The top-rated home insurance agent in Florence, Alabama is Steve Pierce - State Farm Insurance Agent Retired, rated 4.9 stars across 455 reviews. Other highly rated options include Bert Bretherick - State Farm Insurance Agent, Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency. This directory lists 20 home insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Pierce - State Farm Insurance Agent Retired | 3001 Cloverdale Rd | (256) 764-2285 |
| 2 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 3 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 4 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 5 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 6 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 7 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 8 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 9 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 10 | Freeway Insurance | 129 Cox Crk Pkwy S | (256) 207-8335 |
Steve Pierce - State Farm Insurance Agent Retired serves the Florence, Alabama metro area as a home insurance agent. The agency offers property coverage solutions for area homeowners. Typical services include helping residents assess dwelling and personal property protection needs. The firm handles claims assistance for damaged structures and liability coverage for accidents on the property. It also provides guidance on deductibles and policy endorsements for flood and storm risks specific to this region.
Bert Brethertick - State Farm Insurance Agent in Florence, AL, provides a comprehensive portfolio of residential coverage options for homeowners. Standard policies typically protect against risks such as fire, theft, wind, and liability. The agency also offers personalized consultations to help clients review their coverage limits and deductibles for adequate protection. Additionally, it assists with bundling home and auto policies for potential savings. Its services apply to single-family homes, apartments, retail businesses, and local restaurants.
Homeowners in the Florence, AL area turn to Farmers Insurance - Mark Holley for personalized home insurance agent services, including tailored coverage options to protect residential properties and their contents. As a local agency, it assists with navigating insurance policies and claims support specific to regional needs. Its reach also extends to homeowners in nearby Muscle Shoals and the surrounding Shoals metro area.
Serving Florence, Alabama, and the surrounding Shoals communities, Alfa Insurance - The Oakley Agency handles home insurance policies for local homeowners and property investors. It works to protect residential structures, personal belongings, and liability exposures through standard coverage options. When managing a typical client request, the agency conducts a personalized review of the property’s specific risks and then aligns coverage limits accordingly.
Direct Auto Insurance assists homeowners in Florence, Alabama with standard property coverage. The agency offers options to include specific add-ons such as protection for high-value personal belongings and additional liability coverage. Their policies are designed for a range of commercial sectors, including local offices, storage warehouses, and food service establishments. Each policy is drafted according to the property type, ensuring the alignment of risk management with practical operational needs. This allows business owners in these commercial sectors to obtain appropriately tailored insurance solutions.
Acceptance Insurance in Midfield, AL provides a range of services including property insurance, liability coverage, and protection against common regional perils such as wind and hail. Their general offerings help clients select appropriate policy limits and deductibles for standard residential needs. Routine policy reviews and adjustments can be scheduled to keep coverage aligned with changes in property value or use. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
This company offers both one-time consultations for new policies and recurring service for ongoing policy reviews and claims support. They advise on dwelling, personal property, and liability coverage specific to Florence, AL. Service for existing clients is scheduled as needed, with annual reviews available for policy adjustments. New clients can engage on a one-time basis for an initial policy setup or seek one-time advice on specific coverage concerns.
Spring storms in Florence can bring heavy rain and potential roof damage, making it a good time to review coverage for a home. As a local home insurance agent, Garrett Batson - State Farm Insurance Agent helps homeowners assess their policies and adjust for liability or property protection. The agent works to match plans with typical regional risks like wind or hail from severe weather. An initial inspection is scheduled to begin the coverage evaluation.
B.J. Brewer: Allstate Insurance in Florence, AL specializes in helping homeowners secure coverage for their property and personal belongings. It provides general agency services, such as discussing policy options, processing applications, and assisting with claims. The agency guides clients through financial protections and risk management considerations for their local homes. As severe weather events like hailstorms and tornadoes become more common in the area, it offers support in reviewing and adjusting coverage before and after a storm hits.
Offering residential home insurance in the Florence area, Freeway Insurance also provides commercial coverage for local businesses throughout the Alabama region. Their agents work closely with property owners to review policy details and ensure adequate protection for homes and buildings. This service includes assessing coverage needs against common local risks. After a policy is in place, the agency follows up with clients between regular renewal visits to adjust policies as property or business circumstances change.
What Does a a Home Insurance Agent in Florence Cost?
In Alabama, the average home insurance premium is around $1,500 to $2,000 per year for a typical policy. However, costs in Florence can vary based on your homes value and risk factors. Flood insurance is separate and costs extra. This is general information, not insurance advice.
About home insurance agents in Florence
Home insurance agents in Florence, Alabama help residents protect their homes against risks like storms and fire. Alabama law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain policy options and help you meet lender requirements.
Frequently Asked Questions
What does a home insurance agent in Florence do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.
Is home insurance required by law in Alabama?
Alabama state law does not require homeowners insurance. However, if you have a mortgage, your lender will require it. An agent can help you find a policy that meets your lenders requirements.
What factors affect home insurance cost in Florence?
Costs depend on your homes location, age, construction type, and your credit history. Flood risk near the Tennessee River can also affect rates. Your agent can explain how these factors apply to you.
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