The top-rated health insurance agent in West New York, New Jersey is Justin Bush - State Farm Insurance Agent, rated 4.8 stars across 463 reviews. Other highly rated options include The Medicare Group, MedChoice Advisors, Onyx Insurance Solutions LLC. This directory lists 11 health insurance agents serving West New York.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Bush - State Farm Insurance Agent | 6136 Washington St | (201) 869-5400 |
| 2 | The Medicare Group | 5601 Bergenline Ave | (201) 409-0739 |
| 3 | MedChoice Advisors | 448 64th St | (201) 571-2459 |
| 4 | Onyx Insurance Solutions LLC | 4912 Bergenline Ave suite # 10 | (201) 273-9635 |
| 5 | DUVAN & ADVISORS | 6309 Bergenline Ave | (201) 899-6482 |
| 6 | United Healthcare | 5115 Bergenline Ave | (732) 201-3408 |
| 7 | Intelligent Insurance NJ | 5405 Bergenline Ave | (551) 213-0002 |
| 8 | Farmers Insurance - Edward Medina | 445 63rd St | (201) 879-0088 |
| 9 | GRAN COLOMBIA INSURANCE AGENCY, LLC | 519 60th St | (201) 868-8670 |
| 10 | TMG Insurance Services | 5601 Bergenline Ave 2nd Floor | (201) 450-9603 |
Justin Bush - State Farm Insurance Agent in West New York, New Jersey, is known for providing personalized health insurance coverage solutions to local residents and small businesses. The agency focuses on helping clients navigate plan options, including individual and family policies that comply with state regulations and federal mandates. Additionally, it offers supplemental health products to fill gaps in primary coverage, such as critical illness or accident insurance, for added financial protection.
The Medicare Group serves Hudson County, New Jersey, from its location in West New York. As a health insurance agent, the company assists individuals and families with understanding their coverage options and selecting suitable plans. It works with clients to navigate the enrollment process and find policies that align with their healthcare needs and budgets. The Medicare Group helps residents coordinate both individual medical plans and prescription drug coverage in the local area.
MedChoice Advisors provides a comprehensive range of health insurance agent services, including plan selection assistance, enrollment support, and ongoing policy management for clients in West New York, NJ. Its service plans cover annual policy reviews to adjust coverage as healthcare needs evolve and claims assistance to help navigate the billing process. The agency also addresses routine policy maintenance, such as updating beneficiary information. It services single-family homes, apartments, retail establishments, and restaurants.
Serving clients in West New York, New Jersey, and the surrounding communities, Onyx Insurance Solutions LLC handles health insurance coverage. Its work includes helping individuals and families navigate plan options during open enrollment periods. The agency assists with comparing policy benefits and explaining cost structures. For each client, it begins by assessing their specific healthcare needs and budget constraints before presenting suitable plan choices. It then guides them through the application and final selection process to complete their coverage.
Homeowners, small business owners, and individuals in West New York, New Jersey rely on DUVAN & ADVISORS for health insurance guidance. The firm helps clients compare medical, dental, and vision plans available under the Affordable Care Act, focusing on finding suitable coverage during open enrollment. It also assists with plan renewals and straightforward explanations of policy provisions and network options. In addition to serving West New York, this agency covers the neighboring community of Union City in Hudson County.
Individuals seeking health insurance coverage may choose either a one-time policy for temporary needs or an ongoing plan for long-term medical security. United Healthcare, located in West New York, NJ, assists clients in navigating these options as a health insurance agent. The company helps evaluate various coverage levels to match different healthcare requirements and financial situations. Service for plan selection and enrollment is provided on an as-needed basis, with clients scheduling appointments when they require new coverage or renewal assistance.
As the open enrollment season approaches, residents of West New York, NJ, often seek guidance through complex plan options and subsidy eligibility. Intelligent Insurance NJ helps local individuals and families assess their healthcare needs and match them with suitable coverage. Explaining differences between plan tiers and network structures is a primary part of the service. Every consultation begins with a thorough review of the client’s current medical providers and prescription medications to determine appropriate plan selection and cost expectations.
Farmers Insurance - Edward Medina specializes in health insurance plans, including individual and family coverage, Medicare supplements, and short-term options. The agency assists clients in West New York, New Jersey, with navigating plan selections, understanding policy benefits, and comparing costs. It also helps residents comply with state requirements for minimum essential coverage. As open enrollment periods approach or qualifying life events occur, the agent provides guidance on updating or enrolling in new plans to avoid gaps in coverage.
GRAN COLOMBIA INSURANCE AGENCY, LLC helps individuals and families in West New York, NJ, find health insurance policies that match their medical needs and budget. The agency specializes in explaining the differences between major medical plans, Medicare options, and supplemental coverage available in the local market. Clients receive assistance comparing deductibles, premiums, and provider networks from various carriers. The agency can serve the insurance needs of commercial sectors including offices, warehouses, and food service establishments.
TMG Insurance Services serves West New York, New Jersey, and the surrounding Hudson County area, offering health insurance agency support for individuals and families. The company assists clients in navigating plan options that meet various healthcare needs and budgets. It provides guidance on enrolling in Affordable Care Act marketplace plans and private health coverage. TMG Insurance Services also helps with understanding policy details during open enrollment periods and life changes, handling Medicare supplement plans and individual health policies for local residents.
What Does a a Health Insurance Agent in West New York Cost?
Health insurance agents in New Jersey typically do not charge you directly for their services. They are paid commissions by the insurance carriers, which are built into the plan premiums. For ACA plans, these commissions are regulated and usually range from 3% to 5% of the premium. Costs vary by case and plan type. This is general information, not insurance advice.
About health insurance agents in West New York
Health insurance agents in West New York, New Jersey help individuals and families find coverage that meets their needs and budget. New Jersey requires all residents to have health insurance under the state individual mandate, and agents can guide you through plans on the Get Covered NJ marketplace. They also assist with Medicare enrollment and private plans for those who qualify.
Frequently Asked Questions
What does a health insurance agent in West New York do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can also help you apply for subsidies through Get Covered NJ if your income qualifies.
Do I need a health insurance agent in New Jersey?
While not required, an agent can save you time and help avoid mistakes. New Jersey has a state mandate with tax penalties for not having coverage, so an agent ensures you meet the law.
How do I choose a health insurance agent in West New York?
Look for an agent licensed in New Jersey with experience in individual and family plans. You can verify their license through the New Jersey Department of Banking and Insurance website.
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