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Find Home Insurance Agents Near You in Decatur, AL

Looking for a home insurance agent in Decatur? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 home insurance agents in Decatur, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Auto Insurance
116 14th St SW Suite D, Decatur, AL 35601
(256) 351-0400 local.directauto.com
Wil Rose - State Farm Insurance Agent
114 Moulton St E, Decatur, AL 35601
(256) 350-7333 256insurance.com
Chris Humphries - State Farm Insurance Agent
1853 N Bethel Rd, Decatur, AL 35603
(256) 351-4131 insuredbychris.com
Acceptance Insurance
1313 Point Mallard Pkwy C, Decatur, AL 35601
(256) 278-7028 locations.acceptance.com
Patrick Johnson - State Farm Insurance Agent
1721 Somerville Rd SE, Decatur, AL 35601
(256) 353-0000 agent52.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241 kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481 aldridgeins.net
Jason Palmer - State Farm Insurance Agent
2418 Danville Rd SW D, Decatur, AL 35603
(256) 306-9400 insuredbyjasonpalmer.com
AL Auto Insurance
2411 6th Ave SE Suite A3, Decatur, AL 35601
(256) 686-3705 alautoinsurance.com
Standridge Insurance Group
713 6th Ave SE, Decatur, AL 35601
(256) 476-4068 standridgeinsurance.com
Freeway Insurance
1624 Beltline Rd SW, Decatur, AL 35601
(256) 248-9795 locations.freeway.com
Alfa Insurance - Nick Garner Agency
738 Hwy 67 S, Decatur, AL 35603
(256) 343-0040 alfainsurance.com
Alabama Insurance Services
2132 6th Ave SE Suite 105, Decatur, AL 35601
(256) 355-0413
Akin & Associates Insurance Group - Priceville
468 Hwy 67 S, Decatur, AL 35603
(256) 355-8500 akinandassociates.com
Stovall-Marks Insurance
2601 Danville Rd SW, Decatur, AL 35603
(256) 355-7951 stovallmarks.com
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522 kwic.co
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577 insurshield.com
AAA Decatur Insurance and Member Services
1605 Beltline Rd SW, Decatur, AL 35601
(256) 353-4924 ace.aaa.com
Alfa Insurance - Suggs Brothers Agency
2941 Point Mallard Pkwy SE Ste B, Decatur, AL 35603
(256) 353-1062 alfainsurance.com
Stough & Associates Insurance Agency
101 14th St SW, Decatur, AL 35601
(256) 340-1905

Home insurance agents in Decatur Alabama help you find coverage for your house and belongings. Alabama law requires insurers to offer coverage for wind and hail damage, which is important in this region. Local agents can explain policy options and help you meet mortgage requirements.

What Does a Home Insurance Agent in Decatur Cost?

The average cost of home insurance in Alabama is around 1800 to 2500 dollars per year for a typical policy. Costs in Decatur can vary based on your homes age, location, and coverage amount. Factors like proximity to the river and roof condition also affect your rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Decatur do?
A home insurance agent helps you compare policies from different companies to find the right coverage for your home. They explain what each policy covers and can assist with claims. Agents also help you understand Alabama specific requirements like windstorm coverage.
Do I need flood insurance in Decatur Alabama?
Flood insurance is not required by Alabama law but may be required by your mortgage lender if you are in a flood zone. Decatur is near the Tennessee River so flooding is a risk. Standard home policies do not cover flood damage so a separate policy from the National Flood Insurance Program is needed.
How do I choose a home insurance agent in Decatur?
Look for an agent who is licensed in Alabama and has experience with homes in the Decatur area. Ask about their experience with local weather risks like tornadoes and hail. You can check an agents license through the Alabama Department of Insurance website.