The top-rated landlord insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,083 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent, Bill McCoy Insurance Agency. This directory lists 20 landlord insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 4 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 5 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 6 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 7 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 8 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 9 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
| 10 | Shelter Insurance - BJ Hurst | 103 C Michael Davenport Blvd | (502) 352-2721 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, Kentucky area, providing landlord insurance services to local property owners. The agency focuses on protecting rental properties by offering coverage options suited for residential landlords. Policies often address structures, liability, and potential loss of rental income after a covered event. This agent also assists with managing risk associated with tenant-occupied homes. Specific services handled in this area include property damage protection for rental dwellings and liability coverage for landlord exposures.
RB Brown - State Farm Insurance Agent in Frankfort, KY, offers landlord insurance services including property coverage and liability protection. Its service plans are tailored to help property owners mitigate risks associated with renting, with options for regular policy reviews. Maintenance plans aim to streamline claims processes in the event of damage or loss. The company services a range of properties such as single-family homes, apartment buildings, retail spaces, and restaurants.
Serving homeowners, property investors, and landlords throughout Frankfort, Erika Hancock’s agency provides landlord insurance policies designed to protect rental properties and income streams. Coverage can address structural damage, liability claims, and loss of rental revenue. Policies are tailored to single-family homes, duplexes, or small multi-unit buildings. The agency also explains how to bundle landlord coverage with personal auto or life insurance for added protection. In addition to Frankfort, the agency assists property owners in nearby Versailles and the surrounding Franklin County area.
Serving Frankfort, Kentucky and the surrounding central Kentucky communities, Bill McCoy Insurance Agency handles landlord insurance for residential and commercial property owners. It specializes in policies that cover rental dwellings, helping protect against property damage and liability claims. The agency works with local landlords to understand their specific rental property needs and the risks associated with tenant-occupied units. For each client, it typically reviews available coverage options tailored to the unique demands of the rental market to ensure proper protection for their investment.
Landlord insurance agents typically offer both one-time policy placements for individual properties and ongoing coverage reviews for portfolios that may change over time. In Frankfort, KY, such coverage addresses property damage from weather or fire as well as liability protections for rental properties owned by landlords. The scope of work with Sean Shah: Allstate Insurance generally includes initial consultation and onboarding for a new rental property. Ongoing service for existing policies typically runs on an as-needed basis when immediate revisions or claim support are required.
Brenda Harris - State Farm Insurance Agent specializes in landlord insurance policies designed to protect rental properties in Frankfort, Kentucky. The agency provides coverage for property damage, liability, and lost rental income from unforeseen tenant vacancies. It offers personalized assistance with local building codes and replacement cost assessments. This agent helps Frankfort landlords address seasonal concerns such as burst pipes during the Kentucky winter months or wind damage to roofs from summertime thunderstorms.
As spring rains sweep through Frankfort, landlords often face unexpected water damage from aging roofs and basement seepage. Franklin Goins Insurance Agency offers landlord insurance policies that cover property structure and liability protection against tenant injuries. This independent agency works with local property owners to tailor coverage for single-family rentals or multi-unit buildings. Policies typically include loss of rental income during repairs. A thorough inspection of the rental property’s current condition and potential hazards begins the initial assessment step.
Sturm Insurance Agency provides general coverage for property owners in Frankfort, KY, with specialty additions tailored specifically for rental dwellings and multi-unit buildings. As a landlord insurance agent, the firm structures policies to address liability, property damage, and loss of rental income from tenant-occupied spaces. It can serve commercial sectors such as offices, warehouses, and food service establishments requiring tailored protection for their unique operational exposures.
Kentucky Farm Bureau Insurance works with property owners in Frankfort, Kentucky to structure coverage for rental dwellings. This includes protection against building damage, liability from tenant injuries, and loss of rental income. Additional coverage typically extends to the landlord’s personal property used for maintenance and equipment breakdown. The agency can customize policies for various commercial sectors, such as offices, warehouses, and food service operations, ensuring each property type receives a separate insurance framework suited to its specific operational risks.
Serving Frankfort, Kentucky, Shelter Insurance - BJ Hurst handles residential landlord insurance, ensuring property owners have dependable protection for rental homes. Commercial coverage is also available for multi-unit buildings and other rental properties throughout the local area. Each policy is carefully reviewed to address specific risks that landlords face in this region. After initial setup, the agent offers follow-up consultations and can adjust coverage between regular visits as tenants or properties change, helping to maintain appropriate protection over time.
What Does a a Landlord Insurance Agent in Frankfort Cost?
Typical costs for landlord insurance in Kentucky range from 800 to 2000 dollars per year for a single-family rental property. Premiums depend on property value, location, and coverage limits. Flood insurance may cost extra in Frankfort flood zones. This is general information and not insurance advice.
About landlord insurance agents in Frankfort
A landlord insurance agent in Frankfort Kentucky can help you protect your rental properties with the right coverage. Kentucky law does not require landlord insurance but mortgage lenders often do. Agents in Frankfort understand local risks like flooding from the Kentucky River and can tailor policies to meet state regulations.
Frequently Asked Questions
What does landlord insurance cover in Kentucky?
Landlord insurance in Kentucky typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings. Policies can also include coverage for vandalism and weather damage common in the region.
Is landlord insurance required by Kentucky law?
Kentucky law does not mandate landlord insurance. However your mortgage lender may require it. Many landlords choose coverage to protect against lawsuits and property damage. Check your lease agreement for any insurance requirements.
How do I choose a landlord insurance agent in Frankfort?
Look for an agent licensed in Kentucky with experience in rental property insurance. Ask about coverage for specific risks like flood or fire. Compare quotes from multiple agents to find a policy that fits your property needs.
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