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Find Landlord Insurance Agents Near You in Lexington, KY

Browse landlord insurance agents serving Lexington, Kentucky. Updated 2026-07-14.

The top-rated landlord insurance agent in Lexington, Kentucky is Debra Hensley - State Farm Insurance Agent, rated 5.0 stars across 575 reviews. Other highly rated options include Carpenter Insurance Group LLC, SeibertKeck Insurance Partners, Energy Insurance Agency. This directory lists 20 landlord insurance agents serving Lexington.

Showing 20 landlord insurance agents in Lexington, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Debra Hensley - State Farm Insurance Agent1513 Nicholasville Rd(859) 276-3244
2Carpenter Insurance Group LLC141 Prosperous Pl Suite 26(859) 202-3656
3SeibertKeck Insurance Partners2011 Rambler Rd #1(859) 203-5353
4Energy Insurance Agency3008 Atkinson Ave #3(859) 273-1549
5Integrity Insurance Group, LLC1500 Leestown Rd Ste 228(859) 800-4946
6Bray & Oakley Insurance Agency3061 Fieldstone Way #300(859) 927-3743
7Renee Jackson Insurance Agency1795 Alysheba Way Suite 1101(859) 317-2217
8Greater Lexington Insurance Agency, Inc.1066 Wellington Way(859) 224-2477
9Signature Insurance Group525 Darby Creek Rd Suite 29(859) 407-4888
10Sullivan Insurance Agency635 N Broadway(859) 233-1637
DH
1513 Nicholasville Rd
Debra Hensley - State Farm Insurance Agent
Landlord Insurance Agent · Lexington, KY

Debra Hensley - State Farm Insurance Agent serves the Lexington, Kentucky metro area, specializing in landlord insurance policies for residential and commercial property owners. The agency helps local landlords protect rental properties against common risks like fire damage, theft, and liability claims. Policies are tailored to cover the building structure and any liability exposures associated with leasing property to tenants. The business handles loss-of-rent coverage and offers personal umbrella liability insurance for additional protection.

CI
141 Prosperous Pl Suite 26
Carpenter Insurance Group LLC
Landlord Insurance Agent · Lexington, KY

Carpenter Insurance Group LLC serves landlords, property managers, and real estate investors with coverage for rental properties in Lexington, KY. The company helps these clients protect their income streams by securing policies that address property damage, liability, and lost rent. Tailored plans are offered for single-family homes, duplexes, and small apartment buildings. Its work regularly involves navigating local insurance requirements unique to Kentucky rental markets. This agency also serves property owners in the neighboring community of Nicholasville.

SI
2011 Rambler Rd #1
SeibertKeck Insurance Partners
Landlord Insurance Agent · Lexington, KY

SeibertKeck Insurance Partners offers a comprehensive range of landlord insurance services tailored for property owners in Lexington, Kentucky. The agency provides customized coverage plans and assists clients with ongoing policy maintenance to ensure adequate protection for their rental investments. Their service approach includes evaluating individual property risks to secure appropriate liability and property insurance. SeibertKeck Insurance Partners builds its work around serving a diverse set of rental properties, from single-family homes and apartment complexes to retail spaces and restaurants throughout the local area.

EI
3008 Atkinson Ave #3
Energy Insurance Agency
Landlord Insurance Agent · Lexington, KY

Energy Insurance Agency serves Lexington, Kentucky, and the surrounding communities. It handles a full range of landlord insurance policies designed for property owners in the area. This includes coverage for residential rental units and commercial properties. The agency works with local landlords to assess their specific needs and property risks. Its general approach to a typical job involves reviewing the client's property portfolio and recommending a tailored policy that provides appropriate coverage for potential damages and liability.

II
1500 Leestown Rd Ste 228
Integrity Insurance Group, LLC
Landlord Insurance Agent · Lexington, KY

Integrity Insurance Group, LLC in Lexington, KY distinguishes between one-time landlord policies and recurring annual coverage to align with different property management needs. Their landlord insurance agent services provide protection for rental properties, including structures and liability, tailored to local regulations and market conditions. They help landlords navigate coverage options to safeguard income properties. Service runs on a one-time, scheduled, or as-needed basis to accommodate varying portfolios.

BO
3061 Fieldstone Way #300
Bray & Oakley Insurance Agency
Landlord Insurance Agent · Lexington, KY

Bray & Oakley Insurance Agency offers specialized landlord insurance policies designed to protect rental property investments in the Lexington area. The agency’s general service work includes helping property owners secure comprehensive building and liability coverage suitable for single-family homes and small multifamily dwellings. A local agent understands the changing risks associated with Bluegrass region weather, such as hailstorms damaging roofs between tenant turnovers, and can adjust a policy to address that specific seasonal concern.

RJ
1795 Alysheba Way Suite 1101
Renee Jackson Insurance Agency
Landlord Insurance Agent · Lexington, KY

After heavy spring storms sweep through Fayette County, property owners in the area often face sudden roof and gutter damage. Renee Jackson Insurance Agency in Lexington, KY, helps landlords navigate claims and coverage adjustments for such rental-property losses. They specialize in policies that protect residential and commercial lease investments from common local weather-related damage and tenant liability. The initial process typically begins with a thorough inspection of the rental property’s condition.

GL
1066 Wellington Way
Greater Lexington Insurance Agency, Inc.
Landlord Insurance Agent · Lexington, KY

Greater Lexington Insurance Agency, Inc. specializes in insurance policies designed for property owners who rent out residential or commercial spaces. Their services include coverage options that can protect against property damage, liability claims, and potential loss of rental income. They also offer additional endorsements tailored to specific landlord risks in the Lexington, KY area, ensuring adequate protection for diverse rental properties. The agency serves commercial sectors such as office buildings, warehouses, and food service establishments.

SI
525 Darby Creek Rd Suite 29
Signature Insurance Group
Landlord Insurance Agent · Lexington, KY

Signature Insurance Group, located in Lexington, Kentucky, is known for providing specialized landlord insurance agent services to property owners in the region. The company offers coverage tailored to protect rental properties, including liability and property damage policies. This agency assists local landlords in managing the financial risks of leasing residential or commercial spaces to tenants. Additionally, it can provide an add-on service for loss of rental income protection to help property owners maintain cash flow during property repairs between tenancies.

SI
635 N Broadway
Sullivan Insurance Agency
Landlord Insurance Agent · Lexington, KY

Sullivan Insurance Agency provides residential landlord insurance services in Lexington, Kentucky. Their policy offerings also extend to commercial rental properties, serving property owners throughout the broader Lexington area. Each insurance plan is tailored to address the unique liability and property risks associated with leasing dwellings or commercial spaces. After securing initial coverage, the agency assists with annual policy reviews and any mid-term adjustments needed between regular renewal visits. They handle follow-up claims support and routine account updates as rental circumstances change over time.

AT
343 Waller Ave #101
Al Torstrick Insurance Agency
Landlord Insurance Agent · Lexington, KY
(859) 233-1461
altorstrick.com
LI
465 E High St #101
Lexington Insurance Agency
Landlord Insurance Agent · Lexington, KY
(859) 253-6570
lexingtoninsuranceagency.com
JG
271 W Short St Ste 812
John G King Insurance
Landlord Insurance Agent · Lexington, KY
(859) 252-6155
johngkinginsurance.com
SI
236 E Reynolds Rd UNIT C2
Summit Insurance Co.
Landlord Insurance Agent · Lexington, KY
(859) 479-1234
summit-ins.com
WI
1910 Harrodsburg Rd
Whitt Insurance Agency, Inc
Landlord Insurance Agent · Lexington, KY
(859) 278-0124
whittinsuranceagency.com
CI
2300 Regency Rd
Cambridge Insurance
Landlord Insurance Agent · Lexington, KY
(859) 252-0381
cambridgeinsurance.net
SI
80 Codell Dr Suite 120 Suite 120 Suite 120
Strong Insurance Agency LLC
Landlord Insurance Agent · Lexington, KY
(859) 263-5840
stronginsuranceagencyky.com
RS
1025 Dove Run Rd #302
The Randolph Scott Insurance Agency
Landlord Insurance Agent · Lexington, KY
(859) 252-0879
randolphscottins.com
JE
138 Jefferson St
Joe E Johnson Insurance
Landlord Insurance Agent · Lexington, KY
(859) 254-1808
LI
163 E Reynolds Rd
Lexington insurance service KY
Landlord Insurance Agent · Lexington, KY
(859) 474-7936
katharynfenstermac.wixsite.com/lexington-insurance

What Does a a Landlord Insurance Agent in Lexington Cost?

Landlord insurance in Kentucky typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lexington premiums often range from 800 to 1500 dollars per year. Factors affecting cost include property age, location, coverage limits, and deductible amount. Policies for multi-unit properties or those with higher liability limits will cost more. This is general information and not insurance advice.

About landlord insurance agents in Lexington

Landlord insurance agents in Lexington Kentucky help property owners protect their rental investments. These agents can explain coverage for dwelling damage, liability protection, and loss of rental income. Kentucky law does not require landlord insurance but many mortgage lenders do require it for rental properties.

Frequently Asked Questions

What does landlord insurance cover in Lexington Kentucky?

Landlord insurance typically covers the dwelling structure, other structures on the property, liability for injuries, and loss of rental income. It does not cover tenant personal property or intentional damage. Agents can help customize a policy for your specific rental property.

Is landlord insurance required by Kentucky law?

Kentucky law does not require landlord insurance. However most mortgage lenders require a landlord policy for financed rental properties. Some Lexington homeowners associations may also require proof of liability coverage for rental units.

How do I choose a landlord insurance agent in Lexington?

Look for an agent who specializes in rental property coverage and understands Kentucky insurance regulations. Ask about coverage for older homes common in Lexington neighborhoods. Compare quotes from multiple agents to find a policy that fits your property needs.

Landlord Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.