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Find Landlord Insurance Agents Near You in Richmond, KY

Looking for a landlord insurance agent in Richmond? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 landlord insurance agents in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350 jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199 parsonshowardinsurance.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500 insurancepro.biz
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883 shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933 brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254 kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002 insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252 linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031 shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309 coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888 alhinsurance.com
Hurst Home Insurance
312 W Irvine St, Richmond, KY 40475
(859) 623-3197 hursthomeins.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684 bobrobertsinsurance.com
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485 reynoldsinsuranceagency.com
John Rader Insurance Inc
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408 maupininsuranceky.com

Landlord insurance agents in Richmond, Kentucky help property owners find coverage for rental homes and apartments. Kentucky law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to central Kentucky, such as weather damage and tenant liability.

What Does a Landlord Insurance Agent in Richmond Cost?

The cost of landlord insurance in Kentucky typically ranges from $500 to $1,500 per year for a single-family rental. Factors include property value, location, coverage limits, and deductible. An agent in Richmond can provide a specific quote based on your property. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Kentucky?
Landlord insurance typically covers property damage, liability, and lost rental income. In Kentucky, policies may also cover damage from storms, fire, or vandalism. Personal property of tenants is not covered.
Is landlord insurance required by law in Kentucky?
Kentucky state law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. It is strongly recommended to protect your investment.
How do I choose a landlord insurance agent in Richmond?
Look for an agent who specializes in rental properties and knows Kentucky insurance regulations. Ask about coverage for vacant properties and liability protection. Compare quotes from multiple agents.