The top-rated landlord insurance agent in Chanhassen, Minnesota is Active Insurance Solutions, rated 4.9 stars across 427 reviews. Other highly rated options include South Lake Agency - Insurance Brokers, Jeremy Senn - State Farm Insurance Agent, Sharlene Downs - State Farm Insurance Agent. This directory lists 11 landlord insurance agents serving Chanhassen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Active Insurance Solutions | 2431 Galpin Ct STE 140 | (952) 479-5877 |
| 2 | South Lake Agency - Insurance Brokers | 7945 Stone Creek Dr # 30 | (952) 856-5500 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 99 Lake Dr E | (952) 380-0990 |
| 4 | Sharlene Downs - State Farm Insurance Agent | 480 W 78th St Suite 103 | (952) 934-7329 |
| 5 | Dave Roy Insurance Agency: Allstate Insurance | 7965 Stone Creek Dr STE 110 | (952) 448-3555 |
| 6 | Mitch Velgersdyk - State Farm Insurance Agent | 7955 Stone Creek Dr #10 | (612) 326-4414 |
| 7 | Jon Fransway - State Farm Insurance Agent | 1258 Park Rd | (952) 975-4900 |
| 8 | Kortuem Insurance Agency, Inc. | 600 W 78th St #200 | (952) 934-4126 |
| 9 | Ron Herrmann Agency Inc American Family Insurance | 7955 Stone Creek Dr Ste 110 | (952) 974-0577 |
| 10 | Farmers Insurance - David Papas Insurance Agency | 470 W 78th St Ste 130 | (952) 567-2299 |
Active Insurance Solutions serves Carver County and the western Twin Cities metro from its Chanhassen, Minnesota office. It primarily assists property owners with insurance tailored to rental dwellings and investment properties. The agency addresses the common risks landlords face, including property damage, liability claims, and lost rental income. For local property owners, it handles policies covering single-family rental homes and multi-unit apartment buildings in the surrounding area.
South Lake Agency - Insurance Brokers provides a range of landlord insurance services in Chanhassen, MN, including property coverage and liability protection for rental properties. Their service plans often include risk assessment consultations to help landlords understand their specific coverage needs and maintain appropriate policies over time. They also assist with updating plans as portfolios change. The agency services various property types such as single-family homes, apartments, retail spaces, and restaurants, offering tailored solutions for each.
Homeowners, landlords, and property managers turn to Jeremy Senn - State Farm Insurance Agent in Chanhassen, Minnesota for landlord insurance coverage. The agency helps property owners protect rental dwellings, from single-family homes to small apartment buildings, against common risks like fire, liability, and weather damage. Solutions are tailored to the unique needs of local real estate investors. The agency extends its services to neighboring communities throughout the southwest metro area, including Victoria, Chaska, and Eden Prairie.
Sharlene Downs - State Farm Insurance Agent serves the Chanhassen, Minnesota area and its surrounding communities as a landlord insurance agent. It handles coverage needs for residential rental properties, helping property owners protect their investments from common risks. The agency provides policies designed to address liability concerns, building damage, and loss of rental income. To handle a typical job, it first evaluates the specific property and the landlord's exposure, then recommends tailored coverage options that balance protection with the owner's financial considerations.
Located in Chanhassen, Minnesota, Dave Roy Insurance Agency: Allstate Insurance provides landlord insurance agents who help property owners distinguish between a one-time policy for a single, short-term rental and a recurring annual policy for an ongoing lease property. Coverage typically addresses property damage, liability protections for the owner, and potential loss of rental income. Service is available on an as-needed basis, with clients contacting the agency to discuss unique rental situations or policy adjustments.
Mitch Velgersdyk - State Farm Insurance Agent in Chanhassen, MN, specializes in landlord insurance policies that protect rental properties from liability and property damage. It also works with area landlords to construct customized coverage packages addressing income loss and general maintenance risks. The agency supports property owners through the spring rental season when new lease agreements often begin and tenant turnover increases the potential for unforeseen exposure.
With harsh Minnesota winters threatening Chanhassen rental properties, Jon Fransway - State Farm Insurance Agent helps local landlords secure their portfolios against storm damage, frozen pipe claims, and tenant liability issues. The agency provides tailored landlord insurance policies designed to protect both single-family rentals and multi-unit buildings from common regional weather and vacancy concerns. A focused initial assessment begins with an inspection of property age, existing roof condition, and current safety features.
Kortuem Insurance Agency, Inc. in Chanhassen, MN provides property insurance solutions for landlords seeking coverage for rental properties. Its specialty product adds protection for liability claims, property damage, and lost rental income due to covered events. Policies are customized to address the unique risks of owning residential and commercial rental spaces. The agency can serve commercial sectors including office buildings, warehouses, and food service facilities.
Ron Herrmann Agency Inc American Family Insurance provides residential landlord insurance services for property owners in Chanhassen, Minnesota. The agency also offers commercial coverage options for those managing larger rental properties or mixed-use buildings within the surrounding area. An agent works closely with each client to document property details, adjust liability limits, and address tenant-related coverage needs. After policy issuance, the team maintains contact with landlords to review any changes and arrange follow-up service between regular visits.
Farmers Insurance - David Papas Insurance Agency in Chanhassen, MN, is known for providing tailored coverage for residential rental properties. Its service range includes policies for single-family rentals, duplexes, and small apartment buildings, addressing risks such as property damage and liability. The agency also assists with income loss protection and building ordinance coverage. For a specialty add-on, it offers umbrella liability insurance for landlords with multiple properties seeking extra liability above standard limits.
What Does a a Landlord Insurance Agent in Chanhassen Cost?
Typical landlord insurance costs in Minnesota range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Chanhassen annual premiums often fall between 800 and 1,500 dollars. Factors like property age location and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Chanhassen
Landlord insurance agents in Chanhassen Minnesota help rental property owners protect their investments. Minnesota law does not require landlord insurance but most mortgage lenders and HOAs do. Agents can explain how local risks like freeze-thaw cycles and tenant liability affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Chanhassen Minnesota?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Minnesota policies often exclude flood damage so you may need separate flood insurance. An agent can tailor coverage to your specific property type.
How do I choose a landlord insurance agent in Chanhassen?
Look for an agent licensed in Minnesota who specializes in rental property coverage. Ask about their experience with multi-unit dwellings and knowledge of local building codes. A good agent will compare quotes from multiple insurers to find suitable options.
Is landlord insurance required by law in Minnesota?
Minnesota state law does not mandate landlord insurance. However your mortgage lender or homeowners association may require it. Without coverage you could face significant out-of-pocket costs for property damage or liability claims.
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