The top-rated home insurance agent in Pikesville, Maryland is Dane Spealman - State Farm Insurance Agent, rated 4.9 stars across 166 reviews. Other highly rated options include Jon Kennedy - State Farm Insurance Agent, LPG Insurance Group, Wealcatch Insurance, Inc.. This directory lists 14 home insurance agents serving Pikesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dane Spealman - State Farm Insurance Agent | 3635 Old Court Rd ste b | (410) 484-4567 |
| 2 | Jon Kennedy - State Farm Insurance Agent | 1777 Reisterstown Rd Ste 222 | (410) 486-2800 |
| 3 | LPG Insurance Group | 1330 Reisterstown Rd Rear Suite | (443) 802-7063 |
| 4 | Wealcatch Insurance, Inc. | 37 Walker Ave | (410) 653-3053 |
| 5 | AJR Insurance | 6 Church Ln | (443) 544-8011 |
| 6 | Relation Insurance - Spero Group | 1866 Reisterstown Rd ste e | (410) 602-7723 |
| 7 | Schoenfeld Insurance | 25 Hooks Ln #316 | (410) 602-2000 |
| 8 | Yosef Cohen: Allstate Insurance | 1777 Reisterstown Rd Ste 268 | (202) 734-5600 |
| 9 | the smith firm and agency | 103 Sudbrook Ln Suite 202 | (443) 264-4398 |
| 10 | Steve Skaist: Allstate Insurance | 3655A Old Court Rd | (301) 253-1900 |
Dane Spealman - State Farm Insurance Agent serves the Baltimore County area, including Pikesville, Maryland, from its local office. It provides residential property insurance coverage designed to protect homes and personal belongings from unexpected damage or loss. The agency also offers liability protection for incidents that occur on a client's property. Clients can work with an agent to bundle home and auto policies for potential discounts. Specific services handled in this area include dwelling fire insurance policies and personal liability umbrella coverage.
Jon Kennedy - State Farm Insurance Agent in Pikesville, MD, provides a full range of home insurance services, including coverage for dwelling protection, personal property, and liability. It offers policy reviews to help ensure clients understand their coverage limits and can adjust plans as their needs change. Service options include bundling home and auto policies for potential discounts. The agency services single-family homes, multi-family apartments, retail spaces, and restaurants.
LPG Insurance Group serves the Pikesville, Maryland area and its surrounding communities, handling home insurance agent needs for local homeowners. This includes helping clients assess their property coverage requirements and connecting them with appropriate insurance solutions. The company typically works by explaining various policy features and supporting customers through the process of selecting adequate protection for their residences.
Unlike services requiring ongoing contracts, home insurance is typically a recurring annual policy. Wealcatch Insurance, Inc. in Pikesville, MD assists local homeowners in securing coverage that protects against common regional risks, such as storm damage or liability claims. The agency explains policy terms and helps compare different deductible levels so clients can make an informed choice. Service for existing policies runs on a scheduled annual renewal basis, while new policy quotes and adjustments are handled on an as-needed basis throughout the year.
AJR Insurance serves homeowners in Pikesville, Maryland, and provides home insurance policies that protect residential properties against common risks such as fire, theft, and weather damage. As a local agency, it assists clients in reviewing their coverage needs and comparing options from a variety of carriers. The agency works with both single-family homeowners and those insuring condominiums or townhomes, offering guidance on standard policies and potential add-ons like umbrella coverage. It also extends its services to clients in nearby Owings Mills and the greater Baltimore metropolitan area.
Relation Insurance - Spero Group provides coverages tailored for homeowners, condominium owners, and rental property landlords in the Pikesville, MD area. It works with clients to analyze liability exposures, personal property valuations, and dwelling replacement costs. The agency also assists with policy bundling for added efficiency and reviews deductibles to align with individual budgets. When severe storms threaten the region, it helps residents update their wind or hail coverage limits to avoid gaps in protection.
Spring storms can cause surprise roof damage across Pikesville properties, and Schoenfeld Insurance helps homeowners review their coverage options before the next heavy wind or hail event. A home insurance agent in this area works directly with clients to tailor a policy that addresses common local risks such as water intrusion and falling tree limbs. The first concrete step involves scheduling a walk-through of the property to photograph existing conditions and discuss potential coverage gaps with the agent.
Yosef Cohen: Allstate Insurance assists homeowners in Pikesville, MD, with protecting their properties and personal assets. The agency helps clients understand common policy add-ons, such as coverage for valuable jewelry, electronics, or water backup damage. This approach tailors protection to individual household needs. Commercial sectors served include offices requiring liability coverage and inventory protection, as well as warehouses and food service operations needing specialized property and equipment insurance.
The Smith Firm and Agency, based in Pikesville, MD, is known for providing home insurance coverage that helps protect residential properties. Its service range includes assessing dwelling values and personal property needs for homeowners in the surrounding area. Local clients rely on the firm for guidance on property and liability protection options. The agency works to present clear policy comparisons for various homes and condominiums. A specialty service it can add on is flood insurance coverage for properties in designated risk zones.
Steve Skaist: Allstate Insurance provides residential home insurance services for homeowners in Pikesville, MD, and the surrounding region. The agency also offers commercial coverage to protect local business properties and assets. Policies are tailored to meet individual needs for dwelling protection and liability, with agents available to discuss coverage options and risk management. Follow-up service includes policy reviews and adjustments between regular visits to maintain appropriate coverage levels as circumstances change.
What Does a a Home Insurance Agent in Pikesville Cost?
Home insurance costs in Maryland average around $1,200 to $1,800 per year for a typical policy, but Pikesville rates can vary based on your homes age, size, and location. Factors like proximity to fire stations and crime rates also affect premiums. This is general information and not insurance advice.
About home insurance agents in Pikesville
A home insurance agent in Pikesville Maryland can help you find coverage for your house and belongings. Maryland law requires insurers to offer certain minimum coverages but agents can explain options like replacement cost or actual cash value. Working with a local agent who knows Pikesville weather risks and property values can make choosing a policy easier.
Frequently Asked Questions
What does a home insurance agent in Pikesville do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain terms like deductible and liability limit. They also assist with filing claims and updating your policy after home improvements.
Do I need home insurance in Pikesville Maryland?
Yes, most mortgage lenders require home insurance. Even if you own your home outright, Maryland law does not mandate coverage but having it protects you from financial loss due to fire, theft, or weather damage. An agent can help you decide on the right level of protection.
How do I choose a home insurance agent in Pikesville?
Look for an agent licensed in Maryland with experience in the Pikesville area. Check if they represent multiple insurance companies so you can compare options. Ask about their process for handling claims and how they communicate with you.
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