare Supplement, and Part D drug plans. They can help you compare plans during the annual enrollment period from October 15 to December 7. You can also get help with initial enrollment when you turn 65.
Health Insurance Agents in Other New Jersey Cities
Bayonne · Berlin · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Chester · Clark · Clifton · Cranford · East Brunswick · Edison · Egg Harbor Township · Elizabeth