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HomeHealth Insurance AgentsNew Jersey › Toms River

Find Health Insurance Agents Near You in Toms River, NJ

Browse health insurance agents serving Toms River, New Jersey. Updated 2026-07-14.

The top-rated health insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 806 reviews. Other highly rated options include Steve Meehan - State Farm Insurance Agent, American Income Life - Eric Giglione & David Ackerman, Dolly Wasielewski: Allstate Insurance. This directory lists 18 health insurance agents serving Toms River.

Showing 18 health insurance agents in Toms River, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1NJ Life and Health Insurance Group, LLC10 Allen St STE 4A(848) 226-6897
2Steve Meehan - State Farm Insurance Agent617 NJ-37(732) 473-0100
3American Income Life - Eric Giglione & David Ackerman616 Washington St 2nd Floor(732) 225-6190
4Dolly Wasielewski: Allstate Insurance229 Washington St(732) 557-6200
5Arctic Risk Specialists Inc.1415 Hooper Ave #203(732) 372-4348
6Aaron Friedman: Allstate Insurance147 NJ-70 Ste 4(732) 901-7719
7Arocho Insurance Agency730 Jamaica Blvd(732) 877-7680
8BHI Insurance240 Main St(732) 349-2300
9Best insurance Toms River231 Main St(732) 201-8633
10Secure Senior Benefits1400 Hooper Ave Suite 228(848) 288-5968
NL
10 Allen St STE 4A
NJ Life and Health Insurance Group, LLC
Health Insurance Agent · Toms River, NJ

NJ Life and Health Insurance Group, LLC serves Ocean County and the surrounding areas from its base in Toms River, New Jersey. The company focuses on helping individuals and families navigate health insurance options. It works with private plans and marketplace policies to match coverage to different needs. Clients may receive assistance with understanding deductibles, network choices, and premium subsidies. Specific services include enrollment in Affordable Care Act plans and consultation on Medicare supplements.

SM
617 NJ-37
Steve Meehan - State Farm Insurance Agent
Health Insurance Agent · Toms River, NJ

Steve Meehan - State Farm Insurance Agent serves clients in Toms River, New Jersey, offering a range of policies to meet diverse protection needs, including health insurance coverage. Its service approach focuses on helping individuals and families review their medical coverage options and adjust plans as circumstances change. Common maintenance tasks involve periodic policy reviews to address life events such as job changes or family growth. The agency services various properties, including single-family homes, apartments, retail locations, and restaurants.

AI
616 Washington St 2nd Floor
American Income Life - Eric Giglione & David Ackerman
Health Insurance Agent · Toms River, NJ

American Income Life - Eric Giglione & David Ackerman serves local homeowners, renters, and small business owners in Toms River, New Jersey, by providing health insurance agent services. The company helps clients compare individual and family health plans, guiding them through policy options to meet coverage needs and budgets. They assist with enrollment questions and provide ongoing support for claims management. Their service area extends to neighboring Brick Township and other communities throughout Ocean County.

DW
229 Washington St
Dolly Wasielewski: Allstate Insurance
Health Insurance Agent · Toms River, NJ

Dolly Wasielewski: Allstate Insurance serves clients in Toms River and the surrounding New Jersey Shore communities. It handles health insurance plans to help individuals and families find coverage for routine and unexpected medical needs. The agent works directly with clients to explain plan options such as deductibles, copays, and network choices. To handle a typical job, it begins with a consultation to understand the client’s healthcare usage and budget before presenting suitable health plan alternatives from available insurers.

AR
1415 Hooper Ave #203
Arctic Risk Specialists Inc.
Health Insurance Agent · Toms River, NJ

Arctic Risk Specialists Inc. offers guidance on health insurance plan selections and policy transitions for individuals and families in Toms River, New Jersey. The agency assists clients in comparing coverage options from various carriers, helping them understand deductibles, network restrictions, and out-of-pocket limits. It also manages routine policy renewals and enrollment period adjustments. When Open Enrollment ends or a qualifying life event occurs, such as a job change or a new child, Arctic Risk Specialists helps residents secure timely coverage adjustments to avoid lapses in protection.

AF
147 NJ-70 Ste 4
Aaron Friedman: Allstate Insurance
Health Insurance Agent · Toms River, NJ

Aaron Friedman: Allstate Insurance in Toms River, NJ, assists clients in distinguishing between one-time enrollment periods for individual health plans and recurring service options such as employer-sponsored annual renewals. Coverage guidance focuses on matching policy benefits to regional medical providers and adjusting protection for changing health needs. The agent’s service model operates primarily on a scheduled basis for plan year consultations and in response to special enrollment events.

AI
730 Jamaica Blvd
Arocho Insurance Agency
Health Insurance Agent · Toms River, NJ

During open enrollment season in Toms River, residents often seek guidance on selecting appropriate plans, and Arocho Insurance Agency assists clients by explaining coverage options clearly. As a health insurance agent in this area, the company helps individuals and families compare policies from major carriers to match their medical needs and budgets. Their process begins with a thorough inspection of each client’s current coverage and an initial assessment of their healthcare priorities.

BI
240 Main St
BHI Insurance
Health Insurance Agent · Toms River, NJ

BHI Insurance offers health insurance agent services in the Toms River, NJ area, focusing on guiding clients through plan selection and enrollment. As a local agency, it assists individuals, families, and businesses with understanding coverage options and managing policy renewals. The company provides support for choosing medical plans, including preventive care and prescription drug benefits. It can serve a range of commercial sectors, such as offices, warehouses, and food service establishments with their employee health insurance needs.

BI
231 Main St
Best insurance Toms River
Health Insurance Agent · Toms River, NJ

Best Insurance Toms River assists residents in Toms River, New Jersey, with securing health coverage that fits their individual needs. The agency also offers commercial health insurance options for local businesses and extends its services throughout the surrounding area. As a health insurance agent, the company helps clients understand plan details and navigate enrollment periods. After initial policies are in place, they provide follow-up support to address any questions or adjustments that may arise between regular plan renewal visits.

SS
1400 Hooper Ave Suite 228
Secure Senior Benefits
Health Insurance Agent · Toms River, NJ
BL
1433 Hooper Ave Ste 121
Bankers Life
Health Insurance Agent · Toms River, NJ
(732) 918-0430
branches.bankerslife.com/nj/toms-river/1433-hooper-avenue
II
31 Thomas St
Infinity Insurance NJ
Health Insurance Agent · Toms River, NJ
(732) 338-8318
CI
984 Lakewood Rd Ste 5
Colonial Insurance Associates
Health Insurance Agent · Toms River, NJ
(732) 349-6257
MI
1163 Washington St
Mesanko Insurance Agency
Health Insurance Agent · Toms River, NJ
(732) 505-0057
PI
17 NJ-37
Priority Insurance Agency, LLC
Health Insurance Agent · Toms River, NJ
(732) 244-4077
priorityinsure.com
CI
820 N Main St
Capacity Insurance Toms River
Health Insurance Agent · Toms River, NJ
(732) 201-5048
CW
405 Main St
Carl W Swensen Agency Inc
Health Insurance Agent · Toms River, NJ
(732) 244-4730
carlswensenagencynj.com
GC
1400 Hooper Ave 2nd floor
A.G. Capital Insurance Services, LLC
Health Insurance Agent · Toms River, NJ
(877) 813-8556
agcapitalinsurance.com

What Does a a Health Insurance Agent in Toms River Cost?

Health insurance agents in New Jersey do not charge you directly; they earn commissions from insurance companies. The cost of a health plan itself varies widely based on your age, income, and coverage level. For an ACA silver plan in Ocean County, monthly premiums can range from 400 to 800 dollars for an individual before subsidies. Subsidies based on income can lower your cost significantly. This is general information, not insurance advice.

About health insurance agents in Toms River

Health insurance agents in Toms River, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all residents to have health insurance under the state individual mandate, and agents can guide you through options like ACA marketplace plans, Medicare, and short-term policies. Local agents understand Ocean County healthcare networks and can explain how NJ state laws affect your choices.

Frequently Asked Questions

What does a health insurance agent in Toms River do?

A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your options. They are licensed in New Jersey and can assist with ACA plans, Medicare, and private insurance. Agents do not charge you a fee; they are paid by the insurance company.

Do I need health insurance in New Jersey?

Yes, New Jersey has a state individual mandate that requires most residents to have health insurance or pay a penalty. The penalty for 2024 is up to 2.5 percent of household income or 695 dollars per adult. An agent can help you find a plan that satisfies this requirement.

When can I enroll in a health plan in New Jersey?

Open enrollment for ACA marketplace plans runs from November 1 to January 15 each year. You can also enroll after a qualifying life event like losing job-based coverage, moving, or having a baby. Medicare enrollment periods vary; an agent can explain your specific deadlines.

Health Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.