The top-rated landlord insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 18 landlord insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 7 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 8 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
| 9 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 10 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
Jane Staples - State Farm Insurance Agent serves Waldorf, MD, and surrounding Charles County. The agency focuses on providing landlord insurance policies tailored to residential rental properties. These policies typically cover dwelling protection, liability coverage for tenant incidents, and financial safeguards against lost rental income. The agent assists property owners in evaluating coverage limits and deductibles to suit individual property needs. Among the specific services offered are protection for property damage caused by fire or weather and insurance solutions for rental properties with multiple units.
As a landlord insurance agent in Waldorf, MD, this agency offers a range of coverage options to protect rental properties from common risks such as property damage, liability claims, and loss of rental income. It provides personalized consultations to help landlords assess their specific insurance needs. Property owners can set up customized service plans that include regular policy reviews. The agency serves clients who own single-family homes, apartments, retail spaces, and restaurants.
Trevant Insurance Agency serves Waldorf, Maryland and the surrounding communities, handling landlord insurance policies for residential and commercial rental property owners. The agency assists clients in securing coverage for property damage, liability protection, and loss of rental income. To manage a typical policy, it begins by evaluating each property’s specific risk factors and occupancy details before recommending appropriate policy limits and endorsements tailored to the landlord’s portfolio.
Serving homeowners and property managers in Waldorf, Maryland, Allstate Insurance: Bill Waugh & Associates provides landlord insurance agent services to protect rental property investments. This agency helps clients secure coverage for single-family rentals and multi-unit dwellings against common property risks and liability concerns. Policyholders can discuss their specific rental needs and explore tailored insurance options suited to their holdings. The agency also extends its landlord insurance services to clients in La Plata and the broader Charles County area.
Covering both single-occurrence issues and ongoing coverage arrangements, a landlord insurance agent addresses distinct protection needs for rental property owners. For a one-time policy, the focus is often on a specific property transition or renovation, whereas recurring service typically includes annual liability and property damage coverages. Operating in Waldorf, MD, A.F. Szabo Insurance Agency Inc. handles these options under the category of landlord insurance agent. Service for client accounts in this area runs on an as-needed basis for policy adjustments and renewals.
Oliver Mack Insurance focuses on coverage solutions for residential rental properties in Waldorf, MD, including policies tailored for single-family homes and small multifamily buildings. It works with landlords to protect against property damage, liability claims, and income loss from tenant issues. During the winter season, it often helps property owners review coverage for frozen pipe damage and snow-related roof collapses.
As winter storms threaten the Waldorf area, rental property owners often worry about sudden damage from frozen pipes or wind. Hugh R.A. Stewart Insurance Agency offers policies that can cover these risks for landlords in the local market. Their work focuses on matching coverage to the specific needs of each property owned by an individual investor. The standard process begins with a thorough review of the building and its current protection levels before the agent recommends suitable liability and property options. This initial-assessment step includes an on-site inspection of the premises.
A&A Insurance Center - Tag & Title Services in Waldorf, MD assists property owners with securing coverage for rental dwellings and investment properties. The company specializes in landlord insurance, focusing on policies that protect against tenant-related liabilities, property damage, and income loss. Clients can turn to them for guidance on coverage tailored to residential and commercial rental situations. Their expertise extends to serving various sectors, including offices, warehouses, and food service establishments seeking appropriate insurance solutions.
Johnson Insurance Group, Inc.: Allstate Insurance provides residential landlord insurance coverage for property owners in Waldorf, Maryland. The agency also offers commercial policies for rental properties, serving clients throughout the surrounding area. Landlord insurance protects structures from common perils and liability risks specific to rental properties. The company assists with regular policy reviews and adjustments to ensure adequate coverage as properties change. Follow-up service includes thorough claim support between routine visits, helping landlords maintain continuous protection for their investments.
TOMASKO ENTERPRISES INC - INSURANCE is a landlord insurance agency serving the Waldorf, MD area. It specializes in helping property owners secure coverage for residential rental properties. The company provides policies that protect against common risks such as property damage and liability claims from tenants. A key aspect of its work involves tailoring coverage to local housing regulations and market conditions. As a specialty add-on, the agency offers loss of rental income protection to help landlords manage financial shortfalls when a unit becomes temporarily uninhabitable.
What Does a a Landlord Insurance Agent in Waldorf Cost?
Landlord insurance in Maryland typically costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Waldorf you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Waldorf
Landlord insurance agents in Waldorf Maryland help property owners find coverage for rental homes and multi-unit buildings. Maryland law requires landlords to maintain certain safety standards and liability protections. A local agent can explain how state regulations affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Waldorf Maryland?
Landlord insurance typically covers property damage loss of rental income and liability for tenant injuries. In Maryland policies may also include coverage for ordinance or law compliance if your property is damaged.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance. However most mortgage lenders and property management companies require it. Without it you risk paying out of pocket for damage or lawsuits.
How do I choose a landlord insurance agent in Waldorf?
Look for an agent licensed in Maryland who has experience with rental properties in Charles County. Ask about coverage for vacant units and flood insurance since parts of Waldorf are in flood zones.
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