The top-rated home insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 563 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 22 home insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | William Gunn - GEICO Insurance Agent | 13600 Baltimore Ave Suite 702 | (301) 543-3690 |
| 4 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 5 | Jay Young - State Farm Insurance Agent | 3450 Fort Meade Rd Ste 209 | (301) 289-3140 |
| 6 | Debbie Murphy - State Farm Insurance Agent | 7530 Montpelier Rd #105 | (301) 604-0038 |
| 7 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 8 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 9 | Global Insure USA | 14502 Greenview Dr # 500 | (410) 507-7781 |
| 10 | Jessica Iglesias: Allstate Insurance | 511 4th St | (301) 683-0470 |
State Farm: Adam Herndon serves homeowners in Laurel, Maryland, and the surrounding Prince George’s County area, providing standard home insurance agent services. This office helps residents protect their properties with policies tailored to local needs. Daily responsibilities include explaining coverage options for dwelling protection and personal liability. The agency also assists with claims guidance after storms or accidents. Customers can seek support for policy reviews and deductible choices. Specific services handled include securing coverage for home structures and detached structures on the property.
Simmerer Insurance provides a range of home insurance services in Laurel, MD, including policy evaluations and claims assistance. It offers standard maintenance plans designed to help clients review coverage needs annually and adjust policies for changing circumstances. The company helps property owners protect single-family homes, apartments, retail spaces, and restaurants from common regional risks such as storm damage and liability issues.
William Gunn, a GEICO Insurance Agent in Laurel, MD, assists homeowners, businesses, and property managers with home insurance. It offers policies that help protect residential structures, personal belongings, and liability exposure against common risks. The agency works with clients to find appropriate coverage for their individual needs and budgets in the local area. Beyond serving Laurel, this home insurance agent also extends its services to nearby communities such as Columbia and the surrounding Howard County region of the Baltimore-Washington metro area.
Serving Laurel, Maryland, and the surrounding communities, Laurel Insurance Center placas y seguro handles home insurance policies for local homeowners. It assists clients in finding coverage that protects their property and personal belongings against common regional risks. By evaluating individual needs and property details, the company works to match each homeowner with a suitable policy from available insurers. For a typical job, it begins with a review of the home's specifics before discussing coverage options and presenting relevant quotes.
A home insurance agent can assist whether a client seeks a single policy for a new dwelling or ongoing updates and renewals for an existing home. Jay Young - State Farm Insurance Agent, located in Laurel, MD, helps residents evaluate coverage for property damage, liability, and personal belongings. The agency focuses on matching policies to each homeowner’s specific needs in the local area. Service runs on an as-needed basis, with clients scheduling consultations when reviewing a new policy, filing a claim, or adjusting existing coverage at renewal.
As winter storms and seasonal rains threaten homes in Laurel, Maryland, protection against water and wind damage becomes a priority. Debbie Murphy - State Farm Insurance Agent helps local homeowners assess their coverage needs for these familiar risks. The agency reviews existing policies to align with changing property values or renovations that affect replacement costs. Every consultation focuses on matching coverage limits to individual home structures and contents. An initial property inspection or a detailed phone assessment is scheduled to identify existing vulnerabilities and discuss possible policy adjustments.
As a home insurance agent serving Laurel, Maryland, this agency specializes in offering comprehensive homeowners policies that protect against property damage and liability risks. It also provides personalized risk assessments and insurance reviews to help local residents understand their coverage needs. In addition to standard policies, the agency assists with adjusting deductibles and bundling coverage for potential savings. During the region’s severe thunderstorm and hurricane seasons, it helps clients evaluate flood and wind damage protection options.
Serving home and property owners in Laurel, MD, Mid Atlantic Insurance Financial works to arrange appropriate dwelling protection. This local agency assists clients in considering add-on coverages such as flood, earthquake, or valuable personal property riders to tailor policies to individual needs. Understanding regional weather risks informs the risk assessments they guide clients through. Commercial sectors served by this agency include office spaces, warehouses, and food service operations requiring specific liability and property considerations.
Global Insure USA in Laurel, MD functions as a home insurance agent, known for helping residents match dwelling coverage to local property values. Their service range encompasses standard homeowners policies, renters insurance, and protection against regionally specific perils such as water damage and windstorm events. They act as an intermediary for multiple carriers to compare quote options. For additional security tailored to clients who run a business from home, they assist in arranging in-home business property endorsement coverage.
Jessica Iglesias: Allstate Insurance provides residential home insurance solutions for properties in Laurel, MD and its surrounding communities. Commercial coverage is also available to protect local business structures and assets. The agency serves homeowners seeking to safeguard their dwellings against common regional risks. Clients typically receive guidance on policy options that may be adjusted periodically. Follow-up appointments help ensure coverage remains aligned with current needs between regular visits.
What Does a a Home Insurance Agent in Laurel Cost?
The average cost of home insurance in Maryland is around 1200 to 1500 dollars per year for a standard policy. In Laurel, rates may vary based on your homes age, construction type, and distance from a fire station. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Laurel
A home insurance agent in Laurel Maryland helps you find coverage for your house and belongings. Maryland law requires insurers to offer specific coverages like dwelling protection and liability. A local agent can explain how factors like your homes age and location affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Laurel do?
A home insurance agent helps you compare policies from different companies. They explain coverage options such as dwelling, personal property, and liability. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in Laurel Maryland?
Standard home insurance does not cover flood damage. In Laurel, which is near rivers and streams, flood insurance may be required by your mortgage lender. You can buy a separate flood policy through the National Flood Insurance Program or a private insurer.
How can a home insurance agent help with a claim in Maryland?
An agent can guide you through the claims process and help you document damage. Maryland law gives you up to one year from the date of loss to file a claim for property damage. Your agent can explain deadlines and what information you need to provide.
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