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Find Home Insurance Agents Near You in Athens, AL

Browse home insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated home insurance agent in Athens, Alabama is Direct Auto Insurance, rated 4.6 stars across 195 reviews. Other highly rated options include Pepper, Johnstone & Company, iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent. This directory lists 20 home insurance agents serving Athens.

Showing 20 home insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance800 US Hwy 72 E B(256) 233-8325
2Pepper, Johnstone & Company122 Market St W(256) 232-7818
3iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
4Phillip Burton - COUNTRY Financial Agent707 US-31 Ste C(256) 232-1256
5Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
6Brody Jackson - State Farm Insurance Agent885 US-72 Ste A(256) 998-5577
7Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
8Michael Howell - State Farm Insurance Agent903 S Clinton St(256) 232-5400
9Brian King - State Farm Insurance Agent1785 US Hwy 72 E STE A(256) 771-2001
10SOS Insurance Agency1102 S Jefferson St(256) 262-9133
DA
800 US Hwy 72 E B
Direct Auto Insurance
Home Insurance Agent · Athens, AL

Direct Auto Insurance provides residential home insurance solutions in Athens, Alabama, extending its commercial property coverage to clients throughout the local area. Agents work with homeowners to evaluate their specific coverage needs, drawing from standard policy options that address common regional risks. The office also supports businesses seeking adequate protection for their commercial real estate assets. Following an initial policy setup, the agency encourages clients to schedule follow-up appointments to review coverage changes between regular visits. This ongoing collaboration ensures each policy remains suitable as individual circumstances evolve.

PJ
122 Market St W
Pepper, Johnstone & Company
Home Insurance Agent · Athens, AL

Pepper, Johnstone & Company serves the Athens, Alabama, area as a local home insurance agent. The company helps homeowners protect their property and personal belongings against common risks, including storm damage and theft. It guides clients through available coverage options to match individual needs and property values. The agency also assists local residents with reviewing existing policies to ensure adequate protection for their homes and liability exposure.

II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Home Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. provides comprehensive home insurance coverage, helping property owners protect their dwellings and personal belongings from common risks in the Athens, AL area. The company assists clients with policy selection, risk assessment, and claims guidance to ensure suitable protection for their individual needs. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

PB
707 US-31 Ste C
Phillip Burton - COUNTRY Financial Agent
Home Insurance Agent · Athens, AL

Phillip Burton of COUNTRY Financial serves homeowners, businesses, and property managers in Athens, Alabama, with personalized home insurance policies tailored to their needs. He guides clients through coverage options for standard dwellings, rental properties, and rental income protection. His office provides local support, helping residents understand protection for their investments against common regional weather patterns and liability risks. This home insurance agent also extends his services to clients throughout the nearby Decatur metropolitan area.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Home Insurance Agent · Athens, AL

Eddie Breakfield - State Farm Insurance Agent in Athens, AL, specializes in home insurance policies that protect your dwelling and personal belongings. This agency works with local homeowners to assess their property risks and select appropriate coverage limits for their unique situations. They also guide clients through the claims process when unexpected damage strikes. Whether facing storm damage from a north Alabama thunderstorm or a sudden burst pipe in winter, the office helps customers navigate their policy details and submit necessary documentation for repair or replacement.

BJ
885 US-72 Ste A
Brody Jackson - State Farm Insurance Agent
Home Insurance Agent · Athens, AL

Brody Jackson operates as a home insurance agent serving Athens, AL, offering both one-time policy reviews and recurring service options for ongoing coverage needs. He helps clients understand the difference between standard homeowners policies and additional endorsements that protect against local weather-related risks. The office assists customers in selecting appropriate dwelling coverage, personal property protection, and liability limits to match their specific residential situations. This local agent's service runs on a one-time, scheduled, or as-needed basis depending on each client's policy management preferences.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Home Insurance Agent · Athens, AL

Nationwide Insurance: Jon Peters Insurance Agency, Inc. in Athens, AL assists homeowners with their standard property policies and also guides them through the selection of valuable add-ons such as flood and earthquake endorsements. After discussing various coverage limits and deductibles, the agency works with customers seeking coverage for local commercial operations, including offices, warehouses, and food service establishments.

MH
903 S Clinton St
Michael Howell - State Farm Insurance Agent
Home Insurance Agent · Athens, AL

Spring storms in Athens, AL, can bring sudden hail and wind damage to homes, prompting many residents to review their coverage. Michael Howell - State Farm Insurance Agent offers personalized guidance for local homeowners navigating these risks, tailoring policies to fit individual needs and budgets. From protecting a brick ranch on the Tennessee River to a new build in Greenbrier, the agency helps ensure adequate dwelling coverage and liability protection. The process typically begins with an initial assessment of the property’s age, roof condition, and replacement value.

BK
1785 US Hwy 72 E STE A
Brian King - State Farm Insurance Agent
Home Insurance Agent · Athens, AL

Brian King - State Farm Insurance Agent offers home insurance coverage for residential properties in the Athens, AL area, helping protect homeowners from common risks. Commercial insurance services are also available for local businesses. The agency provides coverage options to address property damage and liability concerns for clients. Serving the greater Athens region, the office works to arrange personalized policies that fit individual needs. Between regular annual reviews or claim events, customers can return for policy updates or to discuss changing coverage requirements as their circumstances evolve.

SI
1102 S Jefferson St
SOS Insurance Agency
Home Insurance Agent · Athens, AL

SOS Insurance Agency serves Athens, Alabama, and the surrounding communities, handling home insurance policies for local property owners. The agency assists with coverage for single-family homes, condominiums, and rental properties. A full analysis of each client’s dwelling, personal property, and liability needs guides the policy selection process. To handle a typical job, the agency first reviews the home’s replacement cost and then compares coverage options from multiple insurers, ensuring each client understands their premium and deductible.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Home Insurance Agent · Athens, AL
(256) 232-5241
kilgroinsurance.com
LB
617 Hobbs St E
Lance Bledsoe: Allstate Insurance
Home Insurance Agent · Athens, AL
(256) 233-2377
agents.allstate.com/lance-bledsoe-athens-al.html
FI
707 Hobbs St E Ste C
Farmers Insurance - Toni Griffin
Home Insurance Agent · Athens, AL
(256) 262-9286
agents.farmers.com/al/athens/toni-griffin
AI
22380 US-72
Alfa Insurance
Home Insurance Agent · Athens, AL
(256) 232-2898
alfainsurance.com
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Home Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
AS
171 US-31
Anchor Sure Insurance Co.
Home Insurance Agent · Athens, AL
(256) 208-5257
AI
129 US-31
Alfa Insurance - Thomas-Jones Agency
Home Insurance Agent · Athens, AL
(256) 233-1616
alfainsurance.com
MH
102 Market St W
Martin & Hubbs Inc
Home Insurance Agent · Athens, AL
(256) 232-0505
martinandhubbs.com
RD
107 W Washington St
Richardson & Deemer Insurance
Home Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
EC
1105 US Hwy 72 E
Elite Choice Insurance AL
Home Insurance Agent · Athens, AL

What Does a a Home Insurance Agent in Athens Cost?

Home insurance costs in Alabama average around $1,500 to $2,500 per year for a standard policy, but rates vary by location, home value, and coverage level. In Athens, factors like the age of your home and its proximity to fire stations affect your premium. This is general information and not insurance advice.

About home insurance agents in Athens

A home insurance agent in Athens, Alabama can help you find a policy that meets state requirements and protects your property. Alabama law does not require homeowners insurance, but mortgage lenders typically do. Local agents understand risks like severe storms and tornadoes common in Limestone County.

Frequently Asked Questions

What does a home insurance agent in Athens do?

A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Alabama-specific options like wind and hail deductibles. They also assist with claims and policy changes.

Is homeowners insurance required by law in Alabama?

No, Alabama state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements while getting adequate coverage.

What Alabama laws affect home insurance policies?

Alabama has a 2-year statute of limitations for filing a lawsuit over a property insurance claim. The state also allows insurers to offer separate wind and hail deductibles. An agent can explain how these rules apply to your policy.

Home Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.