ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsAlabama › Decatur

Find Home Insurance Agents Near You in Decatur, AL

Browse home insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated home insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,154 reviews. Other highly rated options include Wil Rose - State Farm Insurance Agent, Chris Humphries - State Farm Insurance Agent, Highstreet Kilgro Insurance Agency. This directory lists 26 home insurance agents serving Decatur.

Showing 26 home insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Wil Rose - State Farm Insurance Agent114 Moulton St E(256) 350-7333
3Chris Humphries - State Farm Insurance Agent1853 N Bethel Rd(256) 351-4131
4Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
5Patrick Johnson - State Farm Insurance Agent1721 Somerville Rd SE(256) 353-0000
6Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
7Providence Insurance107 Grant St SE(256) 277-1481
8Jason Palmer - State Farm Insurance Agent2418 Danville Rd SW D(256) 306-9400
9AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
10Standridge Insurance Group713 6th Ave SE(256) 476-4068
DA
116 14th St SW Suite D
Direct Auto Insurance
Home Insurance Agent · Decatur, AL

Direct Auto Insurance, located in Decatur, Alabama, offers homeowners insurance policies designed to protect residential properties and personal belongings. The agency provides coverage options for standard homes, condos, and rental properties, helping clients manage risks from weather events and liability issues. Services include policy comparisons to find appropriate deductibles and coverage limits for different budgets. An additional specialty available is bundling home insurance with an auto policy for a combined discount.

WR
114 Moulton St E
Wil Rose - State Farm Insurance Agent
Home Insurance Agent · Decatur, AL

Wil Rose - State Farm Insurance Agent serves Decatur, Alabama and the surrounding Morgan County area, offering home insurance policies tailored for local residences. The agency assists homeowners with protecting their properties against common regional risks such as storms and fire. It also provides guidance on liability coverage and personal property protection. Clients can discuss options for coverage that meets their specific needs during a consultation. The agency handles claims assistance for covered home damage incidents.

CH
1853 N Bethel Rd
Chris Humphries - State Farm Insurance Agent
Home Insurance Agent · Decatur, AL

Chris Humphries - State Farm Insurance Agent in Decatur, AL, offers a range of coverage options for protecting residential property against common perils such as fire, theft, and severe weather. Its service includes helping clients customize their policies through regular reviews to adjust coverage limits and deductibles based on changing needs or life events. The agency provides maintenance advice to reinforce homes against local weather risks. It services single-family homes, apartments, retail locations, and restaurants in the Decatur area.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Home Insurance Agent · Decatur, AL

Serving Decatur, Alabama, and the surrounding communities, Highstreet Kilgro Insurance Agency handles residential property insurance for local homeowners. The agency assists clients in structuring coverage for their dwellings and personal belongings against common regional risks. Typical jobs involve reviewing policy options with a customer to tailor protection for individual home characteristics and financial considerations. The agent generally assesses the property’s key details and then presents suitable plans, helping the homeowner make an informed choice from available carriers.

PJ
1721 Somerville Rd SE
Patrick Johnson - State Farm Insurance Agent
Home Insurance Agent · Decatur, AL

Patrick Johnson - State Farm Insurance Agent serves homeowners, businesses, and property managers in Decatur, Alabama, by providing standard home insurance policies that protect dwellings, personal belongings, and liability exposure. The agency also assists clients with bundling home and auto coverage for potential savings. Discussions include coverage limits, deductibles, and policy endorsements to meet individual needs. The office further extends its services to neighboring Hartselle and nearby communities within the Morgan County metro area.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Home Insurance Agent · Decatur, AL

Acceptance Insurance in Midfield, AL provides a range of services including property insurance, liability coverage, and protection against common regional perils such as wind and hail. Their general offerings help clients select appropriate policy limits and deductibles for standard residential needs. Routine policy reviews and adjustments can be scheduled to keep coverage aligned with changes in property value or use. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

PI
107 Grant St SE
Providence Insurance
Home Insurance Agent · Decatur, AL

When choosing home insurance, customers often decide between a one-time policy purchase or ongoing service adjustments as their needs change. Providence Insurance in Decatur, AL, provides coverage that protects homes against common local risks such as storm damage and liability. The agents help explain policy terms and compare options to match different household situations. Their service for existing policyholders runs on a scheduled basis, with periodic reviews to ensure coverage remains appropriate over time.

JP
2418 Danville Rd SW D
Jason Palmer - State Farm Insurance Agent
Home Insurance Agent · Decatur, AL

Jason Palmer - State Farm Insurance Agent provides tailored home insurance policies covering dwelling protection, personal liability, and coverage for other structures on the property. The agency also assists clients with bundling auto insurance for potential discounts and reviews existing plans during annual check-ins. In the Decatur, Alabama area, the agent helps homeowners prepare financially for seasonal weather risks, especially hail and tornado damage common in north Alabama during spring storms.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Home Insurance Agent · Decatur, AL

Tornado season in North Alabama can bring sudden damage to homes, and AL Auto Insurance in Decatur helps homeowners review their policies to match changing local risks. This agency guides clients through standard coverage options for structures and personal belongings, focusing on clear explanations of deductibles and replacement cost terms. Residents can schedule a quick phone consultation to discuss typical hazards like hail or wind. An agent then arranges a property inspection or photo-based initial assessment to verify the current condition.

SI
713 6th Ave SE
Standridge Insurance Group
Home Insurance Agent · Decatur, AL

Standridge Insurance Group serves homeowners in Decatur, AL, by offering policies designed to protect property from common regional weather risks. Coverage options typically include protection for the dwelling, personal belongings, and liability. Policyholders can usually add endorsements for valuable items, sewer backup, or increased replacement cost coverage. The provider can accommodate insurance for single-family residences, condos, rental properties, and mobile homes. It also supports coverage needs for commercial sectors such as offices, warehouses, and food service operations.

AI
738 Hwy 67 S
Alfa Insurance - Nick Garner Agency
Home Insurance Agent · Decatur, AL
(256) 343-0040
alfainsurance.com/nickgarner
FI
1624 Beltline Rd SW
Freeway Insurance
Home Insurance Agent · Decatur, AL
(256) 248-9795
locations.freeway.com/decatur-car-insurance-35601-al
AA
468 Hwy 67 S
Akin & Associates Insurance Group - Priceville
Home Insurance Agent · Decatur, AL
(256) 355-8500
akinandassociates.com
AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Home Insurance Agent · Decatur, AL
(256) 355-0413
KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Home Insurance Agent · Decatur, AL
(256) 552-5522
kwic.co
SM
2601 Danville Rd SW
Stovall-Marks Insurance
Home Insurance Agent · Decatur, AL
(256) 355-7951
stovallmarks.com
SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Home Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
SA
101 14th St SW
Stough & Associates Insurance Agency
Home Insurance Agent · Decatur, AL
(256) 340-1905
AI
2941 Point Mallard Pkwy SE Ste B
Alfa Insurance - Suggs Brothers Agency
Home Insurance Agent · Decatur, AL
(256) 353-1062
alfainsurance.com/jacksonsuggs
KI
401 Grant St SE
King Insurance Agency
Home Insurance Agent · Decatur, AL
(256) 353-1460
AD
1605 Beltline Rd SW
AAA Decatur Insurance and Member Services
Home Insurance Agent · Decatur, AL
(256) 353-4924
ace.aaa.com/locations/Decatur-35601-301
AI
2314 6th Ave SE ste e
Alfa Insurance - The Hatfield & Garland Agency
Home Insurance Agent · Decatur, AL
(256) 353-1591
alfainsurance.com
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Home Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
AI
2708 Hwy 31 S Ste C
American Insurance Agency
Home Insurance Agent · Decatur, AL
(256) 353-8004
americaninsurance.net
NI
1000 Beltline Rd SW Ste A
Nationwide Insurance: Hayes Rasbury Agency, Inc.
Home Insurance Agent · Decatur, AL
(256) 350-6315
agency.nationwide.com/al/decatur/35601/hayes-rasbury-agency-inc
WW
1000 Beltline Rd SW j
Will Wright Agency
Home Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com

What Does a a Home Insurance Agent in Decatur Cost?

The average cost of home insurance in Alabama is around 1800 to 2500 dollars per year for a typical policy. Costs in Decatur can vary based on your homes age, location, and coverage amount. Factors like proximity to the river and roof condition also affect your rate. This is general information and not insurance advice.

About home insurance agents in Decatur

Home insurance agents in Decatur Alabama help you find coverage for your house and belongings. Alabama law requires insurers to offer coverage for wind and hail damage, which is important in this region. Local agents can explain policy options and help you meet mortgage requirements.

Frequently Asked Questions

What does a home insurance agent in Decatur do?

A home insurance agent helps you compare policies from different companies to find the right coverage for your home. They explain what each policy covers and can assist with claims. Agents also help you understand Alabama specific requirements like windstorm coverage.

Do I need flood insurance in Decatur Alabama?

Flood insurance is not required by Alabama law but may be required by your mortgage lender if you are in a flood zone. Decatur is near the Tennessee River so flooding is a risk. Standard home policies do not cover flood damage so a separate policy from the National Flood Insurance Program is needed.

How do I choose a home insurance agent in Decatur?

Look for an agent who is licensed in Alabama and has experience with homes in the Decatur area. Ask about their experience with local weather risks like tornadoes and hail. You can check an agents license through the Alabama Department of Insurance website.

Home Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.