The top-rated home insurance agent in Foley, Alabama is Acceptance Insurance, rated 4.8 stars across 354 reviews. Other highly rated options include First Baldwin Insurance, Frances Holk-Jones - State Farm Insurance Agent, Southern Risk Associates, Inc.. This directory lists 20 home insurance agents serving Foley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 201 9th Ave Ste 201 | (251) 494-7076 |
| 2 | First Baldwin Insurance | 8154 AL-59 #201 | (251) 943-6677 |
| 3 | Frances Holk-Jones - State Farm Insurance Agent | 315 E Laurel Ave #101 | (251) 943-5031 |
| 4 | Southern Risk Associates, Inc. | 710 E Laurel Ave | (251) 316-6129 |
| 5 | Josh Wild - State Farm Insurance Agent | 900 N McKenzie St | (251) 943-2886 |
| 6 | SOUTHERN INSURANCE AL LLC | 820 S McKenzie St | (251) 943-3340 |
| 7 | Bill Boulton Agency, Inc: Allstate Insurance | 313A W Laurel Ave | (251) 943-2800 |
| 8 | Absolute Insurance Agency | 721 N McKenzie St | (251) 942-6837 |
| 9 | South Shore Insurance Agency | 7801 AL-59 G | (251) 923-4463 |
| 10 | Go Insurance Agency | 3836 S McKenzie St | (251) 213-2850 |
Acceptance Insurance in Midfield, AL provides a range of services including property insurance, liability coverage, and protection against common regional perils such as wind and hail. Their general offerings help clients select appropriate policy limits and deductibles for standard residential needs. Routine policy reviews and adjustments can be scheduled to keep coverage aligned with changes in property value or use. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
First Baldwin Insurance serves the Foley, Alabama area and provides home insurance agent services. It helps homeowners obtain property coverage tailored to the region, addressing risks common to coastal Alabama. The agency assists clients in reviewing policy options to protect dwellings, personal belongings, and additional structures against typical local weather events. First Baldwin Insurance handles policy comparisons and claims assistance for residential properties in and around Foley.
Frances Holk-Jones - State Farm Insurance Agent provides homeowners insurance coverage, including policies for dwelling protection, personal property, liability, and additional living expenses. The agency offers policy reviews and updates to help ensure coverage reflects current home values and personal needs. Services also include assistance with claims filing and risk management advice for property owners. This Foley, AL agency serves single-family homes, apartments, retail spaces, and restaurants requiring tailored insurance solutions.
Southern Risk Associates, Inc. provides home insurance agent services throughout Foley, Alabama, and the surrounding communities of coastal Baldwin County. The agency handles residential property coverage, helping local homeowners secure policies that protect against common regional risks. It works to tailor each plan to the individual property and its specific location. For a typical job, the agent first reviews the home’s construction and local hazard exposure before presenting multiple coverage options for the client to compare and choose from based on their personal needs.
Josh Wild - State Farm Insurance Agent serves local homeowners, businesses, and property managers in the Foley, Alabama area by offering tailored home insurance policies designed to protect residential and commercial properties against common regional risks. The agency assists clients in evaluating coverage levels for dwelling protection, liability, and personal belongings to ensure financial security against unforeseen damages. Its services also extend to business owners seeking to safeguard their assets. In addition to serving Foley, the agency covers the neighboring community of Gulf Shores along the Alabama Gulf Coast.
Southern Insurance AL LLC in Foley, AL helps clients decide between a one-time initial policy setup or ongoing service for policy reviews and renewal adjustments. This home insurance agent offers coverage that addresses local weather risks and property values in the area. Their work is typically arranged on an as-needed basis, when a client requests assistance with a new policy, a coverage change, or a claim-related question.
Specializing in tailored coverage for mobile homes, historic properties, and coastal condos in Foley, Alabama, the Bill Boulton Agency offers comprehensive home insurance policies. The agency works with area homeowners to structure liability protection, compensate for structural damage after storms, and rebuild property after unforeseen incidents. It fills gaps left by generic plans by adjusting deductibles and exploring extra endorsements for high-value personal belongings. During hurricane season, the agency focuses extensively on helping clients properly assess wind and flood coverage needs before an approaching storm strengthens.
On the Gulf Coast, hurricane season brings rising concerns about wind and flood damage to homes. Absolute Insurance Agency, based in Foley, AL, addresses these local risks by helping residents find appropriate home insurance coverage tailored to the area’s specific weather patterns. The agency explains policy options and works with clients to match their property needs. When homeowners are ready to move forward, the process begins with a thorough inspection of the property to prepare an accurate initial assessment of coverage requirements.
A local home insurance agent in Foley, AL, works to secure a policy that covers a dwelling and its contents. This agency can arrange coverage for specialty add-ons like flood or wind damage protection. They help homeowners find standard policies for single-family houses and townhomes. South Shore Insurance Agency explains the common exclusions and coverage gaps in a basic policy. The agency can also serve commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Foley Cost?
The average cost of homeowners insurance in Alabama is around 1,600 to 2,200 dollars per year for a standard policy. In Foley, rates may be higher due to hurricane and wind exposure. Actual costs depend on your homes value, age, construction type, and chosen deductibles. This is general information and does not constitute insurance advice.
About home insurance agents in Foley
A home insurance agent in Foley Alabama can help you find a policy that meets your needs and complies with state law. Alabama requires proof of insurance for mortgage lenders and often includes wind and hail coverage due to coastal weather risks. An agent can explain different coverage levels and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Foley do?
A home insurance agent helps you review your property risks and find a policy that fits your budget. They can explain coverage for wind damage, fire, theft, and liability. They also assist with filing claims and updating your policy when needed.
Do I need flood insurance in Foley Alabama?
Flood insurance is not required by Alabama state law, but mortgage lenders may require it for homes in flood zones. Foley is near the Gulf Coast and has areas prone to flooding. An agent can help you understand your flood risk and find a separate flood policy through the National Flood Insurance Program or a private carrier.
How do I choose a home insurance agent in Foley?
Look for an agent who is licensed in Alabama and has experience with coastal properties. Ask about their knowledge of windstorm coverage and Alabama insurance regulations. You can check the Alabama Department of Insurance website to verify an agents license status.
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