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Find Landlord Insurance Agents Near You in Owensboro, KY

Browse landlord insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated landlord insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance, T.H.E Insurance Group. This directory lists 20 landlord insurance agents serving Owensboro.

Showing 20 landlord insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
3The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
4T.H.E Insurance Group745 Carlton Dr(270) 240-1835
5Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
6Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
7Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
8EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
9Kentucky Farm Bureau Insurance2645 Frederica St(270) 926-9600
10WD Insurance2410 W Parrish Ave(270) 240-2268
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Landlord Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves the Owensboro, Kentucky area, specializing in landlord insurance. As a local agency, it helps property owners secure coverage for rental dwellings and income properties. This protection addresses risks such as property damage and liability claims from tenants. The agency assists with tailoring policies for single-family rentals and multi-unit buildings, ensuring investors can better manage their assets. Specific services include coverage for loss of rental income and protection against vandalism.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Landlord Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent in Owensboro, KY, provides landlord insurance coverage tailored to protect rental property investments. It offers policies designed to cover property damage, liability claims, and potential income loss from tenant issues. Regular policy reviews and update services help ensure coverage adapts to changing property conditions or local regulations. The agency services single-family homes, apartments, retail spaces, and restaurants with suitable protection options.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Landlord Insurance Agent · Owensboro, KY

The Hayden Agency: Allstate Insurance serves homeowners and property managers in Owensboro, Kentucky, who require landlord insurance to protect their rental investments. The agency provides coverage options designed for residential rental properties. Its agents assist clients in securing policies that address liability protection and property damage. The agency also offers service to property owners in neighboring Daviess County communities.

TH
745 Carlton Dr
T.H.E Insurance Group
Landlord Insurance Agent · Owensboro, KY

T.H.E Insurance Group serves Owensboro, Kentucky, and surrounding communities, handling landlord insurance policies for local property owners. It specializes in coverage for rental properties, including multifamily units and single-family homes. The company addresses typical risks such as property damage, liability claims, and income loss from tenant vacancies. For each policy, it evaluates the property’s location and condition to identify necessary protections. It then ensures the coverage aligns with the landlord’s specific rental agreement requirements.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Landlord Insurance Agent · Owensboro, KY

Allstate Insurance Agent Kent Banning in Owensboro, KY, offers landlord insurance with distinct one-time policy options for single property placements and recurring service for portfolio reviews as units change. Coverage typically protects rental dwellings from property damage and liability claims. Assistance for claims or policy adjustments operates on an as-needed basis, providing flexibility for each client’s schedule.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Landlord Insurance Agent · Owensboro, KY

When a heavy storm rolls through Owensboro and leaves a rental property with roof damage, Elevate Insurance Agency Inc helps landlords quickly assess their coverage and start the claims process. This local agency provides policies tailored to protecting investment properties from fire, floods, and tenant liabilities. Their service begins by scheduling an on-site inspection of the building’s structure and safety features before finalizing any policy terms.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Landlord Insurance Agent · Owensboro, KY

Owensboro Insurance Agency specializes in landlord insurance policies tailored for property owners in Owensboro, Kentucky, covering risks unique to rental dwellings. It also provides general commercial property and liability insurance services to support local real estate investors. The agency helps landlords navigate coverage needs during tenant transitions or seasonal maintenance issues, such as protecting vacant units from weather-related damage common in Kentucky winters.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Landlord Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning in Owensboro, KY provides comprehensive landlord insurance solutions for property owners. Its agency specializes in securing coverage for rental properties, including policies that protect against property damage, liability claims, and loss of rental income. Clients can add tailored endorsements for specific risks common to local rental markets. The company serves a range of commercial sectors, including office buildings, warehouses, and food service establishments.

KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Landlord Insurance Agent · Owensboro, KY

Kentucky Farm Bureau Insurance serves Owensboro and the surrounding communities of Daviess County, handling specialized landlord insurance policies for residential and commercial rental properties. The agency assists property owners with coverage for dwellings, liability protection, and loss of rental income from unforeseen damage. For a typical job, it evaluates the specific risks of each rental property, then recommends a tailored policy that balances adequate protection with the owner's budget constraints.

WI
2410 W Parrish Ave
WD Insurance
Landlord Insurance Agent · Owensboro, KY
BI
801 Old Hartford Rd
Bennett Insurance Agency
Landlord Insurance Agent · Owensboro, KY
(270) 228-2323
IG
745 Carlton Dr
THE Insurance Group by Drew Young
Landlord Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Landlord Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Landlord Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Landlord Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Landlord Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Landlord Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Landlord Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
SI
3943 KY-54
Storm Insurance, LLC
Landlord Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com
HI
2009 Frederica St A
Houchens Insurance Group
Landlord Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency

What Does a a Landlord Insurance Agent in Owensboro Cost?

Landlord insurance in Kentucky typically costs 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Owensboro, expect annual premiums between 800 and 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties or those with higher liability risks may cost more. This is general information, not insurance advice.

About landlord insurance agents in Owensboro

Landlord insurance agents in Owensboro Kentucky help rental property owners protect their investments. Kentucky law requires landlords to maintain habitable premises and liability coverage is strongly recommended. Local agents can tailor policies to cover property damage, loss of rental income, and liability claims specific to Kentucky rental regulations.

Frequently Asked Questions

What does landlord insurance cover in Owensboro Kentucky?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings. Kentucky law does not require landlord insurance but mortgage lenders often do.

How is landlord insurance different from homeowners insurance in Kentucky?

Homeowners insurance covers owner-occupied homes while landlord insurance covers rental properties. Landlord policies include coverage for loss of rental income and higher liability limits for tenant-related claims. Using homeowners insurance for a rental property in Kentucky can lead to claim denials.

Do I need landlord insurance for a single rental property in Owensboro?

Yes, even one rental property should have landlord insurance. Kentucky has no state requirement but your mortgage lender will likely require it. A local Owensboro agent can help you find a policy that fits a single property budget.

Landlord Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.