The top-rated home insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 795 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Marisol Johnson - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 5 | Renita Prevot - State Farm Insurance Agent | 10815 Reisterstown Rd | (410) 356-1157 |
| 6 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 7 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 8 | Alice Kwon - State Farm Insurance Agent | 8890 McDonogh Rd Ste 113 | (410) 363-8828 |
| 9 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 10 | John Kneisly - State Farm Insurance Agent | 10811 Red Run Blvd Ste 102 | (443) 273-3340 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland area as a local home insurance agent. The company helps residents in this region protect their properties by offering standard homeowners policies that cover the dwelling and personal belongings. It also assists with liability protection and additional living expenses if a home becomes uninhabitable. Providing support for customizing deductibles and endorsements for high-value items, this agency handles flood insurance and personal liability coverage needed in the local area.
Joe Ruggiero - State Farm Insurance Agent in Owings Mills, MD serves homeowners, businesses, and property managers seeking home insurance coverage. The office assists clients with policies that protect residential structures, personal belongings, and liability risks common in the area. For property managers, tailored plans cover multi-unit dwellings and rental income exposures. The agency also extends its services to nearby communities like Reisterstown and the Greater Baltimore metro region.
Luray Insurance of Baltimore serves Owings Mills and the surrounding Maryland communities, focusing on home insurance policies for local homeowners. It handles standard coverage options tailored to the region's common weather events and property types. The company works directly with clients to review their individual risks and policy limits. To handle a typical job, it begins by gathering detailed information about the property's characteristics and the client's specific concerns, then compares coverage options to recommend a balanced plan that fits the situation.
Marisol Johnson, a State Farm Insurance Agent in Owings Mills, Maryland, provides a full range of home insurance services, including coverage for dwellings, personal property, and liability protection. The agency offers service plans that help policyholders review their coverage limits regularly and adjust deductibles as their needs change. Marisol Johnson services single-family homes, apartments, retail spaces, and restaurants.
When seeking homeowners coverage, clients distinguish between one-time policy purchases and ongoing support services. For Owings Mills properties, Renita Prevot - State Farm Insurance Agent provides standard protection against common regional perils such as fire, theft, and weather damage. Policies are structured to address the specific replacement costs and liability needs of local residential structures. These insurance services are available as a one-time policy setup, with follow-up assistance for claims and policy changes available on an as-needed basis.
Randy Somers - State Farm Insurance Agent in Owings Mills, MD specializes in customized home insurance policies that protect single-family homes and condominiums. The agency also provides general service work, including reviewing existing coverage limits and deductibles for local homeowners. With Maryland’s unpredictable weather bringing both heavy snowstorms and occasional summer hail, the office helps clients adjust their policies to ensure adequate protection against winter freeze damage and roof repairs after spring storms.
As spring storms roll into the Owings Mills area, homeowners often find themselves assessing roof and gutter damage. Ashley Nguyen - State Farm Insurance Agent provides local guidance for property protection, helping customers understand their existing home insurance policies and coverage limits. Because liability and dwelling protection are standard parts of most home policies, this agent works with clients to identify potential gaps. After discussing specific concerns, the process typically concludes with a personal risk review and a clear outline of the next steps for obtaining a comprehensive coverage inspection.
Alice Kwon’s agency in Owings Mills, MD assists homeowners with standard policies that cover dwelling, personal property, and liability protection. This local office also helps clients add endorsements for high-value items, sewer backups, or water damage not covered by basic plans. A typical consultation reviews the property’s replacement cost and the owner’s specific risks. Commercial sectors the agency can serve include small office spaces, warehouses in the area, and food service establishments requiring general liability and property coverage.
BTJ Insurance Inc in Owings Mills, MD is known for helping homeowners secure adequate property coverage. The agency works with residents to find policies that protect against common local risks, such as storm damage and liability issues. Clients can review different deductible options and coverage limits tailored to their property’s value and location. The company also offers add-on coverage for valuable personal items, including jewelry and electronics.
What Does a a Home Insurance Agent in Owings Mills Cost?
The average cost of homeowners insurance in Maryland is about $1,200 to $1,500 per year for a standard policy. In Owings Mills, rates may vary based on your homes age, location, and coverage limits. Actual costs depend on your specific property and risk factors. This is general information and not insurance advice.
About home insurance agents in Owings Mills
Home insurance agents in Owings Mills, Maryland help homeowners find coverage that meets their needs. Maryland law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain local risks such as storms and flooding to ensure you have proper protection.
Frequently Asked Questions
What does a home insurance agent in Owings Mills do?
A home insurance agent helps you compare policies from different insurers and find coverage for your home. They explain deductibles, liability limits, and optional endorsements. They also assist with filing claims and updating your policy as needed.
How do I choose a home insurance agent in Maryland?
Look for an agent licensed by the Maryland Insurance Administration. Check their experience with local properties and ask about the companies they represent. You can verify a license on the Maryland Insurance Administration website.
Is flood insurance required in Owings Mills?
Flood insurance is not required by Maryland state law, but it may be required by your mortgage lender if your home is in a flood zone. Owings Mills has areas with moderate flood risk, so an agent can help you decide if a separate flood policy is wise.
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