The top-rated landlord insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Jennifer Hawkins - State Farm Insurance Agent, Steve Page - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Nicholasville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nova Insurance Group | 99 Wind Haven Dr Suite 1 | (859) 687-2004 |
| 2 | Kentucky United Insurance | 224 Rebel Rd | (859) 305-6036 |
| 3 | Jennifer Hawkins - State Farm Insurance Agent | 174 Bellerive Blvd | (859) 800-5433 |
| 4 | Steve Page - State Farm Insurance Agent | 626 Edgewood Dr | (859) 885-7243 |
| 5 | Lexington First Insurance LLC | 502 N Main St | (859) 260-8745 |
| 6 | Randall Chewning - State Farm Insurance Agent | 609 N Main St | (859) 887-1243 |
| 7 | C.M. Space and Associates, Inc. | 231 N Main St | (859) 887-8747 |
| 8 | Charles Cromer: Allstate Insurance | 218 N Main St | (859) 885-7009 |
| 9 | Shelter Insurance - Marc Miller | 847 S Main St | (859) 885-4409 |
| 10 | Orient Insurance Ltd. | 221 E Brannon Rd | (859) 474-7871 |
Nova Insurance Group serves Nicholasville and surrounding Jessamine County as a landlord insurance agent, providing coverage for residential rental properties of various sizes. The company assists property owners in securing policies that address common risks in the local rental market. Policies typically protect against property damage, liability claims, and loss of rental income. Nova Insurance Group handles both single-family home rentals and small multi-unit apartment buildings.
Kentucky United Insurance provides landlord insurance services in Nicholasville, KY, covering policies for property damage, liability, and rental income loss to protect real estate investors. They offer routine maintenance plans that assist landlords in keeping their properties compliant with safety codes and tenant standards. The agency typically services single-family homes, garden apartments, small retail storefronts, and local restaurants in the Nicholasville area.
Jennifer Hawkins, a State Farm Insurance Agent in Nicholasville, KY, serves local homeowners, rental property investors, and small-scale property managers who need landlord-specific coverage. The agency assists clients in securing policies that protect residential rental dwellings and income streams from common property risks. Services include discussing liability protection options and dwelling coverage tailored to leased homes or duplexes. This office also extends its landlord insurance services to clients residing in the nearby communities of Lexington and Jessamine County.
Steve Page - State Farm Insurance Agent serves Nicholasville, Kentucky, and the surrounding communities of Jessamine County. It handles insurance policies designed specifically for landlords who rent out residential properties. This includes coverage for the physical dwelling structure, liability protection, and potential loss of rental income. For each typical job, the agency assesses the property owner’s specific risks to tailor a personal lines policy that meets basic coverage needs while remaining within a standard budget.
Lexington First Insurance LLC in Nicholasville, KY offers both one-time and recurring service options for landlords seeking property coverage. They focus on protecting rental dwellings against common liabilities and physical damages specific to multi-family and single-unit rentals typical in central Kentucky. Their policies are designed to address the unique risks landlords face, including loss of rental income and tenant-related incidents. Coverage services are available to clients on a one-time or as-needed basis according to their specific portfolio needs rather than a fixed recurring schedule.
Randall Chewning - State Farm Insurance Agent in Nicholasville, KY focuses on landlord insurance policies that cover property damage and liability for residential rental units. The agency also handles a range of personal insurance needs for local property owners. Common services include helping landlords secure protection against fire, vandalism, and weather-related risks. This is particularly important during the Kentucky winter season, when frozen pipes can cause costly water damage to unoccupied rental properties.
As the changing seasons in Nicholasville bring fluctuating tenant concerns and maintenance demands, property owners require consistent protection for their investments. C.M. Space and Associates, Inc. provides landlord insurance coverage tailored to the specific risks of leasing residential and commercial properties in central Kentucky, addressing liability exposures and loss of rental income alike. They help clients understand policy options for property damage and legal costs associated with tenant incidents. To begin identifying the appropriate coverage, the agency schedules a thorough review of the property and its current lease arrangements.
Charles Cromer: Allstate Insurance offers landlord insurance policies for property owners in Nicholasville, KY. These policies generally protect rental dwellings and provide liability coverage for premises. For greater protection, specialized add-ons can be arranged, such as coverage for intentional property damage or loss of rental income. Charles Cromer’s agency can serve a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
Shelter Insurance - Marc Miller offers landlord insurance services for residential rental properties in Nicholasville, KY, and also provides coverage options for commercial rental spaces. Serving local property owners, the agency helps safeguard investments against common rental risks and liabilities. Clients can receive prompt follow-up assistance or schedule repeat service between regular visits to adjust coverage as needs change.
What Does a a Landlord Insurance Agent in Nicholasville Cost?
Typical landlord insurance premiums in Kentucky range from 800 to 2000 dollars annually for a standard single-family rental. Factors affecting cost include the propertys age replacement cost deductible amount and location in Nicholasville. Flood insurance through the NFIP adds about 700 to 1000 dollars per year if needed. This is general information not insurance advice.
About landlord insurance agents in Nicholasville
Landlord insurance agents in Nicholasville Kentucky help rental property owners secure policies that cover dwelling damage liability and loss of rental income. Kentucky law does not require landlord insurance but mortgage lenders often do and it is essential for protecting your investment in Jessamine County. Local agents understand risks like storm damage and tenant liability specific to central Kentucky.
Frequently Asked Questions
What does landlord insurance cover in Kentucky?
A standard landlord policy in Kentucky covers the dwelling structure other structures like fences liability for tenant injuries and loss of rental income if the property becomes uninhabitable. Flood and earthquake coverage are usually separate add-ons.
Is landlord insurance required by law in Kentucky?
Kentucky state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. Without it you risk paying out of pocket for damage or liability claims.
How much does landlord insurance cost in Nicholasville Kentucky?
Costs vary based on property value location and coverage limits. In Kentucky landlord insurance typically ranges from 800 to 2000 dollars per year for a single-family rental. Older homes or those in flood-prone areas may cost more.
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