The top-rated landlord insurance agent in Brooklyn Park, Minnesota is Globe Life American Income Division: Deley Organization, rated 4.8 stars across 783 reviews. Other highly rated options include Jessie Wieden - State Farm Insurance Agent, Jeff Wieden - State Farm Insurance Agent, Sniezek Group Agency: Allstate Insurance. This directory lists 12 landlord insurance agents serving Brooklyn Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Deley Organization | 7101 Northland Cir N #202 | (763) 292-5107 |
| 2 | Jessie Wieden - State Farm Insurance Agent | 8148 Lakeland Ave N | (763) 566-9890 |
| 3 | Jeff Wieden - State Farm Insurance Agent | 8148 Lakeland Ave N | (763) 566-9890 |
| 4 | Sniezek Group Agency: Allstate Insurance | 9630 Colorado Ln N | (763) 205-5322 |
| 5 | Karl Herman - State Farm Insurance Agent | 8567 Edinburgh Centre Dr | (612) 378-1111 |
| 6 | Riz Mulla - State Farm Insurance Agent | 9657 Colorado Ln N | (763) 425-6868 |
| 7 | Chad Sutherland - State Farm Insurance Agent | 8479A W Broadway | (763) 424-3000 |
| 8 | Tou Thai Lee - State Farm Insurance Agent | 3621 85th Ave N Ste 101 | (763) 231-0000 |
| 9 | Darcie Steinmetz: Allstate Insurance | 8065 Brooklyn Blvd | (763) 488-9999 |
| 10 | Farmers Insurance - Carrillo Agency | 7845 Brooklyn Blvd #220 | (763) 237-6974 |
Globe Life American Income Division: Deley Organization serves Brooklyn Park and Hennepin County as a landlord insurance agent, providing tailored property coverage solutions for residential rental owners in the local market. The company assists landlords in securing plans that address liability protection and dwelling repairs. It specifically handles coverage for tenant-caused damage and lost rental income claims in this area.
Jessie Wieden - State Farm Insurance Agent in Brooklyn Park provides landlord insurance policies designed to protect rental property investments. Service plans typically cover property damage, liability protection, and loss of rental income. Maintenance-focused advice helps landlords manage risks associated with wear and tear or tenant-related issues. Clients receive personalized guidance for selecting appropriate coverage limits and deductibles. The agency serves properties ranging from single-family homes and apartments to retail spaces and restaurants in the area.
Homeowners, property managers, and real estate investors in Brooklyn Park, MN, rely on Jeff Wieden with State Farm Insurance Agent for landlord insurance coverage. This agency provides policies that typically protect rental properties from damage, liability, and lost rental income. Jeff Wieden offers personalized guidance to help local landlords understand their specific coverage needs in the regional market. The agency also serves clients throughout the northwestern Minneapolis-Saint Paul metro and neighboring communities such as Maple Grove and Osseo.
Sniezek Group Agency: Allstate Insurance serves Brooklyn Park and surrounding areas of Hennepin County, Minnesota, as a Landlord Insurance Agent. This agency offers property coverage solutions tailored for residential and commercial rental property owners. Protection for structures, liability risks, and loss of rental income are typical components of the insurance policies they provide. The agency handles claims assistance and policy reviews that address the specific needs of landlords managing single-family homes or multi-unit dwellings in the greater Minneapolis-Saint Paul region.
Karl Herman - State Farm Insurance Agent serves Brooklyn Park, Minnesota, and its surrounding communities, handling landlord insurance policies for residential rental properties. This agency addresses the unique risk exposures property owners face, including liability coverage and dwelling protection. Unique policies cover common situations like loss of rental income and tenant-caused damage. With each client, the agent performs a thorough consultation, assesses the specific property and coverage gaps, and tailors an individual plan to match those needs.
Riz Mulla - State Farm Insurance Agent in Brooklyn Park, MN, addresses the difference between one-time landlord policies for occasional rental needs and recurring coverage for ongoing property management. Landlord insurance typically protects against property damage, liability, and lost rental income. The agent helps landlords assess each property’s individual risk profile, ensuring appropriate protection for either short-term or long-term rental situations. Service for consultations and policy setup runs on an as-needed basis, allowing clients to request support whenever their rental property circumstances change.
Chad Sutherland - State Farm Insurance Agent in Brooklyn Park, MN, specializes in landlord insurance coverage for residential and small commercial rental properties. The agency provides general risk management services for individual landlords, helping protect rental income and property assets against common liabilities. Each policy is tailored to address fire, vandalism, and liability concerns typical to this area. When transitioning new tenants or preparing for Minnesota’s freeze-thaw cycles, the office assists clients in adjusting coverage to prevent weather-related claims between rental seasons.
As winter approaches in Brooklyn Park, leaking pipes or ice dams can mean costly repairs for rental properties, and Tou Thai Lee - State Farm Insurance Agent offers coverage that helps landlords protect their investments against such seasonal property damage. Policies through this agency can be tailored for single-family rentals or larger multifamily buildings, addressing liability concerns and lost rental income during repairs. The process begins with a thorough inspection of the unit and a detailed discussion of the landlord's specific coverage needs.
Darcie Steinmetz: Allstate Insurance in Brooklyn Park, MN provides property coverage strategies primarily for residential landlords. These policies typically protect rental dwellings against fire, weather damage, and liability claims arising from tenant incidents. A landlord insurance agent can further customize a policy with endorsements that cover loss of rental income or damage from tenant-caused vandalism. Commercial property owners also find these protections helpful, whether they manage multiple rental houses, apartment complexes, office buildings, warehouses, or food service establishments.
Farmers Insurance - Carrillo Agency in Brooklyn Park, MN provides landlord insurance agent services for residential rental properties, ensuring property owners have suitable coverage for their investments. These services also extend to commercial landlord policies, which protect larger multi-unit buildings or business-related rental spaces throughout the local area. A typical engagement addresses initial policy setup and periodic reviews tailored to changing tenant circumstances. The agency accommodates follow-up consultations between regular visits, helping landlords adjust coverage as leases renew or property conditions evolve.
What Does a a Landlord Insurance Agent in Brooklyn Park Cost?
Landlord insurance in Minnesota typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Brooklyn Park, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect pricing. This is general information, not insurance advice.
About landlord insurance agents in Brooklyn Park
Landlord insurance agents in Brooklyn Park help property owners protect their rental investments with policies tailored to Minnesota regulations. Minnesota law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures you understand coverage options for winter weather risks and tenant-related claims common in the Twin Cities area.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Minnesota, policies often include protection against freeze damage from burst pipes during winter. You may also add coverage for vandalism or theft by tenants.
Do I need landlord insurance for a single rental property in Brooklyn Park?
Yes, if you rent out a property you do not live in, standard homeowners insurance will not cover landlord risks. Minnesota law does not require landlord insurance by statute, but mortgage lenders usually require it. A local agent can help you meet lender requirements and avoid gaps in coverage.
How does Minnesota law affect landlord insurance claims?
Minnesota has a two-year statute of limitations for property damage claims from a covered loss. Landlords must also comply with state habitability laws, which can affect liability claims. An agent familiar with Minnesota regulations can help you choose policy limits that align with these legal requirements.
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