The top-rated home insurance agent in Lanham, Maryland is Globe Life American Income Division: Olusegun Organization, rated 4.9 stars across 2,372 reviews. Other highly rated options include Esther Smith - State Farm Insurance Agent, James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Olusegun Organization | 7401 Forbes Blvd Suite B-1 | (301) 664-2103 |
| 2 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 3 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 4 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 5 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 6 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd Ste 113 | (301) 731-1790 |
| 7 | Spartan Insurance | 7404 Executive Pl # 400 | (202) 367-6483 |
| 8 | Keyma Fludd: Allstate Insurance | 4601 Presidents Dr Ste 100 | (301) 789-2304 |
| 9 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 10 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
Based in Lanham, MD, Globe Life American Income Division: Olusegun Organization serves the Prince George’s County area as a local home insurance agent. The agency connects homeowners with policies designed to protect residential properties against common perils. Their work involves reviewing coverage options to safeguard a client’s dwelling and personal belongings. The team handles tailoring liability protection and endorsements for specific regional weather risks, such as storm damage.
Esther Smith - State Farm Insurance Agent provides a full range of home insurance coverage options tailored to protect residential property in the Lanham, Maryland area. These services include policies for standard homeowners insurance, as well as coverage for personal belongings and liability protection. Ongoing policy reviews and adjustments are offered to ensure coverage keeps pace with changing needs. The agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
James Allen - State Farm Insurance Agent serves homeowners, renters, and property managers in the Lanham, MD area with customized home insurance policies. The agency helps clients protect their residences and personal belongings against common local risks such as storms and theft. Licensed representatives explain coverage options tailored to individual needs and budgets. Services also include reviewing existing policies to ensure adequate protection. The agency additionally covers customers in adjacent communities like Greenbelt and Bowie within the broader Washington, D.C. metropolitan region.
Tianya Edgerton - State Farm Insurance Agent serves the Lanham, Maryland area and its surrounding communities, handling a wide range of home insurance policies for local residents. The agency works with clients to understand dwelling coverage, personal property protection, and liability needs specific to the region. To process a typical job, the agent reviews individual property details and policy options to build a tailored plan that addresses each homeowner's specific risks and budget.
Rich Tusing - State Farm Insurance Agent in Lanham, MD, serves local homeowners by distinguishing between a one-time policy purchase for immediate coverage needs and recurring service options like annual policy reviews and automatic renewal management. Their coverage helps protect against property damage, liability claims, and personal belongings loss common in the area. Service runs on a scheduled basis for renewal periods and as-needed for claims assistance or policy adjustments between terms.
Michael Terry: Allstate Insurance specializes in tailoring home insurance policies to protect single-family homes and townhouses in the Lanham, Maryland area. The agency provides general insurance services, including advising clients on appropriate coverage limits and deductibles to match their property’s value and local risk factors. It helps residents address common regional concerns such as water damage from heavy storms and liability issues from unexpected accidents on the property. During the Atlantic hurricane season, the agency also assists homeowners in reviewing policies to ensure adequate wind and flood protection.
As winter storms bear down on Lanham, homeowners often face urgent concerns about roof leaks and frozen pipes. Spartan Insurance responds by offering personalized guidance for securing comprehensive dwelling policies tailored to local risks, including sudden wind and hail damage common to Maryland winters. They emphasize discussing coverage limits that account for regional rebuilding costs before a loss occurs. The process begins with a straightforward property assessment, where an agent reviews the home’s age, construction type, and nearby fire protection to structure an appropriate initial application.
Keyma Fludd: Allstate Insurance provides home insurance coverage for residents in the Lanham, Maryland area. The agency helps clients protect their property and belongings against common risks such as fire, theft, and weather damage. It can assist customers with adding extra coverage options, including flood insurance or liability protection. This local agency is equipped to serve various commercial sectors as well, including offices, warehouses, and food service businesses.
B&M Insurance Group in Lanham, MD, is known for providing local home insurance agent services tailored to residential property owners. The company assists clients in navigating policy options that cover dwellings, personal belongings, and liability protection. Common homeowner policies addressed include those for single-family homes, townhouses, and condominiums. Agents work to explain coverage limits and deductibles clearly. B&M Insurance Group can also help add flood insurance as a specialty endorsement for homes in designated risk zones.
Dmv Insurance Agency, Inc. in Lanham, MD, assists homeowners with residential property coverage, tailoring policies to protect dwellings and personal belongings. The agency also offers commercial insurance solutions for local businesses operating in the area. Serving Lanham and the surrounding Maryland communities, agents work closely with clients to evaluate individual needs and find appropriate coverage options. After a policy is in place, the agency maintains contact to review changes in circumstances or property that may require an adjustment before the next regular renewal visit.
What Does a a Home Insurance Agent in Lanham Cost?
Home insurance costs in Maryland average around 1,200 to 1,800 dollars per year for a standard policy. In Lanham, factors like the age of your home and its distance from a fire station affect the price. Premiums also vary based on coverage limits and deductible amounts. This is general information and not insurance advice.
About home insurance agents in Lanham
Home insurance agents in Lanham Maryland help residents protect their homes and belongings. Agents can explain how Maryland law requires insurers to offer coverage for wind and hail damage. They also guide clients through the process of selecting deductibles and understanding policy limits.
Frequently Asked Questions
What does a home insurance agent in Lanham do?
A home insurance agent in Lanham helps you compare policies from different insurers. They explain coverage types like dwelling protection and personal liability. Agents also assist with filing claims and updating your policy after renovations.
Is home insurance required by law in Maryland?
Maryland law does not require home insurance for homeowners. However mortgage lenders almost always require it. Renters insurance is not required by law but many landlords ask for it.
How can a Lanham agent help with flood insurance?
Standard home insurance policies do not cover flood damage. A Lanham agent can help you buy a separate flood policy through the National Flood Insurance Program. This is important because parts of Lanham are in flood zones.
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