The top-rated home insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Bowers Insurance, Scott Powell - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 4 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 5 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 6 | Larry Michaels - State Farm Insurance Agent | 17753 Virginia Ave | (301) 791-2929 |
| 7 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 8 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 9 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 10 | Jean Shank Insurance & Associates | 703 Oak Hill Ave | (301) 791-1565 |
Lauren Brenneman - State Farm Insurance Agent serves Hagerstown, Washington County, and the surrounding Maryland area as a home insurance agent. The agency assists local homeowners in protecting their properties, personal belongings, and financial interests against unexpected losses. Common coverages addressed include damage from weather events, theft, and liability issues. Alongside standard policies, this office also handles specific services such as dwelling fire insurance and personal liability umbrella coverage for homeowners in the region.
Younger Insurance Agency in Hagerstown, MD, provides homeowners coverage, renters policies, dwelling fire plans, and tailored inland marine insurance for personal property. Their service plans include annual risk assessments to ensure adequate coverage, expedited claims processing assistance, and policy reviews following major renovations or life changes. Maintenance plans focus on helping clients keep upgraded protections for roofs, plumbing, and electrical systems, with adjustments for new safety features. The agency services single-family homes, apartment complexes, retail storefronts, and local restaurants.
Bowers Insurance serves homeowners and property managers in Hagerstown, Maryland, by providing standard home insurance policies that protect dwellings and personal belongings against common risks such as fire, theft, and weather damage. The agency assists clients in selecting appropriate coverage limits and deductibles to suit their individual needs. Its services also extend to neighboring communities within Washington County, including areas like Maugansville and Halfway.
Serving Hagerstown and the surrounding Washington County communities, Scott Powell - State Farm Insurance Agent handles home insurance policies for local homeowners. The office addresses coverage options like dwelling protection, liability, and personal property, working to craft a plan that fits each property. It also reviews available discounts and policy endorsements to align with individual needs. A typical job begins with a thorough assessment of the home and the client's priorities, then proceeds step by step to identify suitable coverage limits for the property and its contents.
As winter storms bring ice and snow to the Hagerstown area, homeowners often check their policies for coverage gaps. Donna Nave-Perry - State Farm Insurance Agent helps local residents review their home insurance needs, explaining what standard policies typically cover and where optional endorsements may help. The agent listens to each client's specific situation, from older homes in need of updated wiring to newer constructions with modern safety features. An initial property inspection or a detailed review of the current policy is the standard first assessment.
Serving homeowners in Hagerstown, MD, Larry Michaels - State Farm Insurance Agent specializes in coverage for dwelling, personal property, and liability protection. It also provides guidance on selecting appropriate deductibles and policy limits for individual needs. General services include assistance with filing claims and reviewing existing policies to identify potential gaps. As the region faces variable weather, the agency helps clients assess options for protecting their property against risks such as wind, hail, or winter freeze damage to pipes and roofs.
While some insurance needs are addressed with a single transaction, protecting a home requires ongoing policy management. Wright-Gardner Insurance serves clients in Hagerstown, MD, as a home insurance agent, guiding homeowners through coverage for their dwelling and personal property. They help compare policies from different carriers to find suitable protection against common local risks. Their service operates on both a scheduled basis for annual reviews and as an as-needed basis when homeowners require immediate policy adjustments or claims assistance.
Antietam Insurance Associates, Inc. provides home insurance coverage for residents of Hagerstown, MD, addressing standard risks like fire, theft, and weather damage. The company also offers specialty add-ons such as protection for personal valuables and additional living expenses following a covered loss. Its services are available for a range of commercial properties, including local offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Hagerstown Cost?
The average cost of home insurance in Maryland is about 1,200 to 1,800 dollars per year for a standard policy. In Hagerstown rates may vary based on your homes age location and coverage limits. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Hagerstown
Home insurance agents in Hagerstown Maryland help you find coverage for your property and belongings. Maryland law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options and help you compare quotes from different carriers.
Frequently Asked Questions
What does a home insurance agent in Hagerstown do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types such as dwelling protection personal liability and additional living expenses. They also assist with claims and policy changes.
Do I need home insurance in Maryland?
Maryland state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Even without a mortgage having insurance protects your home from fire theft and weather damage.
How do I choose a home insurance agent in Hagerstown?
Look for an agent who is licensed in Maryland and has experience with homes in your area. You can check an agents license through the Maryland Insurance Administration. Ask about the types of policies they offer and how they handle claims.
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