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Compare Landlord Insurance Agents in Owensboro, KY
Compare landlord insurance agents in Owensboro. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 landlord insurance agents in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shane Satterfield - State Farm Insurance Agent
2100 Frederica St, Owensboro, KY 42301
(270) 685-4452
mysfagentshane.com
Branden Haines - State Farm Insurance Agent
2917 New Hartford Rd, Owensboro, KY 42303
(270) 683-0001
brandenhaines.com
The Hayden Agency: Allstate Insurance
700 Carlton Dr, Owensboro, KY 42303
(270) 926-7007
agents.allstate.com
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835
theinsurancegroupowensboro.com
Allstate Insurance Agent: Kent Banning
3221 Frederica St STE D, Owensboro, KY 42301
(270) 683-7343
agents.allstate.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001
elevateyourinsurance.com
Kentucky Farm Bureau Insurance
2645 Frederica St, Owensboro, KY 42301
(270) 926-9600
kyfb.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806
emford.com
AAA Owensboro Insurance and Member Services
1600 Frederica St, Owensboro, KY 42301
(270) 683-8034
ace.aaa.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268
wdinsuranceobky.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
Nationwide Insurance: Aubrey M Beatty
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-1006
agency.nationwide.com
THE Insurance Group by Drew Young
745 Carlton Dr, Owensboro, KY 42303
(812) 608-0649
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975
rivercityinsuranceagency.com
Lawton Insurance of Owensboro
200 E 3rd St Suite 101, Owensboro, KY 42301
(270) 685-5124
hfins.com
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159
jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336
ohiovalleyins.com
Storm Insurance, LLC
3943 KY-54, Owensboro, KY 42303
(270) 685-2438
storm-ins.com
Houchens Insurance Group
2009 Frederica St A, Owensboro, KY 42301
(270) 685-5581
higusa.com
Landlord insurance agents in Owensboro Kentucky help rental property owners protect their investments. Kentucky law requires landlords to maintain habitable premises and liability coverage is strongly recommended. Local agents can tailor policies to cover property damage, loss of rental income, and liability claims specific to Kentucky rental regulations.
What Does a Landlord Insurance Agent in Owensboro Cost?
Landlord insurance in Kentucky typically costs 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Owensboro, expect annual premiums between 800 and 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties or those with higher liability risks may cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Owensboro Kentucky?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings. Kentucky law does not require landlord insurance but mortgage lenders often do.
How is landlord insurance different from homeowners insurance in Kentucky?
Homeowners insurance covers owner-occupied homes while landlord insurance covers rental properties. Landlord policies include coverage for loss of rental income and higher liability limits for tenant-related claims. Using homeowners insurance for a rental property in Kentucky can lead to claim denials.
Do I need landlord insurance for a single rental property in Owensboro?
Yes, even one rental property should have landlord insurance. Kentucky has no state requirement but your mortgage lender will likely require it. A local Owensboro agent can help you find a policy that fits a single property budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.