The top-rated health insurance agent in Totowa, New Jersey is Hanson & Ryan, rated 5.0 stars across 185 reviews. Other highly rated options include Gibson & Associates Public Insurance Adjusters LLC, Lealta Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 10 health insurance agents serving Totowa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanson & Ryan | 87 Lackawanna Ave | (973) 256-6000 |
| 2 | Gibson & Associates Public Insurance Adjusters LLC | 195 US-46 Suite #8 | (973) 785-8600 |
| 3 | Lealta Insurance Agency | 87 Union Blvd | (862) 217-6414 |
| 4 | Jim Bush - State Farm Insurance Agent | 294 Union Blvd | (973) 942-2660 |
| 5 | The Secret insurance Agency LLC | 409 Minnisink Rd #104 | (973) 812-7327 |
| 6 | Al Alexander Insurance | 552 Union Blvd | (973) 790-7113 |
| 7 | G&S Financial Services, LLC | 247 Union Blvd | (973) 963-4268 |
| 8 | FAVA FINANCIAL GROUP | 16 Furler St 2nd fl | (888) 756-6602 |
| 9 | Haye Insurance Agency LLC | 999 Riverview Dr | (973) 406-5355 |
| 10 | CM SR22 Insurance Group | 205 US-46 | (855) 698-0461 |
Hanson & Ryan serves clients throughout Passaic County from its Totowa, New Jersey location. As a health insurance agent, the company helps individuals and families compare and select medical coverage plans that meet their needs. It also guides small business owners through group health insurance options available in the local market. Medicare supplement plans and prescription drug coverage are specific services this agency regularly handles for area residents.
Gibson & Associates Public Insurance Adjusters LLC provides health insurance agency services for clients in Totowa, New Jersey. Its representatives assist individuals and families with selecting suitable health coverage plans and navigating the enrollment process. The company offers ongoing support to help policyholders understand their benefits and manage claims or plan adjustments throughout the year. This service orientation extends to residential and commercial clients, serving single-family homes, apartments, retail spaces, and restaurants across the local area.
Lealta Insurance Agency serves homeowners, families, and individuals in Totowa, New Jersey, helping them navigate health insurance options for medical coverage and preventive care. The agency assists clients in comparing plans from major carriers at an affordable monthly cost. Their team provides guidance through plan enrollment periods and offers support with understanding deductibles, copays, and network providers. Lealta Insurance Agency also extends its services to clients throughout neighboring communities in Passaic County and the greater Paterson metropolitan area.
Jim Bush - State Farm Insurance Agent serves clients in Totowa, New Jersey, and the surrounding communities. The agency handles health insurance policies, helping individuals and families find coverage that fits their medical needs. Every policy is carefully explained, ensuring customers understand their benefits and networks. The agent takes a consultative approach, assessing each client’s specific healthcare requirements before recommending suitable plan options to match their budget and preferences.
The Secret Insurance Agency LLC in Totowa, NJ distinguishes between one-time plan enrollment assistance and ongoing support for policy adjustments as needs change. The agency guides clients through health insurance coverage options, focusing on plans that fit individual medical and budgetary requirements. Consultation and policy management services are offered on either a scheduled or an as-needed basis, accommodating both initial enrollment and subsequent annual renewals without mandatory long-term commitment.
Al Alexander Insurance specializes in helping individuals and families find suitable health insurance plans in the Totowa, New Jersey area. The agency guides clients through the complexities of medical coverage, including options for preventive care and prescription drugs. It serves those seeking individual policies as well as small business owners looking for group health benefits. The team assists with open enrollment periods and can help address coverage gaps that arise from a recent job change or life event.
As local residents in Totowa review their coverage options following the annual enrollment period, G&S Financial Services, LLC assists individuals and families in navigating health insurance needs. The agency focuses on matching clients with plans that suit their medical requirements and financial situations. By keeping current on changes to available policies and network offerings, the health insurance agent provides clear guidance through complex decisions. An initial consultation can be scheduled to assess personal coverage gaps and explore suitable plan alternatives.
FAVA FINANCIAL GROUP assists clients in Totowa, New Jersey, with navigating their health insurance options. The agency focuses on helping individuals and groups select suitable medical coverage plans that align with their needs and budgets. It specializes in offering ancillary products such as dental and vision insurance to supplement core policies. This allows for a more comprehensive approach to personal wellness protection. The company can serve a range of commercial sectors, including local professional offices, warehouses, and food service establishments requiring group health benefits.
Serving residents of Totowa and the surrounding area, Haye Insurance Agency LLC provides health insurance solutions for individuals and families. The agency also assists local businesses with commercial coverage options tailored to group needs. Their experienced team helps clients compare plans and understand policy details. The agency serves the broader northern New Jersey region, ensuring accessibility for those seeking guidance. After each enrollment or plan review, the agency follows up to confirm satisfaction and to address any changes before the next scheduled renewal period.
CM SR22 Insurance Group, based in Totowa, NJ, is known as a local health insurance agent serving individuals and families in the surrounding area. The agency helps clients navigate plan options during open enrollment and special enrollment periods, focusing on coverage that fits varying medical needs and budgets. Its agents can also compare marketplace plans with private insurance alternatives. For those needing ongoing support, the company offers guidance throughout the year for changes in health coverage needs.
What Does a a Health Insurance Agent in Totowa Cost?
Health insurance agents in New Jersey typically do not charge you directly for their services. Instead, they receive commissions from the insurance carriers when you enroll in a plan. These commissions are built into the premium you pay. For individual plans, monthly premiums in New Jersey can range from around 400 to 800 dollars for a single adult depending on age, income, and plan tier. Medicare agents are also paid by carriers, not by you. Costs vary by case. This is general information, not insurance advice.
About health insurance agents in Totowa
Health insurance agents in Totowa, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all residents to have minimum essential health coverage under state law. A local agent can guide you through plans available on the Get Covered New Jersey marketplace or private options.
Frequently Asked Questions
What does a health insurance agent in Totowa do?
A health insurance agent in Totowa helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations.
Do I need health insurance in New Jersey?
Yes, New Jersey law requires all residents to have health insurance that meets minimum essential coverage standards. If you go without coverage for three consecutive months or more, you may face a state tax penalty.
How do I choose a health insurance agent in Totowa?
Look for an agent licensed in New Jersey with experience in individual, family, or Medicare plans. You can verify their license through the New Jersey Department of Banking and Insurance website.
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