Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 home insurance agents in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
4608 Avenue W Ste D, Birmingham, AL 35208
(205) 386-5182
locations.freeway.com
Freeway Insurance
1554 Forestdale Blvd, Birmingham, AL 35214
(205) 235-5128
locations.freeway.com
Freeway Insurance
1632 Montclair Rd Ste 900, Birmingham, AL 35210
(205) 267-6769
locations.freeway.com
Direct Auto Insurance
1731 Center Point Pkwy, Birmingham, AL 35215
(205) 453-6225
local.directauto.com
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276
carolinedorris.com
Freeway Insurance
9098 Parkway E B, Birmingham, AL 35206
(256) 207-8272
locations.freeway.com
Christopher Willingham - State Farm Insurance Agent
5479 US-280 #120, Birmingham, AL 35242
(205) 582-2030
christopherwillinghamsf.com
Quin Hampton - State Farm Insurance Agent
9721 Parkway E Ste D, Birmingham, AL 35215
(205) 836-7234
myagentisquin.com
Lee Strong - State Farm Insurance Agent
2470 Old Springville Rd, Birmingham, AL 35215
(205) 538-5854
leestronginsurance.com
Alfa Insurance - The Vail Agency
2815 Greystone Commercial Blvd Suite 600, Birmingham, AL 35242
(205) 980-9933
thevailagency.com
Joshua Williams - State Farm Insurance Agent
2101 Magnolia Ave S Ste 400, Birmingham, AL 35205
(205) 510-7542
bhamautoinsurance.com
Elevation Insurance
4000 Eagle Point Corporate Dr Suite #285, Birmingham, AL 35242
(205) 974-1323
elevationinsurance.net
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978
agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429
wigginsinsuranceagency.com
Tyler Rutledge - State Farm Insurance Agent
215 Narrows Pkwy Suite A, Birmingham, AL 35242
(205) 678-3334
planwithtyler.com
Gilbert Reyes - State Farm Insurance Agent
4510 Overton Rd Ste 108, Birmingham, AL 35210
(205) 854-0123
myagentreyes.com
Greg Armstrong - GEICO Insurance Agent
1423 Gadsden Hwy Suite 109, Birmingham, AL 35235
(205) 508-6077
geico.com
Ronnie Rivera - State Farm Insurance Agent
1270 Center Point Pkwy Ste A, Birmingham, AL 35215
(205) 854-9999
ronnierivera.com
Bama Insurance Services
260 W Valley Ave, Birmingham, AL 35209
(205) 942-3522
bamainsurance.com
PAC Insurance Agency, Inc.
213 Gadsden Hwy, Birmingham, AL 35235
(205) 836-5959
pacinsuranceagency.com
Home insurance agents in Birmingham Alabama help homeowners find coverage that meets state requirements and protects against local risks like tornadoes and hail. Alabama law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options for windstorm coverage and flood insurance which are important in this region.
What Does a Home Insurance Agent in Birmingham Cost?
The average annual cost for home insurance in Alabama is around 1800 dollars but Birmingham rates can range from 1200 to 3000 dollars depending on home value age and location. Factors like roof age proximity to fire stations and claims history affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Birmingham do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain Alabama-specific endorsements like wind and hail deductibles. They also assist with claims and policy changes after you buy a policy.
Do I need special coverage for tornado damage in Alabama?
Standard Alabama homeowners policies usually cover wind damage from tornadoes but may have a separate windstorm deductible. You should ask your agent about the percentage deductible that applies. Flood damage from storms is not covered by standard policies and requires separate flood insurance.
How do Alabama insurance laws affect my policy?
Alabama law allows insurers to use a 2 percent windstorm deductible on policies in certain coastal areas including parts of Birmingham. The state also has a 30-day grace period for premium payments before cancellation. Your agent can explain how these rules apply to your specific situation.