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HomeHome Insurance AgentsAlabama › Birmingham

Find Home Insurance Agents Near You in Birmingham, AL

Browse home insurance agents serving Birmingham, Alabama. Updated 2026-07-14.

The top-rated home insurance agent in Birmingham, Alabama is Freeway Insurance, rated 4.7 stars across 430 reviews. Other highly rated options include Caroline Dorris - State Farm Insurance Agent, Christopher Willingham - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 47 home insurance agents serving Birmingham.

Showing 47 home insurance agents in Birmingham, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance4608 Avenue W Ste D(205) 386-5182
2Caroline Dorris - State Farm Insurance Agent2805 6th Ave S(205) 322-3276
3Christopher Willingham - State Farm Insurance Agent5479 US-280 #120(205) 582-2030
4Direct Auto Insurance1731 Center Point Pkwy(205) 453-6225
5Quin Hampton - State Farm Insurance Agent9721 Parkway E Ste D(205) 836-7234
6Alfa Insurance - The Vail Agency2815 Greystone Commercial Blvd Suite 600(205) 980-9933
7Lee Strong - State Farm Insurance Agent2470 Old Springville Rd(205) 538-5854
8Elevation Insurance4000 Eagle Point Corporate Dr Suite #285(205) 974-1323
9Joshua Williams - State Farm Insurance Agent2101 Magnolia Ave S Ste 400(205) 510-7542
10Tyler Rutledge - State Farm Insurance Agent215 Narrows Pkwy Suite A(205) 678-3334
FI
4608 Avenue W Ste D
Freeway Insurance
Home Insurance Agent · Birmingham, AL

Freeway Insurance, located in Birmingham, Alabama, provides residential home insurance policies tailored to individual property needs. The agency also assists local business owners with commercial coverage options designed to protect their assets. Throughout the greater Birmingham area, they work with homeowners to develop personalized plans that address common regional risks. Following the initial placement of a policy, agents remain available for periodic reviews and coverage adjustments between regular visits to ensure continued protection as circumstances change.

CD
2805 6th Ave S
Caroline Dorris - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL

Caroline Dorris - State Farm Insurance Agent in Birmingham, AL provides home insurance policies that protect residential property from common perils such as fire, theft, and storm damage. The agency also offers a range of specialty add-ons, including coverage for valuable personal items like jewelry and electronics, as well as liability protection for guest injuries. These policies are designed to meet the needs of homeowners, but the agency additionally serves commercial sectors, including offices, warehouses, and food service operations.

CW
5479 US-280 #120
Christopher Willingham - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL

Spring storms in Birmingham can lead to unexpected roof damage, and Christopher Willingham’s local agency helps homeowners review their policies for adequate coverage. As a dedicated home insurance agent, the company explains the specifics of dwelling protection and personal property limits to each client. They also discuss options like liability and loss-of-use coverage during a personalized consultation. A complete assessment begins with a detailed review of the home’s structural details and current replacement cost estimates.

DA
1731 Center Point Pkwy
Direct Auto Insurance
Home Insurance Agent · Birmingham, AL

As spring storms sweep through Birmingham, homeowners often seek reliable coverage for their properties. Direct Auto Insurance serves the local area with essential home insurance agent services, helping residents protect their investments against weather-related damage and other common risks. Agents work with clients to explore standard policy options for structures and personal belongings in Alabama. To begin the process, the company typically schedules an initial assessment of the property, examining its condition and location to identify appropriate coverage needs before any formal proposal is provided.

QH
9721 Parkway E Ste D
Quin Hampton - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL

Quin Hampton - State Farm Insurance Agent provides home insurance guidance for Birmingham, Alabama property owners. Its standard offerings include protection for dwellings and personal belongings against common hazards. Specialized coverages such as identity theft restoration, water backup of sewers or drains, and additional living expense reimbursement are also available for policy consideration. The company can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments, tailoring general liability and property policies to their distinct operational needs.

AI
2815 Greystone Commercial Blvd Suite 600
Alfa Insurance - The Vail Agency
Home Insurance Agent · Birmingham, AL

Alfa Insurance - The Vail Agency is known for providing standard home insurance policies to homeowners in Birmingham, Alabama. Its service range includes coverage for the dwelling structure, personal belongings, and liability protection. Clients can also add flood insurance as a separate policy to guard against water damage not covered by standard homeowners plans. This agency helps residents secure protection for their properties and personal assets in the local area.

LS
2470 Old Springville Rd
Lee Strong - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL

Lee Strong, operating as a State Farm Insurance Agent in Birmingham, Alabama, focuses first on residential home insurance policies. This service extends to include tailored commercial coverage for local businesses operating within the Birmingham area. The agency regularly serves clients throughout the city and its nearby communities. Dedicated to ongoing account management, the office provides direct follow-up after policy changes and coordinates repeat service adjustments between regular policy review visits.

EI
4000 Eagle Point Corporate Dr Suite #285
Elevation Insurance
Home Insurance Agent · Birmingham, AL

Elevation Insurance serves the Birmingham, Alabama area and its surrounding communities, providing homeowners with coverage for their properties and belongings. As a local home insurance agent, it handles policies that protect against common perils like fire, theft, and storm damage. The agent works with clients to assess individual property risks and find appropriate coverage options. For a typical job, it gathers information about the home's age, condition, and location to recommend a policy that meets the homeowner's needs and budget.

JW
2101 Magnolia Ave S Ste 400
Joshua Williams - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL

Joshua Williams - State Farm Insurance Agent serves homeowners, property managers, and local businesses in Birmingham, Alabama, with comprehensive home insurance policies. Services include coverage for dwelling protection, personal property, liability, and additional living expenses following a covered loss. As a Home Insurance Agent, the agency helps clients evaluate their structural and contents coverage needs to ensure adequate protection. The office also assists with bundling home and auto policies for convenience and potential savings. In addition to Birmingham, the agency serves clients throughout the nearby communities of Mountain Brook and Vestavia Hills.

TR
215 Narrows Pkwy Suite A
Tyler Rutledge - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL
FI
1632 Montclair Rd Ste 900
Freeway Insurance
Home Insurance Agent · Birmingham, AL
(205) 267-6769
locations.freeway.com/birmingham-car-insurance-35210-al
FI
1554 Forestdale Blvd
Freeway Insurance
Home Insurance Agent · Birmingham, AL
(205) 235-5128
locations.freeway.com/auto-insurance-birmingham-al-35214
FI
9098 Parkway E B
Freeway Insurance
Home Insurance Agent · Birmingham, AL
(256) 207-8272
locations.freeway.com/birmingham-insurance-al-35206
BM
5588 Apple Park Dr Suite 109
Burns Mitchell Agency: Allstate Insurance
Home Insurance Agent · Birmingham, AL
(205) 749-4978
agents.allstate.com/burns-mitchell-agency-birmingham-al.html
GR
4510 Overton Rd Ste 108
Gilbert Reyes - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL
(205) 854-0123
myagentreyes.com
WI
5971 Chalkville Mountain Ln Suite D
Wiggins Insurance Agency
Home Insurance Agent · Birmingham, AL
(205) 853-6429
wigginsinsuranceagency.com
RR
1270 Center Point Pkwy Ste A
Ronnie Rivera - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL
(205) 854-9999
ronnierivera.com
GA
1423 Gadsden Hwy Suite 109
Greg Armstrong - GEICO Insurance Agent
Home Insurance Agent · Birmingham, AL
(205) 508-6077
geico.com/insurance-agents/alabama/birmingham/greg-armstrong
FI
200 Cahaba Park Cir Ste 112
Farmers Insurance - Mickey Berry
Home Insurance Agent · Birmingham, AL
(205) 490-6000
agents.farmers.com/al/birmingham/mickey-berry
SB
5363 US-280 #102b
Slayton Boone - State Farm Insurance Agent
Home Insurance Agent · Birmingham, AL
(205) 980-8889
slaytonboone.com
AI
1634 Forestdale Blvd
Acceptance Insurance
Home Insurance Agent · Birmingham, AL
(205) 564-7092
locations.acceptance.com/birmingham-insurance-alabama-35214
BI
260 W Valley Ave
Bama Insurance Services
Home Insurance Agent · Birmingham, AL
(205) 942-3522
bamainsurance.com
PI
213 Gadsden Hwy
PAC Insurance Agency, Inc.
Home Insurance Agent · Birmingham, AL
(205) 836-5959
pacinsuranceagency.com
LI
2225 Cahaba Valley Dr
Legacy Insurance
Home Insurance Agent · Birmingham, AL
(205) 995-1956
legacyinsurance.org
AH
3595 Grandview Pkwy Suite 250
Alabama Home and Auto Insurance
Home Insurance Agent · Birmingham, AL
(205) 582-8800
alabamahomeauto.com
MA
3900 Montclair Rd Ste 280
The Marcus Agency: Allstate Insurance
Home Insurance Agent · Birmingham, AL
(205) 870-0115
agents.allstate.com/the-marcus-agency-birmingham-al.html
RA
9624 Parkway E
The Reed Agency
Home Insurance Agent · Birmingham, AL
(205) 854-2156
thelreedagency.com
FI
3229 Veterans Cir Ste 115
Farmers Insurance - David Porter
Home Insurance Agent · Birmingham, AL
(205) 661-2001
agents.farmers.com/al/birmingham/david-porter
AL
201 Office Park Dr #100
Altasurance
Home Insurance Agent · Birmingham, AL
(205) 970-2187
altasurance.com
YA
1680 Montclair Rd Ste 100
Young America Insurance
Home Insurance Agent · Birmingham, AL
(205) 957-0942
fredloya.com
BI
3605 8th Ave S
Birmingham Insurance Group / BIG Insurance
Home Insurance Agent · Birmingham, AL
(205) 682-8856
biginsurance.us
IM
2170 Highland Ave #100
Iron Mountain Insurance
Home Insurance Agent · Birmingham, AL
(205) 849-0000
pointenorthins.com/iron-mountain-insurance
LZ
186 Oxmoor Rd Suite 128
Lori Zucco Insurance
Home Insurance Agent · Birmingham, AL
(205) 942-4448
lorizucco.com
GI
3644 Vann Rd Ste 132
Goosehead Insurance - Nick Bosse
Home Insurance Agent · Birmingham, AL
(205) 545-4285
goosehead.com/agents/al/birmingham/nick-bosse
CD
3648 Vann Rd #108
Cynthia Dunn Agency
Home Insurance Agent · Birmingham, AL
(205) 490-1114
cynthiadunnagency.com
II
10 Phillips Dr
Insurall Insurance
Home Insurance Agent · Birmingham, AL
(205) 929-4100
insurallinsurance.org
AI
429 Green Springs Hwy Ste 131
Alfa Insurance
Home Insurance Agent · Birmingham, AL
(205) 290-0140
alfainsurance.com/kenthatfield
YA
5919 Trussville Crossings Pkwy
Young America Insurance
Home Insurance Agent · Birmingham, AL
(205) 508-6057
fredloya.com
FI
2230 Sweeney Hollow Rd
The Frazier Insurance Agency
Home Insurance Agent · Birmingham, AL
(205) 520-7974
AI
850 Corporate Pkwy Suite 108
Alabama Insurance Agency, Inc.
Home Insurance Agent · Birmingham, AL
(205) 776-1680
alinsagency.com
NI
1275 Center Point Pkwy Ste 200
Nationwide Insurance: Sidney K Brooks
Home Insurance Agent · Birmingham, AL
(205) 856-3563
agency.nationwide.com/al/birmingham/35215/sidney-k-brooks-10732131
NI
5451 Chalkville Rd
Nationwide Insurance: Hayes Rasbury Agency, Inc.
Home Insurance Agent · Birmingham, AL
(205) 856-0606
agency.nationwide.com/al/birmingham/35235/hayes-rasbury-agency-inc
AI
2430 Old Springville Rd Ste 106
Alfa Insurance - Gordon Burton Agency
Home Insurance Agent · Birmingham, AL
(205) 854-5557
alfainsurance.com
AI
1808 Gadsden Hwy Ste 132
Alfa Insurance - The Ben Wheeler Agency
Home Insurance Agent · Birmingham, AL
(205) 655-2954
alfainsurance.com/benwheeler
AI
4500 Montevallo Rd Ste A105
Alfa Insurance
Home Insurance Agent · Birmingham, AL
(205) 951-5136
alfainsurance.com
LT
2200 3rd St NE
Louis T. Harper Jr Insurance Agency
Home Insurance Agent · Birmingham, AL
(205) 243-1869
MQ
9609 Parkway E suite c
Master Quote Insurance
Home Insurance Agent · Birmingham, AL
(205) 838-4123

What Does a a Home Insurance Agent in Birmingham Cost?

The average annual cost for home insurance in Alabama is around 1800 dollars but Birmingham rates can range from 1200 to 3000 dollars depending on home value age and location. Factors like roof age proximity to fire stations and claims history affect your premium. This is general information and not insurance advice.

About home insurance agents in Birmingham

Home insurance agents in Birmingham Alabama help homeowners find coverage that meets state requirements and protects against local risks like tornadoes and hail. Alabama law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options for windstorm coverage and flood insurance which are important in this region.

Frequently Asked Questions

What does a home insurance agent in Birmingham do?

A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain Alabama-specific endorsements like wind and hail deductibles. They also assist with claims and policy changes after you buy a policy.

Do I need special coverage for tornado damage in Alabama?

Standard Alabama homeowners policies usually cover wind damage from tornadoes but may have a separate windstorm deductible. You should ask your agent about the percentage deductible that applies. Flood damage from storms is not covered by standard policies and requires separate flood insurance.

How do Alabama insurance laws affect my policy?

Alabama law allows insurers to use a 2 percent windstorm deductible on policies in certain coastal areas including parts of Birmingham. The state also has a 30-day grace period for premium payments before cancellation. Your agent can explain how these rules apply to your specific situation.

What information do I need to get a quote from an agent?

You will need your home address year built square footage and current roof age. Agents also ask about your claims history and credit score which Alabama allows insurers to use. Having your current policy declaration page helps the agent provide an accurate comparison.

Home Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.